fundwise Avis 

Professional company, helpful and responsive.

Great communication, easy to work with and no high pressure selling. Really work with and care about your specific needs.

Charge and upfront fee of $497 so you won'the back out of funding.

I had a great experience with Fundwise. James was professional and informative. This is my first experience getting funding for a business and was greatful to have Fundwise help get the funding I needed.

Looking for different financing options for a venture I am working on. Spoke with Tate and he was informative. He had a sales pitch vibe to him that I let slide because I was interested in finding options to funding.

He spoke of lines of credit or loans that could be available. I submit all my docs and he schedules me a consultation with a senior advisor, Austin, and like the other reviews - he never calls. Here is why I think that is:

I reviewed trust pilot and the only people who had true detail on their financial work were ones who were dissatisfied. It’s all about charging to get you open credit cards. I called Tate and asked if that was what they were going to do, have me open multiple credit cards. He stammers that it is a possibility, but Austin could tell me more. I made it clear that I’m looking for funding, but not to open a dozen credit cards. He assured me that wasn’t the case. Then the lines went dark. Almost as if I “was onto them” or something.

Either way, buyer beware. They are sketchy. Ask a lot of questions because this fly by night operation is shady at best.

James Frehner completely exceeded my expectations on acquiring funding for my company. He was prompt and courteous and answered questions without hesitation. He knows the business, and knows just when and what to say and how to say it. I know I would not have acquired the amount of credit that I did acquire for my company without his direction. I'm very impressed and satisfied with the outcome. Thank you.

I had a great experience with FundWise Capital, Michael Begg helped me secure funding to get my business the boost I needed. Strongly encourage their services.

I'm writing you to tell you that I'm EXTREMELY disappointed in how I was treated throughout this process. I had high hopes based on the reviews I read and the 1st contact I recieved that you were in the business to help people by taking a different approach. My initial contact with Roscoe Evans was fantastic. He was very professional and informative. He scheduled an appointment for today at 2 with Austin Bitters that I was optimistic about as getting start up business funding of any kind is difficult. My 690 credit score and 185k annual income made it seem like I would have options and he assured me that Austin was one of the best. Well it's 2:26 and I never received a call. Instead I received an preformatted impersonal email from Austin an hour before hand stating that we couldn't approve anything due to "Too Many Inquiries/New Accounts" which I have seen before. (I travel for work and like the travel rewards cards so I end up getting those types of BS denials with zero teeth all the time. One phone call with a human and it's a different story.)

Nowhere in the email did it state he wasn't going to call me and when I finally emailed him after the appointment time he responded with little to no help or explanation. To flat out deny all forms of funding with little to no due diligence or analysis based on 9 measly inquires in the last 12 months is amateur at best. Top all of that off he didn't even have the accumen or professional courtesy to call me and discuss what this means, honoring our appointment.

Now I was lead to believe that this was a professional organization that was in the business of helping small businesses gain funding to attempt being successful but everything I've experienced this far says the opposite. It seems the title of "senior funding advisor" has no real weight and I'd be better off calling one of the big banks and CC companies.

Needless to say I'm extremely disappointed with Austin and the company that chooses to condone his actions.

James F was a friendly and cheerful guide in my search for funds. Without him I would not have gotten anywhere near my goal and especially in the short time frame. His and his companies knowledge got me what I needed to be. It was a very good experience.

I would highly recommend this company. They will walk you through the process step by step and work with you until all options have been explored. They are very professional and exhaust all their resources in helping. I appreciate their honesty when there is no way around an issue. You will not be disappointed with their service.

The employees are awesome! Really good to work with, willing to help with anything. Love the place.

Tanner rocks my world. Seriously.

I spoke with Roscoe who took my credit report and he told me a senior adviser will call me. The call never came. I have since tried to call them multiple times but have been unable to speak with anyone. I also sent them a couple emails but to no avail. They now have my credit report and I am not sure how they are going to use it.
Stay away from this company....

Here's a detailed account of my story and dissatisfaction with Fundwise Capital. My goal is for potential customers to make a more informed decision than I did.

I was paired with a consultant to begin. His name was Michael Begg. Michael told me that my discounted fee of $2,997 was for the funding options they'd get for me--essentially the credit cards he'd help me apply for. The thing is, I didn't need help applying for credit cards. I already had 13 credit cards totaling over $90,000 of unsecured debt and I had nearly an 800 credit score. I knew how to research and find the credit cards that had appealing promotional intro apr's for balance transfers and purchases. What I was most interested in was their knowledge on how to pull the cash off the cards without incurring the cash advance fees and exorbitant interest rates. So I told Michael all of that and made it clear that the sole reason for me paying the $2,997 fee was for the cash out plan NOT the help in getting additional credit cards. He gave me assurance by connecting me with a guy name Casey Lundquist who would be responsible for creating this cash-out plan. After speaking with Casey, I made the decision to sign their contract and move forward.

