It was handled very professionally while still being friendly and nice. Hillary Albertson and Tammy Krause could not have been more delightful. Hillary had phone tech issues but remained calm. Tammy... Voir plus
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It was handled very professionally while still being friendly and nice. Hillary Albertson and Tammy Krause could not have been more delightful. Hillary had phone tech issues but remained calm. Tammy... Voir plus
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Tammy is the sweetest person I've ever dealt with in regards to any lending I've ever done. She's nice and professional. It's hard to find quality customer service but IOU Financial has an asset in Ta... Voir plus
Tammy did a great job and was very pleasant to deal with. The process went smoothly and according to the structure called out. The review Tammy presented was clear and concise and her stated delivery... Voir plus
This is a blind-sided decision not because I knew, but the name stands out. It's very understandable as a no nonsense institute for loans with indecent credit approval for clients. Accordingly, it se... Voir plus
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Écrit par l'entreprise
Powered by its proprietary lending platform, IOU seamlessly connects brokers, borrowers, and underwriters in real time—delivering an efficient, relationship-driven alternative to traditional banks.
Since 2009, IOU has originated more than $1.9 billion in financing to help thousands of small businesses across the United States invest in inventory, hire employees, purchase equipment, expand operations, and manage working capital.
We understand that every business is unique, which is why we combine innovative technology with experienced lending professionals who provide personalized guidance throughout the financing process. Our streamlined application and underwriting process helps qualified businesses receive decisions quickly, with funding available in as little as 24–48 hours for many borrowers.
At IOU Financial, we are committed to delivering a straightforward lending experience built on transparency, responsiveness, and long-term relationships. Whether businesses are pursuing growth opportunities or navigating seasonal cash flow needs, our goal is to provide financing solutions that help entrepreneurs move their businesses forward with confidence.
600 Townpark Lane, 30144, Kennesaw, Etats-Unis
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Tammy was phenomenal. She is so great to work with and makes it easy.

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Tammy was very Profesional and kind, she made it easy to talk to her by creating a welcoming environment.

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Great experience and great people. Judith and Karen are great as well as the whole IOU team.

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Tammy is the best customer service ever, thank you so much!

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I like to do business with honest people. Everything else will follow. Thank you

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Tammy was very helpful and knowledgeable which made the process simple and easy.

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This is my second time going over documents and speaking with Tammy. She takes the time to explain everything to me and really makes you comfortable. Very friendly and very knowledgeable.

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She was on time, fast, friendly and efficient. She did a great job explaining everything and making this a smooth process

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I'm a small time business compared to some of the other giants IOU funds. Judith and Karen treated me like ROYALTY!! In a time where outstanding customer service is rare, they both hit it out of the ball park! This is now my 3rd deal. I'm not a paid person to make this review up. My first deal with them got my business into Nevada, my 2nd deal to New Mexico and now my new 3rd deal is taking me to Colorado! I advise anyone who reads this to learn from a couple of simple things. 1)Please commit and follow through your payment structures. 2) Its tempting to touch that extra cash, DON'T TOUCH! 3) Use your money to grow and expand and NOT to pay your current debt. I know it's expensive to borrow but honestly here, would you trust someone who you barely know with money that probably won't pay you back? Again thank you for boosting my company up IOU, JUDITH AND KAREN!!

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These guys are hands down the best financial institution in the industry. I've been working with them for years now and they never disappoint and they always give me exactly what I need, fast and are very easy to work with.

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The customer service was amazing. Tammy was fantastic. She walked me through the documents and terms. The terms were fantastic.

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Tammy did a great job with helping get funded with IOU financials. She will always treat you professionally and take care of everything.

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Matt did the best job getting us capital! These lenders are great to work with

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Tammy did a great job of taking me through the process. Although 5 day funding is not great.

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Karen exemplified what a true personalized and professional experience should be. Would highly recommend for any of your funding needs. Thank you again for making this a great experience.

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This company is extremely competitive. You could spend weeks applying elsewhere, or you could just give them a shot. They’re fast, fair, and make aggressive but reasonable offers.
Once I was approved, I worked with both Phil and Jennifer at different points in the process. They were professional, responsive, and made everything seamless from start to finish.
If you’re looking to secure funding for your business, I highly recommend IOU Financial.

Réponse de IOU Financial
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