My agent Micheal was absolutely great he is very kind and understanding he made getting this policy very easy and stress free😁
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Lisez les avis des autres
Nice trogens check outs pretty smooth performances. Needs plenty customer service support. Also sending the chime out there for deeper than better results and growth factors regarding health at it's... Voir plus
L'entreprise a répondu
Michael Koetting was very helpful, acknowledgeable, and went above expectations to make sure that I was satisfied with the outcome. I really appreciate customer service like that. Michael keep doing w... Voir plus
L'entreprise a répondu
Since taking on my new policy, I feel tremendously more "looked after", so to speak, and a great deal less anxed about my children having to deal with my final arrangements! This is such a weight off... Voir plus
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À propos de l'entreprise
À propos de Heritage Associates
Écrit par l'entreprise
Insure Peace of Mind
Cremation
Burial
Life Insurance
Heritage Associates is the Texas and Minnesota regional agency of Lincoln Heritage Life Insurance Company, the market leader for final expense coverage. Heritage Associates offers small, whole-life insurance policies and planning assistance to alleviate the burden placed on loved ones when the time comes to coordinate and pay for a funeral. Policies range from $1,000 – $20,000 in coverage, and benefits are accessible within 24 hours at the time of need. No medical exam is required, and most qualify with no waiting period necessary. Rates do not increase and policies do not expire once coverage begins!
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4,9
Excellent
214 avis
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Réponse de Heritage Associates
Thank you for your kind words and support!
Thank for help good
6 octobre 2025
Réponse de Heritage Associates
Thank you so much for your kind words! We’re so glad to know you had a positive experience with our team. Helping families find the right coverage and peace of mind is what we’re all about. Please don’t hesitate to reach out if you ever need anything — we are here to help!
We needed final expense ins.for me…
We needed final expense ins.for me husband and dont understand it much,lol! Robin Akin explained things to me so patiently! Such a sweet lady! Got my younger brother to sign up also with Robin! Thanku!
4 septembre 2025
Réponse de Heritage Associates
Thank you so much for sharing this, and for trusting Robin to help your family! We’re so glad she was able to make everything clear and comfortable for you — final expense insurance can be confusing at first, but our hope is always to bring clarity and peace of mind. We’re honored you also recommended your brother, and we’ll be here whenever you or your loved ones need us!
She was very professional and patient.
She was very professional and patient.
5 septembre 2025
Avis spontané
Réponse de Heritage Associates
Thank you so much for your kind words! We’re so glad to hear that you had a positive experience and that our team member’s professionalism and patience made a difference. It’s always our goal to make this process as comfortable and stress-free as possible. Please know that we’ll be here for you and your loved ones whenever you need us.
My agent made it so easy and found…
My agent made it so easy and found exactly what I needed in the price I wanted
1 septembre 2025
Réponse de Heritage Associates
Thank you so much for your kind reviews! It gives us such missional satisfaction to know we helped provide peace of mind through both your plan and the corresponding premium! Thank you again for the opportunity to serve you and your loved ones!
Keeping in touch
29 août 2025
Avis spontané
Réponse de Heritage Associates
Thank you for your 5-star review! We’re so glad our team’s consistent follow-up and communication stood out to you. Staying in touch and being available when you need us is something we take pride in. We remain here to help whenever you or your loved ones need us!
My pleasant experience
Talking to Robin Akin was like talking to a friend. She worked with me to find the right policy within my budget. She was NOT pushy at all. She did her follow up calls in a timely manner. After I got my policy in the mail, she went over every question I had. She didn't seem to be in a rush to get me off the phone. As for the policy, I chose to go with Lincoln Heritage for a few reasons, one was the AD&D rider, another was the assistance for my next of kin with finding the right funeral home, and the benefit of transportation assistance if I should pass away more than 200 miles away from home.
Thank you,
28 août 2025
Avis spontané
Réponse de Heritage Associates
Thank you so much for sharing your thoughtful review! We’re so glad to hear that Robin made you feel comfortable and supported throughout the process—her caring, patient approach is exactly what we strive for. It’s wonderful to know she took the time to answer all your questions without pressure and helped you find a policy that felt comfortable.
We’re also pleased that the unique benefits of Lincoln Heritage, like the AD&D rider, family assistance with funeral arrangements, and transportation protection, gave you the added peace of mind you were looking for. Those details can make a big difference for both you and your loved ones.
Please know we're here to support you and your loved ones whenever needed.
Naomi was very patient and took the…
Naomi was very patient and took the time to explain everything. She also made it work with our budget
25 juillet 2025
Avis spontané
Réponse de Heritage Associates
Thank you so much for your kind words! We’re delighted to hear Naomi was patient, thorough, and helped find coverage that felt comfortable for you and your family. We’ll be sure to share your appreciation with her!
Headache free
I appreciate that everything was easy and smooth when I needed their help and assistance.
3 juillet 2025
Réponse de Heritage Associates
Thank you for sharing your experience! We’re so glad everything was easy and smooth for you. Please don't hesitate to contact us if you or your loved ones need assistance again!
I asked for a refund and still haven't…
I asked for a refund and still haven't received the paperwork at all.
