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À propos de l'entreprise

  1. Société financière non banquière
  2. Service de finances alternatives

Écrit par l'entreprise

Point Break Financial helps individuals resolve unsecured debt through transparent debt resolution programs and legal support. We prioritize education, integrity, and client protection, offering services with no upfront fees and a focus on long-term financial stability.


Coordonnées de contact

3,3

Moyen

TrustScore 3.5 sur 5

5 avis

5 étoiles
4 étoiles
3 étoiles
2 étoiles
1 étoile

A répondu à 100 % de ses avis négatifs

Répond généralement dans un délai de 24 heures

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Noté 1 sur 5 étoiles

Caution and Awareness is best practice.

I was directed to Elite Legal Practice by Point Break Financial. This bait and switch process has resulted in complete financial disaster for me. Please be aware of these deceptive practices by both of them. As you will lose a lot of money in the end. Results are an Epic Fail. Respectfully, Dennis Coble

15 avril 2026
Avis spontané
Logo de Point Break Financial

Réponse : Point Break Financial

Hi Dennis,

Thank you for taking the time to share your experience—we take feedback like this very seriously.

We’re genuinely sorry to hear that you feel misled and that your experience has had such a negative financial impact. That’s never the outcome we want for anyone who trusts us to help them navigate their debt. Our goal is always to provide transparent information and connect clients with solutions that align with their specific financial situation.

We also want to clarify that any third-party partners are introduced as potential resources, but clients are never obligated to move forward, and all terms and services should be clearly explained before any decisions are made. That said, if there was any confusion or if expectations were not properly set, we absolutely want to understand what happened.

We’d really appreciate the opportunity to look into your situation further and see if there’s anything we can do to help make this right. Please reach out to us directly or send us a private message with your contact information so we can connect you with a member of our team.

Thank you again for bringing this to our attention.

—Point Break Financial

Noté 4 sur 5 étoiles

I'm giving mixed results because I…

I'm giving mixed results because I received a letter in the mail from point break financial stating I was pre approved for a 50.000 debt consolidation loan different from a debt relief/settlement option. My biggest problem with this is if you do basic research you will discover that this institution does not offer loans it's through a third party and this institution primary goal is to get you in a debt relief program but the letter doesn't mention it. Update : 4/13/26 point break financial responded to my review and that's great because most places won't but on trust pilot they do more often than not. I started with 3 now I'm giving 4 stars point break financial stated they will evaluate the way they do business.

10 avril 2026
Avis spontané
Logo de Point Break Financial

Réponse : Point Break Financial

Thank you for your feedback—we truly appreciate you taking the time to share your experience.

We understand how receiving a pre-approval letter can feel confusing, especially when expectations around loan options and debt relief programs aren’t clearly differentiated upfront. Your concern is valid, and transparency is something we take very seriously.

To clarify, Point Break Financial does not directly issue loans. In some cases, we work with a network of third-party lending partners to explore consolidation options when they may be a fit. However, our primary focus is helping clients evaluate all available paths to financial relief—including debt settlement programs—based on their individual situation.

That said, your feedback about the messaging in our mailers is important, and we will be sharing this with our team to ensure we are communicating more clearly and setting the right expectations from the start.

We’d welcome the opportunity to speak with you directly, answer any questions, and make sure you have a full understanding of your options. Please feel free to reach out to us at your convenience.

Thank you again for your honest input—it helps us improve.
— Point Break Financial

Noté 1 sur 5 étoiles

I got mocked and harassed with nasty texts

I got mocked and harassed after taking a phone call from point break. Ryan Lipke should not have a job there. I appreciate the kind reply.

19 mars 2026
Avis spontané
Logo de Point Break Financial

Réponse : Point Break Financial

Hi Renee,

We’re really sorry to hear about your experience—that’s not how we operate, and it’s not the standard we hold our team to.

What you described is concerning, and we take it seriously. We’re currently looking into this situation internally so we can fully understand what happened. The manager will be reaching out to you today.

We’d appreciate the opportunity to make this right. Please reach out to us directly so we can connect with you, address your concerns, and take appropriate action.

At Point Break Financial, we’re here to help people find relief—not add stress—and we’re committed to making sure every interaction reflects that.

— Point Break Financial Team

Noté 5 sur 5 étoiles

Real people helping with payment plans

I can’t say enough good things about Point Break Financial. From my first call, I felt like I was actually talking to real people who cared — not just being pushed through some automated system. It was such a relief to speak with friendly agents who took the time to answer my questions and explain everything clearly.
The payment plans were also a huge plus. They worked with me to find an option that truly fit my budget, and the whole process felt simple and stress-free. No pressure, no confusion — just straightforward help and understanding.
It’s rare these days to get that kind of personal service. I’m really grateful for the support I received and would absolutely recommend them to anyone looking for flexible payment options and genuinely kind customer service.

4 février 2026
Avis spontané
Logo de Point Break Financial

Réponse : Point Break Financial

This means more than you know — thank you for taking the time to share this.

We built Point Break on the belief that debt relief should feel human, not automated. So hearing that you felt cared for, heard, and supported from your very first call truly matters to us. That’s exactly how it should feel.

I’m especially glad the payment plan felt manageable and clear. Financial stress is heavy enough — the process to fix it shouldn’t add more pressure or confusion. We’ll always work to meet people where they are and create options that make sense for real life.

We’re grateful you trusted us during a tough season, and we appreciate the recommendation more than you know. Wishing you continued peace and momentum ahead.

Noté 5 sur 5 étoiles

Point break was there for me and helped…

Point break was there for me and helped me through a very tough financial period of my life. I will forever be grateful for them helping me navigate a very tough situation. It was easily the hardest financial point of my life to date, and they helped me gain understanding and helped me along the way navigate the legal ramifications as well as providing financial stability. If you were in a tough financial spot, I would recommend them 10 out of 10 times. They made it very easy to just worry about a payment and did all the legwork. Made my job very easy through the process by putting me in a position to where I could make all my payments, on my timeline. Extremely helpful.

16 février 2026
Avis spontané
Logo de Point Break Financial

Réponse : Point Break Financial

Thank you for such a heartfelt review. We know how heavy financial stress can feel, and it means a lot to hear that we were able to walk alongside you during such a difficult time.

Our goal has always been simple — make the process easier, bring clarity when things feel uncertain, and handle the hard parts so you can focus on moving forward. Hearing that you felt supported, understood, and in control of your payments tells us we’re doing exactly what we set out to do.

We’re truly grateful you trusted us with something so important, and even more grateful for your recommendation. Wishing you continued stability and brighter financial days ahead.

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