Mondy Friend Capital Avis 139

Good communication and reliable service, was able to access 8k to put into a side project of mine.

If there was zero stars, that’s what I would give this company. Please do not! I repeat DO NOT!!!!!! Save yourself a lot of pain by listening. The company operate under lies, they tell you that it will take 7-14 days but in reality it never happened for me. I applied on August 4th, waited for more than a month, didn’t get anything. I asked for a refund on September 12th they went quiet. Stopped all communication. I filled a dispute with my bank that’s when they called talking about we have a problem with a third party provider. They wasted my time and cost me a lot of money. I regret but right now there is nothing I can do, hoping I can save someone else the pain. Keep off, stay away!!!And watch as they respond to my comment with more lies, probably claiming am not telling the truth, or it was bank holidays, or my invoice was too huge, it’s a third party problem, all kind of lies and excuses, that’s what they do. I wish I listened to the people who warned us in the reviews, Don’t say u were not warned, we cannot be all lying.

Update September 22nd
I was able to successfully file a dispute of charge with my bank and got my money back, if you are in a position to file a dispute, please do asap, I understand for most banks, a dispute has to be filed within two months of the transaction, after that u on ur own.

Do NOT do business with this company!!! They took my money and kept it. I am now in the process of beginning a lawsuit against this company to recoup the money they took from me. I will follow up when I successfully deal with them.

Unfortunately, only thing I can give as for working with them is I am unable to reach anyone and reading these recently posted reviews I can understand why I should be happy to say this.
Multiple times over spam of a few weeks I have been trying to reach out to start my c.c. liquidation.

However, I am so sorry for those who are still waiting for your funds. I am definitely seeking other services now seems they aren't the same company I researched awhile ago.

Be careful who you choose to work with. I paid this company $5,000 for a service, and after waiting 30 days with no results, they completely fell off the map. When I finally heard back, the only response I received was that my account had been placed in a “restricted status” by their payment provider due to “risk and compliance.”

That was their excuse for not delivering what was promised. No refund. No clear solution. Just a canned message telling me to email support.

This experience has been extremely frustrating and costly. I would advise anyone considering this company to think twice before handing over your hard-earned money.

Horrible experience and would NEVER RECOMMEND YOUR COMPANY! Still haven’t received our money. Signed contract on Aug 7th saying their process takes 7-14 business days. Still getting the run-around at Business Day #23 (Sept 9th). Company removes money from your credit card (s) immediately and then gives BS reasons for keeping your money for weeks BEYOND the time you agreed upon.

Funny on top of that…they send an email the day after you sign the contract asking you to give them a review! I’m SO GLAD I didn’t…and waited.

From the looks of other current/recent reviews - they’re holding quite a few people’s money beyond the limit we all signed for.

They promised me 1–2 weeks of processing, but now it’s been 38 days and I haven’t received a single dollar. Every time I ask, I just get the same answer: “Wait one more week.” This is going for the second month straight.

For now, it feels like they just took a large amount of my money without doing anything. The lack of transparency and fake promises every time make me feel scammed. I’m preparing to escalate this with the BBB and take legal action. I’m adding this review as leverage, hoping it brings attention and helps me finally get the funds I was promised. Will update/remove later.

In response to their response. I am just trying to get my money. Today date 9/11/25. I still do not have my money. They keep giving excuses. It appears to be a ponzi scam and it involves Lexington capital and possibly Chase bank. Be aware. This is a scam. Going on a month and it appears they just took my 40,000. The 7 to 14 days is not accurate. I have waited a month and now I have to get council involved to retrieve the money they took from me. I do finance for our company and things aren't adding up. I keep getting the run around with AI generated responses.

I had a great transaction with MFC. I was able to use 30k to expand my small business. The process was smooth, the communication was outstanding, and johnny was able to satisfy my needs tremendously. It was great. I highly recommend!

Helped me liquidate fast! You guys are the best, very trustworthy and fluent on the phone as well! Thank you again for the help funding my biz.

I have only used them twice now for their Credit Conversion Services. They offer a turnaround of between 7 to 14 business days. The salesperson leads you to believe it will be quick and easy. The first time, I had to hound them just to get my money, and it still took them 17 business days, which is actually 3 weeks. This time, I am only doing one card and a small amount. The salesperson went on about how this should be a real quick turnaround. We are currently on business day 12, and tomorrow is Saturday. They suck a customer service in many ways. Difficult to get in touch with them, they prefer emails, but they do not respond to the inquiry. To talk on the phone, you have to make an appointment for the next day, and here too, the person returning the call is a salesperson who is of no help. Just plan on this process taking a month to get the funds, and if you try to find out why it is taking longer than hyped, be prepared to listen to lots of excuses. They have all sorts of things to blame within the company's structure.

Aug 16: Their response is not accurate in the facts. Also, the notice on Saturday regarding the funds being sent, in the banking world, means Monday at the soonest the funds will be in my account.

they allowed me to set up my business, with a full and transparent process. Being able to start my small business with no stress was a 10 out of 10 experience.

Working with Mondy Friend Capital has been a game-changer for my business. Their service is nothing short of excellent — fast, professional, and reliable from start to finish.

They were able to liquidate up to $500,000 with no hassle, making them the #1 company for turning business credit into working capital. The entire process was smooth, and their team communicated clearly every step of the way.

If you’re looking for a trusted company to help liquidate any business credit card, I highly recommend Mondy Friend Capital. The experience was top-tier and exceeded all expectations!

THIS is a great company to work with. They answer all of your questions and concerns. They keep you updated on your funds process.

I HAD AN EXCELLENT EXPERIENCE! Great service and professionalism. I will be back again! Thanks for everything!

Amazing experience! Transaction settled in the 7-14 day window. Constant and consistent communication throughout the process. 10 STARS!!!

Insanely and ridiculously long process!

What really takes the cake is their pretentious messaging. "Great news!" when they are already incredibly late in sending your funds.

They will update you with every detail of their process which seems to have more than 10 steps without any money actually coming into your account. Oh don't worry they are "verifying" things. They are "keeping your funds safe".

They will send you messages about stupid intermediary processes as if they deserve a gold medal. "Good news! Our bank approved the wire!" Does this mean they have sent you a wire? You wish! No they have 7 more steps before that which they will gleefully tell you about during the next week.

And when you actually get your first ACH (it's an ACH btw, they are too cheap to send a wire) then it's only 10% of what is owed to you. I still haven't even gotten that either and it has been 14+ BUSINESS DAYS!

I would not wish these people upon my worst enemy.

Excellent company to work with. Very professional. Lifesaver when you're in a crunch .

I had a great experience working with Mondy Friend Capital. The team was professional, knowledgeable, and made the process smooth from start to finish. I’d definitely recommend them to anyone looking for reliable company.

This is my second time doing business with Mondy Friend Capital. The Staff are great and really go out of their way to assist you and are very nice. The business they offer is really needed for people and businesses like mine. They really serve the purpose. I would just recommend that they explain the fees and process a little better. I few things have changed since the first time I've used there services but for the better. I highly recommend them. Great Company with Integrity and Trustworthy. I will continue to do business with them. 5 Stars!!!!