After I completed the process of submitting applications over the next week and securing 7 new cards (important to note I was approved for 7 out of 9 applications due to inquiries incurred during the process), Casey gave me a cash-out plan. However, it was not thorough at all and didn't even include all the accounts I was able to secure. I asked him to create a new plan that was accurate and incorporated my existing cards so I could pull off the maximum cash possible. He ended up sending my file to Leo Kanell who I believe is the CEO according to his email signature. Over the next few days, Leo sent me two or three of his versions of a cash-out plan, but again none of them utilized all of my cards and some of them would have taken months to accomplish (there is a waiting period for the balance transfer to post on the account and then another waiting period for you to request and wait for the check from the account you're pulling the cash off of). Waiting months was not an option because many of the new accounts stated in fine print that the promotional balance transfer apr was only valid if the balance transfer was posted in the first 45 days. This was not disclosed by Fundwise nor was it taken into consideration when putting together the cash-out plans. The plans also did not factor in that nearly every bank will only allow you to balance transfer up to a certain percentage of your total credit line--some cases it's as low as 50% like one of American Express cards. Again, this was not disclosed nor was it taken into consideration when putting together the cash-out plans. Leo also sent patronizing emails advising me to change my mindset from that of a consumer to that of an entrepreneur. That was both unprofessional and not even appropriate to our conversation. Pretty sad to think that came from the CEO of the company.

Essentially what you get for hiring Fundwise are two things: 1) Good plan and assistance in applying for the credit cards that you have the most likelihood of getting approved for to maximize the amount of funding you get and 2) A very poorly put together cash-out plan that is not accurate/thorough and does not disclose the things I mentioned above.

If you are looking for help to apply for credit cards, then Fundwise may be a good option for you. But if you already know how to do that and you're just looking for a plan to pull cash off these cards like I was, Fundwise is a waste of money. They do a good job at misleading people in the latter category by enticing them with this cash-out plan promise so please read this review thoroughly to avoid getting ripped off like I did.

Also, when I voiced these concerns and shared my dissatisfaction with their service, they responded with the most beat-around-the-bush answer possible and gave me a pathetic apology about why they could not offer me a refund.

My experience was great, I got exactly what I had expected from the beginning plus more!! It was a great experience the whole way through and I am very satisfied.

I DEALT WITH MICHAEL AT FUNDWISE CAPITAL AND RECEIVED EXCELLENT SERVICE. WOULD RECOMMEND THEM TO ANYONE WHO NEEDS FUNDING.

Initially, I felt skeptical about using credit cards to fund my construction project. My bank declined to make a loan on new construction that would be used for lease purposes so I was desperately looking for alternate financing. When I found Fundwise, I was advised by Michael Begg. He proved to be patient, professional and transparent throughout the process. I am a very satisfied believer.

I contacted this company after seeing their advertisement over the Internet. Something told me not to use them, but as the mind goes, we always don't listen to ourselves. I told that I had great scores above 700 and then he stated I could qualify for a 0% unsecured credit card 9-15 month payback and then he tricked me into running my credit report with their service ProCredit where I paid $1.00 and my scores came back 750 for all 3 bureau's. Then I had to set an appointment with their fund advisor Austin, who called me with A TOTALLY DIFFERENT SPIN, now he states you're "pre-approved." We'll need income verification and I told DREW I was starting a new business and HE STATED, NO PROBLEM...THERE'S NO INCOME VERIFICATION, WE BASE PRODUCTS FROM YOUR CREDIT SCORE...A TOTAL LIE!!!! Stay away from this company, they take your credit report and analyze it for HIGHER priced loan packages where they'd make a commission. TOTAL FRAUDULENT COMPANY!!
I don't need anyone to analyze my credit report, I know my accounts by heart. They were very un-truthful about credit scores and lied to me about 0% products. I told them not to sell my data to 3rd party administrators!!!

It was a pleasure to work with James Frehner at Fundwise. He is so personable, patient and a strong leader. He was able to answer my question to help me get my best start on my new online busniess!
I would recommend speaking with him whenever you require about business funding needs in your future, i know I will!
Marlene Young