11 août 2025
Réponse de Heritage Associates
Thank you for your feedback! This is Michael Koetting, Managing Principal for Heritage Associates, and I’m truly sorry to hear that you’ve felt frustrated with the cancellation process—handling these requests promptly is as important to us as processing claims on the hardest of days. Please know we absolutely stand by our money-back guarantee (free look period) and want to quickly resolve your frustration.
I did confirm that your cancellation request was processed on August 11, 2025 (5 days ago when we last spoke with you), and Lincoln Heritage Life Insurance Company has already sent the cancellation form via USPS mail per your request. Physical mail typically takes 1–2 weeks to arrive (this weekend is still probably too soon to expect delivery), but if you’d prefer to complete the process more quickly, you also have the option to upload your cancellation directly through Lincoln Heritage’s policyholder portal at https://service.lhlic.com.
Our team, including Jamie, made several attempts to connect you directly with me so I could personally help expedite the process; unfortunately, you hung up before we could assist you further. Please know that I remain available and more than willing to assist you directly to make sure everything is resolved as quickly as possible.
We sincerely value the trust you placed in us and want to ensure this process is completed smoothly for you. I will attempt to contact you directly again when Lincoln Heritage's offices open on Monday to help walk you through the online process for expediting your cancellation request.
Very professional!
10 juillet 2025
Réponse de Heritage Associates
Thank you so much for your kind words! We know that preparing for final expenses can be a difficult topic to approach, which is why we take pride in providing the highest level of professionalism and care for every policyholder. We’re grateful for your trust and look forward to being here whenever you and your loved ones need us most.
Réponse de Heritage Associates
Thank you for your feedback! We’re glad you found the process quick and easy. Don’t hesitate to contact us if you ever have questions or need assistance with your coverage.
Helpful no matter the time.
Despite the fact it was late at night, around 7pm, and they were probably wanting to go home. They were very helpful and considerate with setting everything up.
30 juin 2025
Réponse de Heritage Associates
Thank you for the kind words! We’re so glad our team could assist you when you needed it. We know you are trusting us to support your loved ones on the toughest of days. Please know that the funeral concierge team is available after hours–and 24/7–to ensure that families are supported when it matters most. We truly appreciate your feedback and trust!
Jamie made it so easy for me to…
Jamie made it so easy for me to understand the concept of the funeral home plans
24 juin 2025
Avis spontané
Réponse de Heritage Associates
Thank you so much for your kind words! We’re thrilled to hear that Jamie was able to make everything clear and easy to understand. Helping families feel confident in their planning is exactly what we strive for. We’ll be sure to pass your appreciation along to Jamie!
Don't Understand the Review
Well, after being told there wasn't a waiting period I was told that my prescription was rejected when I only take two water pills a day. That's It!!! now please reevaluate the policy and then tell me or I plan to cancel.
1 juin 2025
Réponse de Heritage Associates
Thank you for taking our call, Mrs. Porter! I’m glad we were able to clarify the misunderstanding—it appears we were being mistaken for another company. Rest assured, we never deny or reject applicants based solely on a single prescription. In fact, most applicants qualify for immediate coverage, just as you did with your original policy. Both of your policies remain in good standing, and we truly appreciate the opportunity to help you increase your coverage and continue serving you and your family.
IT WAS QUICK AND EASY THANK YOU
IT WAS QUICK AND EASY THANK YOU , JAMIE PAYNE
3 juin 2025
Avis spontané
Réponse de Heritage Associates
Thank you so much for taking the time to share your experience! We’re glad to hear the process was quick and easy for you. We truly appreciate your feedback and will be sure to pass your kind words along to Jamie!
They made sure I got and reasonable…
They made sure I got and reasonable price on my
Life insurance policy
4 mai 2025
Réponse de Heritage Associates
Thank you so much for your kind words! Making sure our clients get the coverage they need at a fair and reasonable rate is always our top priority. If you ever have questions or need anything in the future, don’t hesitate to reach out. We’re here to help!
Trust
They explained all the steps with no surprises. Making the transition easier making me feel comfortable with my decision.
5 mai 2025
Réponse de Heritage Associates
Thank you so much for your kind words! We’re glad to hear that the process felt smooth and transparent. It’s our goal to make every step as clear as possible so you can feel confident in your decisions. We appreciate your trust and are here for you anytime you need us!
Compassion and Patience
Michael made sure to explain everything to me. He was also very patient and compassionate when he was speaking to my younger brother. He remained in contact with me to confirm that our policy was approved. I really appreciated that.
25 mars 2025
Réponse de Heritage Associates
Thank you for your thoughtful review! We’re glad to hear that Michael was able to clearly explain everything and offer compassion throughout the process—especially when speaking with your younger brother. Keeping you updated and ensuring your policy was approved is the easy part. Thank you for your trust and the opportunity to serve you in the future on some of the hardest days.
Was given the facts I needed to understand
Was given the facts I needed to understand insurance policies. Agent answered my questions and explained differences to me.
10 avril 2025
Réponse de Heritage Associates
Thank you for your kind review! We’re glad to hear that you felt well-informed and that your questions were answered clearly. It’s always our goal to make final expense insurance easy to understand and to help you feel confident in your decisions. Please don’t hesitate to reach out if you ever need anything in the future!
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