Hipoteken International Mortgages Avis 

Amazing company to deal with.
We are based in the UK and Luis, Alberto and Philip were absolutely brilliant.
We couldn't have done it with them as we had no understanding on the mortgage system in Spain, let alone sourcing the best deal for us.
Lots of paperwork to do but they made it as easy as possible to navigate and were always there to help and resolve any questions.

Absolutely no hesitation recommending Hipoteken if you need a broker to find you the best deal. Whether you reside in Spain or elsewhere in the world.

Many thanks to you all.

Pedro y Kim

I recently had the pleasure of working with Daniel Morante and Luis Boris Grateron from Hipoteken as my mortgage advisors for a property purchase in Alicante, and I can't recommend them highly enough! From the very beginning, Daniel and Luis handled the entire process with the utmost professionalism, making what could have been a complex journey into a smooth, straightforward experience.

They were always prompt and proactive, providing clear and timely updates at every step of the process. Their expertise was apparent from our first meeting, and they demonstrated a remarkable understanding of the mortgage market, guiding me toward the best options tailored specifically to my needs. Every question I had was addressed quickly and thoroughly, which gave me immense peace of mind.

Throughout, I felt truly supported and informed. Daniel and Luis took care of every detail, managing communications with the lender and ensuring that everything was in order well in advance of deadlines. Their reliability and commitment to keeping me in the loop made a huge difference, and I always felt that I was in very capable hands.

Thanks to Daniel and Luis’s diligent work, I was able to complete my purchase smoothly and with total confidence. I am beyond grateful for their assistance and highly recommend Hipoteken to anyone in need of mortgage advice in Spain. If you want a team that genuinely cares about their clients and brings expertise, responsiveness, and professionalism to every part of the process, Daniel Morante and Luis Boris Grateron are the ones to trust!

My wife and I worked with Hipoteken to secure a non-resident mortgage, and our experience was great. Daniel and Luis were incredibly helpful, guiding us through each step and making sure we had all the necessary documents ready for the final signing. They were always available to answer our questions and made the whole process much easier than we expected. We appreciated their attention to detail and the support they provided throughout. If you're looking for a reliable mortgage broker, we’d definitely recommend Hipoteken.

Excelente trabajo realizado en conjunto con Luis y Alberto que han sido unos pilares mas que importantes para que la operación de nuestro cliente en común pueda concretarse satisfactoriamente, pendientes en todo momento y solucionando todos los problemas que se han cruzado en el camino. La verdad que no tengo palabras de agradecimiento hacia ellos por hacer que haya sido todo esto posible. Los recomiendo al 100 x 100 y sin duda seguiré trabajando con ellos!!

Daniel, Luis and the rest of the team have been absolutely fantastic! If you’re a expat buying a property in Spain and require a mortgage, this is the best company to use. Every step of the process we were fully supported and the team went over and above to assist.

Even though the process with the bank was tough, Alberto and Luis managed the process perfectly. They worked around the clock to make the deal possible, definitely recommended!

Daniel Garcia has provided me with excellent support; his communication (in excellent italian, btw) has been always clear, his support constant even in front of so many questions I had. He has been proactive in trying to find the most suitable solution for me.
I would strongly recommend their service and Daniel in particular to anyone looking for a smooth experience in getting a mortgage.

Tuve la oportunidad de colaborar con Julio en la búsqueda de una hipoteca para una propiedad en España, coordinando todo desde Suiza. Julio no solo nos asesoró de manera mucho más clara y personal que otros intermediarios con los que habíamos tratado, sino que también se esforzó al máximo para conseguirnos las mejores condiciones posibles. Aunque debido a nuestra falta de experiencia en la gestión de los trámites previos no llegamos a firmar con Julio y el equipo de Hypoteken, la experiencia fue excelente. No tengo duda de que, si tuviera que realizar una transacción similar en el futuro, acudiría a él sin pensarlo dos veces. ¡Gracias, Julio!

