I joined stepladder to save and build credit. In my current circle 2 members have 3 hands and 1 of these people has drawn consecutively over 3 months which is really disappointing and not random in my... Voir plus
L'entreprise a répondu
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Lisez les avis des autres
I Joined stepladder to get enough funds for a deposit to purchase my first home. I wasn’t sure if it was going to help me in any way. I went ahead anyway as I believe in doing things that are outside... Voir plus
L'entreprise a répondu
3rd year with SL. I too had the experience of receiving savings on the last day, however I recently joined a new circle and I was selected for a draw. Step ladder is great for various reasons, sa... Voir plus
L'entreprise a répondu
I joined StepLadder last year in December, got drawn 2 months after, what can I say, best concept ever! I am pleased to see that many people already bought their house using Stepladder and I look forw... Voir plus
À propos de l'entreprise
Écrit par l'entreprise
We don’t need another finance app - we need each other... Circles 360 is the simplest way to organise group saving without chasing, creating spreadsheets, or awkward messages. Instead of relying on credit or saving in isolation, Circles 360 gives friends, families and communities a simple digital tool to organise structured savings groups. Participants agree on an amount and schedule, track progress transparently, and pay each other directly using their own bank accounts. The platform provides the structure, visibility and accountability that make saving together easier. Saving in groups has existed globally for generations. Circles 360 simply brings this trusted behaviour online.
Coordonnées de contact
Allows me to save money without even…
Allows me to save money without even thinking about it and because the money is not physically there in my savings account, it can’t be spent whilst trying to reach my savings goal. I have been drawn twice in my 2 circles and it’s deffo a way to save that I would recommen
9 novembre 2021
Réponse de Circles 360 - Powered by StepLadder
Hi Tammy, Thank you so much for your review, its great to hear your feedback, so pleased we are helping you to reach your financial goals.
Kind regards
Sarah
Sarah Garrett - Operations & Community Manager, StepLadder
I loveee it
I loveee it, got my money in the 7th draw which was exactly when I rli needed it. It’s safe and simple and it really works. I like that it comes out as a direct debit so it feels like a bill I have to pay as opposed to actually just saving which ultimately helps me to save and prevents me from dipping back into it :) x
2 novembre 2021
Avis spontané
Réponse de Circles 360 - Powered by StepLadder
Hi Anna-Pearl,
Thank you so much for your review. We love it when our Members take the time to tell us about their great experience. We are glad you found it ‘safe and simple’ and appreciate your feedback about the Direct Debit process.
It is our mission to help people reach their financial goals and I’m so pleased we could do this for you.
Kind regards
Sarah
Sarah Garrett - Operations & Community Manager, StepLadder
stay away
they are not backed by the Financial Services Compensation Scheme, if they go bust so do your savings
20 octobre 2021
Avis spontané
Réponse de Circles 360 - Powered by StepLadder
Hi Wanshika,
We're sorry to see your 1-star rating, especially as you haven’t yet had a chance to experience our service or product. We’d love to understand what’s led to this review and help rectify it. Please get in touch with us at membership@step-ladder-solutions.com and I’d be very happy to have a call with you.
You’ll see from our press coverage, many member testimonials on our website and the other TrustPilot reviews here, that all of our Members are delighted with our service.
StepLadder is not covered by the FSCS because we are a peer-to-peer platform operator, not a savings scheme. If you look at other peer-to-peer lending schemes you'll see that they are not covered by the FSCS. StepLadder is however, an appointed representative of More Lending Solutions Limited which is authorised and regulated by the Financial Conduct Authority (reference number: 702503) You can find us on the FCA register under reference 783003.
Sarah Garrett
Head of Operations and Membership Community
Totally I recommend everyone who want…
Totally I recommend everyone who want to save money and be sure they will be there when they will need to use ! Great system to help each other!
26 septembre 2021
Réponse de Circles 360 - Powered by StepLadder
Thanks for taking the time to leave us a review George. There is nothing better than hearing how we have been able to help our Members.
Sarah Garrett - Operations & Community Manager, StepLadder
Excellent and efficient service
Excellent and efficient service. We loved saving with these guys, it was safe , transparent and just really easy to do. It felt like effortless saving!
21 septembre 2021
Stepladder is helping to grow
Stepladder is helping to grow, in terms of savings. I hope to increase my saving and join with another circle soon. excellent group of people, they're helping me to achieve my goal.
17 septembre 2021
Stepladder has been a game- changer
Stepladder has been a game- changer of savings! I wasn’t sure what to expect or what to do to be honest when I joined but from the onset the customer service is top-notch and very friendly. No question/problem is too small and they are very patient.
The regular emails are very useful and informative on how to save for your deposit , manage your money, how to manoeuvre in getting the best mortgage and many more. It’s helped encourage me to stick to it. Joining a circle is so easy and you can choose a circle with what you can afford to pay each month.
There are many prizes to be won and chances for you to get something. I won the monthly draw from my circle in August worth £500 and also won a £25 prize as my first monthly payment for my 2nd circle. Oh yess you can have more than one circle running meaning more chances of being drawn! Awesome!
14 septembre 2021
Este bun pentru credit scor și ușor de…
Este bun pentru credit scor și ușor de salvat bani
9 septembre 2021
Avis spontané
Great service and seamless process…
Great service and seamless process meeting clear expectations
30 août 2021
Avis spontané
I've had such a great experience with…
I've had such a great experience with Step ladder.
Easy and straightforward process. really felt at ease using this system.
24 août 2021
Avis spontané
Savings
A straightforward process from start to end, a great way to save! Even better as you get a lump sum by the end.
9 août 2021
Amazing platform to improve your credit score and save money
Brilliant services and great save on my budget 😊
9 août 2021
Excellent Savings Scheme
This is an excellent way to save money in a safe group environment every month with the flexibility to choose the amount that is affordable for you. There are also useful financial advice sessions to get you informed. I joined and saved nearly £1k and I would not have been able to do it on my own. It really works and I highly recommend it.
16 juillet 2021
I think that Stepladder has been great…
I think that Stepladder has been great to help me commit to saving. They have excellent customer service skills and always responding to my queries quickly. They appreciate feedback and very customer centric. I would suggest they relook their pricing structure as this platform is usually for people on low income and therefore interest fees should also reflect that. I.e to save money money this year I have had to spend £200…… they did however give me a months free membership so can’t complain! Due to the high fees however it has helped to improve my saving habits and as I try to save in the future probably will be more disciplined if I wanna save more in the long term
15 juillet 2021
Good people and good service to help…
Good people and good service to help for coming back on track
15 juillet 2021
As with anyone handling your savings…
As with anyone handling your savings you have your concerns, but with stepladder I now have complete trust and will use them again 100%. I'm hoping this will be the start of a magical savings journey.
14 juillet 2021
This an amazing way to save your money…
This an amazing way to save your money and diversify. The customer service is very personal and I’m glad I took on the opportunity
13 juillet 2021
Avis spontané
Meeting my objectives.
Stepladder is very good. It helps me to be able to save and build capital. Knowing that at the end of the month you jointly have to contribute, give the opportunity to priorities it. Great achievement. Thanks
8 juillet 2021
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