I thought I'd already paid for my boys cremation as my head was in bits when we were saying goodbye to him holding his paw, whilst he went to sleep, we had a card teader thrust under our faces, but t... Voir plus
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I thought I'd already paid for my boys cremation as my head was in bits when we were saying goodbye to him holding his paw, whilst he went to sleep, we had a card teader thrust under our faces, but t... Voir plus
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I was so grateful that I was able to get the credit payl8r is a company that gives people a chance to get the things that we really need or want my credit score was pretty sh*"t but payl8r made my day... Voir plus
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These guys won't quit. I have sent them several emails asking for my details to be removed under GDPR I have even had 2 replies with confirmation, and still, 6 months on, I am getting emails. I n... Voir plus
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In May 2025, I had my alloys refurbished by Alloy-Fix in Dartford, they also put on 4 new tyres and offered me interest-free credit. They use Payl8r and they were happy to offer me a 12 month pl... Voir plus
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Payl8r is an award-winning UK retail finance provider, recognised as Best Retail Finance Provider 2025 for innovation, accessibility, and responsible lending. Payl8r is authorised and regulated by the Financial Conduct Authority (FCA). We offer both first-line and second line finance. Our second-line offering supports customers who have been declined elsewhere, giving them access to structured, transparent repayment options designed to be fair and manageable. Payl8r supports both customers and merchants. Customers can access credit in a clear and straightforward way, while merchants benefit from increased conversion rates and reduced lost sales at checkout. We focus on inclusion,transparency and responsible lending,ensuring that access to finance supports both customer outcomes and sustainable business growth. Trusted by thousands of customers and hundreds of UK merchants,Payl8r provides simple, accessible and reliable finance at the point of purchase. Social Money Ltd t/a Payl8r. Credit is subject to creditworthiness and affordability. T&Cs apply.
2nd Floor, St John's House, Barrington Road, Altrincham , WA14 1JY, Manchester, Royaume-Uni
A répondu à 100 % de ses avis négatifs
Répond généralement dans un délai de 48 heures
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Fantastic way to buy a product and spread the payments. Easy form to fill and their answer is pretty much immediate. Wouldn’t use anyone else

Réponse de Payl8r
They are really good. Sent reminders out for next payment so I won’t forgot. This the 1st ever monthly service I have ever done in my life: and this is good service, good knowledge etc.

Réponse de Payl8r
It helped me get what I needed when I couldn’t afford to pay it all at once

Réponse de Payl8r

Réponse de Payl8r
Great company did everything for you no trouble hassle free definitely use again

Réponse de Payl8r
Amazing company, everything is quick and easy.Cheapest prices, beautiful numbers plates, many thanks

Réponse de Payl8r
I have been using this platform to purchase my hair extensions for around 4/5 years and I have never had an issue and are extremely helpful if I have had a query.

Réponse de Payl8r
From start to ongoing, really easy process, simple and effective portal to use. Customer Service is GREAT. If I ever have question or need to call everyone has been a delight, including assisting me with an answer.
URN - 951

Réponse de Payl8r
Great service, app clearly shows all of your payments etc and easy to access.
Smooth transactions when paying for purchases.
No issues at all.
4845

Réponse de Payl8r
A brilliant way to spread the cost over multiple months.

Réponse de Payl8r
Payl8r is very convenient and I’ve not had one single issue with using it. It’s super easy to use, therefore I’ve always had a great experience.

Réponse de Payl8r
I called this morning wishing to pay the outstanding balance.. I forgot to ask for the lady name I spoke to. My god she is a credit to the company. Nothing was too much trouble, (she woukd be a great teacher for some other customer services) outstanding lady. Through this company i managed to get what I wanted at a affordable monthly payment. Thank you

Réponse de Payl8r
Great and fast customer service when i need help to move finance dates.

Réponse de Payl8r

Réponse de Payl8r
I am very happy about my treatment, I plan to do another treatment from them.

Réponse de Payl8r
Got to the bit where they want to link to your bank account to check affordability, which isn’t necessary for the tiny amount of money I wanted to finance. Credit score is usually 999 on Experian. It then said I couldn’t proceed, so I borrowed the money from my bank and had it in my account in 5 minutes. Terrible business model guys! Make it easy for customers to access finance and use your money, don’t try to get access to their bank accounts before running credit checks. Will genuinely never use this service again.
To add, I had previously financed something before with Payl8r which was approved without Open Banking checks. PayPal Pay By 3 is MILES better than this service.
Edit to respond to Payl8r's response: yep, cookie cutter reply which basically says "computer says no, we were just following the rules" - cool, will never use you again anyway. As stated previously, I'd used Payl8r without Open Banking being required before a decision was made. There is absolutely NO WAY I would give you open access to my accounts via Open Banking.

Réponse de Payl8r
Very easy plan to use , payment reminders are sent also which is handy, this is my first time using but I’m happy with the service and would recommend

Réponse de Payl8r
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