Ha sido un placer trabajar con Hipoteken, son muy profesionales, y siempre nos han tratado de manera cordial y amable, totalmente recomendables.
Tuvimos una experiencia penosa con una inmobiliaria y acudimos a Hipoteken por ayuda, Julio nos ayudó a conseguir ofertas de hipotecas de diferentes bancos en muy pocos días.
Después de esto Luis nos ayudó durante todo el proceso para cerrar la hipoteca, asesorando en cada momento y asistiendonos hasta el último día. Luis fue siempre muy paciente y profesional, se nota que tiene mucha experiencia y conocimiento en el sector. Nuestro caso era un poco diferente porque residimos en el extrangero, pero fueron capaces de resolver todas las dificultades que surgieron. Muchas gracias por todo!!

Alberto Garcia was amazing, very helpful, very attentive to our needs !

Luis y Julio nos ayudaron un montón durante todo el proceso de compra. Gracias a ellos conseguimos una hipoteca con un porcentaje súper bueno. Resolvieron todas nuestras dudas y estuvieron siempre disponibles. Gracias a ellos pudimos gestionar todo el papeleo de conseguir una hipoteca estando fuera de Espña.

Daniel and Luis from Hipoteken clearly went the extra mile for my mortgage case. Great service! And most importantly, they got it done at a great rate!

Estoy realmente contenta con el trabajo de mis gestores Alberto y Luis Boris. Ha sido muy agradable trabajar con ellos!
El trato ha sido muy cercano y respetuoso. Además son unos grandes profesionales con mucha experiencia. Han estado a mi lado durante todo el proceso de compra apoyandome y resolviendo todas mis preguntas.
Han sabido lidiar con todos los desafíos que se presentaban por el camino e incluso estar disponibles en fines de semana para ayudarme con todas mis necesidades, siempre contestando muy rápido y haciendome las cosas fáciles.
Los recomiendo 100%!

Great group of guys! They helped me very well, I can recommend to work with them

My wife and I had the privilege of working with the Hipoteken team to secure a mortgage for our new home in the beautiful area of Malaga, Spain. Throughout the entire process, Luis and Alberto consistently demonstrated exceptional professionalism and provided us with top-notch service. Their clear and engaging communication kept us well informed at every stage, and they patiently took the time to thoroughly explain the entire process and provide detailed explanations of the various mortgage options available to us. Their dedication and expertise ultimately resulted in them securing our best possible mortgage offer. Our overall experience with Hipoteken was outstanding, and I wouldn't hesitate to recommend their reliable and professional services to anyone needing mortgage solutions.

First, let me just say that if it weren't for Daniel Morante and Luis Grateron, we wouldn't have our home in Spain. Simple as that.

If your income comes from outside Europe (US, UK, etc) and if you are 55 years old and up, your options for securing a mortgage from a Spanish bank with anything like reasonable terms are very limited. This shouldn't be the case. We have great credit, no debt, and make a good living. We had no idea what we were in for, and we wasted SO MUCH time and energy applying with Spanish banks only to be offered unacceptable terms. So. Incredibly. Frustrating. Please don't make the same mistakes we did.

Daniel knows this market extremely well and directed us to great options we would never, ever have found ourselves. He introduced us to a bank with a loan that he has put members of his own family into.

Then Luis took over and walked us through every step in the process, even coordinating with our attorney, the staff at the bank, the notary, etc.

There was a day when I was so stressed out as the deadline for securing funding loomed that I almost lost it. Then the phone rang. It was Daniel's manager, who could "hear" the panic in my email and spent at least 30 minutes ... late on a Friday afternoon ... in Spain ( ... ahem) reassuring me that all would be well.

Top to bottom and all through the process, Hipoteken folks are great to work with -- a master class in knowing your business and in listening to, understanding, and ensuring that your customers' needs are met.

They are very knowledgeable and completely trustworthy. They communicate clearly and in detail. And everything has happened exactly as they said it would.

Very highly recommended.

We recently worked with Hipoteken for the purchase of our home in Spain.

The experience was simple and seemlessly effective from the early engagement, through to the completion of the purchase.

We were dealt with consistenly and very clearly.

So impressed, thank you all at Hipoteken!

We had absolutely no hiccups during the entire mortgage process, from searching from a mortgage to buying the property. We were able to seamlessly communicate in English and Spanish, which was a big plus. I would recommend Hipoteken S.L. to any and everyone looking to securing a good mortgage.