From the moment I asked how much I could be approved for to the final deposit, the entire process was smooth and straightforward. I never felt overwhelmed or like I was signing my life away. I truly a... Voir plus
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Lisez les avis des autres
Really great experience with Happy Money. The whole process was easy from beginning to end, approval was quick, and I had the funds 5 days later. I also really liked being able to choose between 3... Voir plus
L'entreprise a répondu
This was probably one of the easiest experiences with a loan provider that I've ever had. They had good terms and APR's based on what I was getting the loan for, and they were all straight forward and... Voir plus
L'entreprise a répondu
Indeed, initially not too sure of loan approval because of my credit. My new baby 15 months mom pregnancy was deemed High Risk, and therefore had to stay home till put to bed. I had to resort to cr... Voir plus
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À propos de l'entreprise
Écrit par l'entreprise
Happy Money is a financial technology company that believes money can be a tool for happiness. We aim to make personal loans a happier experience and help our members achieve their goals. Our first product, The Payoff Loan™, is designed to help members lower and eliminate their credit card balances. Founded in 2009, Happy Money has worked with lending partners to fund over $3.9 billion in loans for 208,000 members and counting. We are expanding the types of personal loans we offer and look forward to helping new members fund their happy.
Coordonnées de contact
21515 Hawthorne Blvd, Suite 200 , 90503, Torrance, Etats-Unis
- 1-800-878-0901
- success@happymoney.com
- happymoney.com
4,7
Excellent
768 avis
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When I needed why questions answered…
When I needed why questions answered the had all the right things answered with clearity. Got approved didn't hurt
20 avril 2026
Réponse : Happy Money
We're happy to hear that we provided clarity and the right answers for your needs. Thank you for sharing your positive experience with us!
Réponse : Happy Money
We're glad you found the process fast and easy! Thank you for recommending us; we appreciate your positive feedback very much.
The only company that didn't give me…
The only company that didn't give me the Run around, easy to apply and approved quickly!!!!
20 avril 2026
Réponse : Happy Money
We're happy to hear that our application process was easy and fast. Thank you for your positive feedback; we appreciate it greatly!
Réponse : Happy Money
Thank you for the review! 🙌We love empowering people to use money as a tool for their happiness!
Very easy and shame-free
From the moment I asked how much I could be approved for to the final deposit, the entire process was smooth and straightforward. I never felt overwhelmed or like I was signing my life away. I truly appreciate all the agencies involved for giving me the chance to restart without feeling ashamed about my debt.
20 avril 2026
Réponse : Happy Money
We're happy to hear that the process was smooth and straightforward, from start to finish. Our goal is to help our members achieve their goals – so thanks for sharing your experience with Happy Money.
My experience with Happy Money was very…
My experience with Happy Money was very positive - it was easy to set up and the terms were reasonable.
17 avril 2026
Réponse : Happy Money
We're happy to hear that setting up your account was easy and our terms met your expectations. Thank you for sharing your positive experience with us!
I had a great experience
I had a great experience with this company. I got the money in the three business days sent straight to my bank.
19 avril 2026
Réponse : Happy Money
Thank you for the review! 🙌We love empowering people to use money as a tool for their happiness!
Payed off a lot of credit card debt…
Payed off a lot of credit card debt nice to have me st of my paycheck going back to me at 62 and getting ready to retire it was very important to take care of this stuff.
18 avril 2026
Réponse : Happy Money
Hi, we are so happy you've had a wonderful experience. 🥳 We love helping people achieve their goals!
I wish I could give this company a good…
I wish I could give this company a good review. Initially, the loan process was fast and easy. My loan was funded relatively quickly, but I don’t have much experience with personal loans so I don’t know how long other companies usually take. I believe I was funded within 14 days.
I have to leave a poor review because I recently requested to add additional money onto my personal loan after having completed a 65% payoff of my loan and was denied based on my performance with the company. Mind you I have never missed a payment and the only time that I was late on a payment was when I was making an additional payment to the principal and the payment failed so although I have a record of automatic payments for my loan on the same day every month they still didn’t qualify me for a loan increase. Their reasoning was asinine. I attempted to call in and discussed this with a customer service representative, but they have no power or no desire to reevaluate criteria overall, I am pretty disappointed with my experience.
