Ambient Wealth Management Avis 

Knowledge, experience and transparency drive trust and good decisions.
Josh & Ambient are being fundamental to help us save for the future.

I cannot recommend Josh Williams enough! From the moment I started working with Josh, I felt understood and confident with his ability and experience. His advice was clear and tailored to my situation - especially as I had had bad experiences with other financial advisors.
Not only is Josh highly knowledgeable but he is also very personable and has a relaxed yet professional approach about him. I feel he truly cares about delivering the best solutions for my needs and he continues to focus on helping me to achieve my long-term goals. If you’re looking for a financial advisor who is trustworthy, professional, and dedicated, look no further than Josh!

On my regular discussions with Josh where he explains all of the current and prospects of my portfolio, making it simple to understand.
Currently the changes he proposed last year are all in positive numbers, which is not always the case with other companies wealth managers. I have tried other previously.
So far very happy.

Josh has been my financial advisor for a few years now. He's been great, he pre-arranges our chats and always rings when he says he will. His knowledge is excellent and his advice has always proved correct. I would recommend him without hesitation.

Josh is a knowledgeable and committed advisor who is available with time and expertise to manage all my changing money needs. I trust him with my finances and his decision making.

Josh is very knowledgeable and helpful and in touch with me regularly regarding my pension. I am very pleased that they look after my pension.

I have known josh for a number off years .the most important thing is i100% trust him .he so helpful makes everything easy for me he knows i am not good technology.he has also had time to help me outside of work.TOP MAN

We have trusted Josh from Ambient Wealth for many years.
He makes a point of meeting face to face and shares his knowledge of wealth management in detail.
We are about to review our finances and will be doing that with this company first and foremost.

Josh is reliable, knowledgeable and innovative. He goes the extra mile to help and makes you feel conformable talking about finances and the best way to manage your money while navigating the complexity of several financial and taxation jurisdictions. I do recommend Josh.

Great Understanding of Local Regulations. I would highly recommend to anyone in Spain or Portugal.

All my dealings with Josh have been informative and helpful. Both myself and my wife now use Ambient Wealth Management and have been very happy with the way they give a personnel touch.

From the minute I first spoke with Josh Williams, I felt completely at ease, he has such a professional and friendly manner. He has always been so open and transparent with every question asked, I had an instant connection and good feeling about our future business together.
Basically I knew nothing about what possibilities I had with my pensions, I had many many questions about how it all worked. Josh was not only thorough with is answers, but I can honestly say I don't know how he had the patience for me at times, he even spoke with my father to answer his questions about my options, and even my father was impressed with Josh's professional manner and knowledge, at such a young age.
Nothing was ever too much trouble for Josh, and he came out again to see me on a few occasions to make the whole process convenient for me. Naturally, the pension process is not a quick process, but I was constantly updated on anything, and he even got me compensation money from the 3rd party because of their delay in the processing.
I believe that Josh and I will have a long professional relationship, because I could not imagine moving my business elsewhere. Also, there is not much this guy doesn’t know, and what he doesn't know he makes it a challenge to get an answer for you. I am so happy with his professional, knowledgeable and courteous manner along with the amazing services that Ambient Wealth Management offer, I could not recommend Josh Williams, and the company highly enough.
Thanks again Josh for all your help, I can honestly see you reaching, and far exceeding, your career goals in record time!!!

I came across Josh when I was wanting to consolidate my pensions in the UK and put them into new investments. At first when I was considering this I was sceptical, as you hear all kinds of horror stories. I had a meeting with Josh and was impressed by his knowledge and enthusiasm. He put me at ease and answered all my questions which put me at rest. The transition was handled very well considering there was a pandemic going on. My trust in them and Josh is so much that I have chosen to invest further with them. I receive regular statements which shows how my investments are growing. Josh answers any queries I have and has replied to all my messages. My experience with Ambient Wealth and Josh in particular has been a positive one and have recommended other people who have also echoed my experience.

My adviser Josh dealt with queries about my pension transfer in an efficient and professional manner, keeping me updated of the progress along the way and assisting in getting a very good exchange rate when it was time for the transfer from UK. I am very happy with his service and would thoroughly recommend him. Infact, I had been approached by two other companies but chose Josh because of the trust he instilled in me.

Very happy with the service I have received. Your experience with Ambient is not a one time process. It is a decision to chose what is best for you and the best people to help you in that goal. I consolidated several financial products to one single source across countries when I emigrated. The process was complex, time consuming and on occasions incredibly frustrating - all of that was why I had not attempted to move it before but had wanted to for some years. Had I had to do this without Josh, there is no doubt I would have given up and it would still be festering as it was.

Josh's commitment to ensure I was fully aware of what was happening every step of the way, the ability to translate difficult questionnaires, make me aware of the purpose and intention of documents and conversations was invaluable. He alleviated any concerns I had and was able to make me feel comfortable and reassured with the decisions I made. Without question I always feel well informed and able to make decisions based on the suitability for my future.

Everyone should have a ''Josh'' and I will continue to work with him and his team as far into the future as I can.

I have worked with Josh for four years and I have been completely satisfied with his expert advice and honesty.
He explains things very simply and seems to have very good insight into a complicated business. I trust him totally and I am very happy with how my investments have flourished with this company.

I have had great service from Josh at Ambient Wealth over the last 3 years. He has taken care of the financial planning for my future and retirement. Josh has been very professional in his approach and very thorough in getting to know my situation and needs as a client. He also worked hard and persisted through a difficult situation with my previous pension provider. Without his help I doubtless would not have managed to secure the funds which they held. He has sent me gentle reminders when I need to take action and has always been easy to get in contact with when I have needed some information. I would highly recommend his services and knowledge to anyone who may benefit from some help with their financial planning.

Josh is an absolute excellent communicator. He helped me to understand finances and made the most of my investments!

I invested with Josh on the recommendation of friends. I'm very happy I did. I had money that I didn't know what to do with, and after we talked, he put me at ease and was confident he'd look after me. I still feel that way. He keeps in touch and offered to be of assistance in an unrelated financial matter that I had mentioned, and wasn't sure about. Happy to be doing business with him.

I now understand tax and investment in both the UK and Spain thanks to Josh who has been brilliant at explaining the benefits and consequences of different courses of action and how to maximise my income.