17 avril 2026
Avis spontané
Réponse : Happy Money
We’re sorry to hear that your experience did not meet your expectations. If there is anything we can assist you with or do to enhance your experience, please let us know. You can reach our team at support@happymoney.com or 1-800-878-090, Monday-Friday between 6:00 am - 2:30 pm (PT) / 9:00 am - 5:30 pm (ET).
Honest,helpful ,construction,good,
17 avril 2026
Réponse : Happy Money
We love to hear it! 😍 🙌Money really can be a tool for happiness.
Easy, Breezy
This was probably one of the easiest experiences with a loan provider that I've ever had. They had good terms and APR's based on what I was getting the loan for, and they were all straight forward and easy to use. The only thing I would like to see different, is a better app, that lets you both download your payment schedule and loan terms. There were a couple of times, I couldn't remember how long my loan was for, and because i wanted to make sure it was paid off on-time, I had to dig around for the original paperwork to see my loan term.
17 avril 2026
Réponse : Happy Money
We're happy you found our loan process straightforward and appreciate your feedback on the app. Our goal is to help our members achieve their goals – so thanks for sharing your experience with Happy Money.
Easy to use
Easy to use. Easy to maintain. Thank you for helping me in a time I really needed it.
17 avril 2026
Réponse : Happy Money
Thank you for the review! We love empowering people to use money as a tool for their happiness!
I was trying to get a loan with many…
I was trying to get a loan with many companies including the 2 companies with I had loan, being a good payer and with a small debt and It was impossible until I contact you
16 avril 2026
Réponse : Happy Money
That is amazing!! Our goal is to help our members achieve their goals – so thanks for sharing your experience with Happy Money.
Excellent loan experience
Really great experience with Happy Money. The whole process was easy from beginning to end, approval was quick, and I had the funds 5 days later. I also really liked being able to choose between 3 repayment options depending on the term that worked best for me.
The online portal was also straightforward and easy to use, which made the whole experience even better.
Overall, this was one of the smoothest and easiest loan experiences I’ve had, and Happy Money was excellent to deal with.
16 avril 2026
Réponse : Happy Money
We're happy you found the loan process easy and quick. It's great to hear the online portal was straightforward for you. Thank you for sharing your positive experience!
Fast and easy
16 avril 2026
Réponse : Happy Money
We love to hear it! 😍 🙌Money really can be a tool for happiness.
Happy Money
Indeed, initially not too sure of loan approval because of my credit. My new baby 15 months mom pregnancy was deemed High Risk, and therefore had to stay home till put to bed.
I had to resort to credit cards to pay off bills and after her delivery my max out credit cards came punching me hard leaving me stressed and restless.
Surprisingly, my loan was approved within 10 minutes and deposited to my account in less than a week. I’ve paid most of the cards and can now have very happy moments with the family and little baby. Happy Money is the way out for people with my situation. I’ve been given options to choose a date for payment and the monthly payment will allow me to put bread and butter matter to rest. Thank you Happy Money 🙏🙏🙏
27 mars 2026
Réponse : Happy Money
Thank you for the review! We love empowering people to use money as a tool for their happiness! It's wonderful that Happy Money has helped with your credit cards, allowing you to focus on your family.
Very good was able to pay off other…
Very good was able to pay off other loans and credit cards
11 avril 2026
Réponse : Happy Money
We love to hear it! 😍 🙌Money really can be a tool for happiness.
Réponse : Happy Money
We're happy to hear that the approval process was fast and easy for you! Thank you for your positive feedback; it means a lot to us.
Approval process seamless
Approval process seamless. Overall I had an exceptional experience!
11 avril 2026
Réponse : Happy Money
We're happy to hear that the approval process was seamless for you! Thank you for the review!
Réponse : Happy Money
We're happy to hear that you found the application process easy and the APR low. Thank you for your feedback!
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