Kelsey Phillips Avis 

A family friend pointed us in Kelsey's direction and we thought “Why not?" After checking out her online reviews, we felt confident she was could legitimately offer a good service. Turns out, her mortgage advice didn't just meet but surpassed our expectations! Kelsey was on top of communication, super efficient, and totally understood our goals. Long story short, we snagged an awesome mortgage rate and every interaction was downright enjoyable. Big thanks!

We worked remotely with Kelsey recently to purchase our dream house. We can’t thank her enough; she kept us updated with the latest developments - was very professional, patient, polite and most importantly honest. I have recommended her to one of my friends already and will continue to do so going forward

I am a professional landlord (only do this for a living) and really respect & rate Kelsey’s services. She is on the ball, very well informed about upcoming regulation but also, importantly, she’s efficient and seemingly well connected in the mortgage market. I’ve worked with her on a couple of rental property remortgages recently and could not recommend her enough

It was extremely important for us to move swiftly for our recent house purchase and Kelsey’s role in that process was pivotal. She was friendly, efficient and very informative. She was very well versed in everything required to make our mortgage process run smoothly. We greatly appreciated her time and would highly recommend

Fully seamless and professional experience from start to finish. Kelsey was a great help to us as first time buyers. The whole transaction was very fast and will definitely be using her again when our mortgage is due for renewal.

Kelsey truly cares about our portfolio performance - her drive and service enabled her to find clever creative solutions to challenging circumstances, which made a tremendous difference to the outcome of our financing solution. She also took the time to review our whole portfolio, using modelled interest rate expectations to calculate potential impacts on our rents. Kelsey's proactive approach and holistic understanding instilled confidence in us. I have total faith in Kelsey's ability to not only navigate the complexities but to find the best solutions tailored to our unique circumstances.

I’ve been a portfolio landlord for in excess of 6 years now, before then an amateur for 5 more; it is apparent to us all that the UK private rental and mortgage market are facing difficult times. Compared to other brokers I have worked with, navigating these difficulties was remarkably smooth under Kelsey's guidance. What sticks out most to me is her superb communication which kept us genuinely supported and well-informed about every progress and query. Couldn’t recommend anyone enough

Kelsey is an amazing young lady, who is super knowledgeable at her work. She not only was able to secure a good mortgage rate for us but kindly switched to better rate 3 times. She is quick to respond to any queries. We would 100% recommend everyone to consult with Kelsey for great service and mortgage services. Thank you so much Kelsey!!

Truly over the moon with the mortgage we were able to achieve with Kelsey! We didn’t have the most straightforward situation as our properties are housed in a limited company and I am self-employed, but everything was handled very efficiently by Kelsey. Amazing service after we had been let down previously by a few other brokers… thank you for everything.

We will definitely be using Kelsey going forward! We had a particularly complex set of circumstances, including non-standard construction, less than 2 years business account and a number of other criteria other brokers had struggled to find a solution. Nothing was too much trouble for Kelsey, she was very much in the know about mortgage products and the economy. The whole process was very efficient and we were extremely happy with the rate.

Kelsey’s advice could not have been more helpful. She took time to really understand my financial circumstance, explained all viable options and was very well organised which made the whole mortgage approval process much more efficient than it has been for me in the past. Would highly recommend.

This is the 2nd time we have used Kelsey to sort our mortgage. The first time was 2 years ago and we remember she made the whole process as efficient/painless as is reasonably possible.



Recently Kelsey proactively reached out to remind us that our mortgage was due for renewal and researched solutions on our behalf. Excellent service again and she made the process as easy as is possible (and is just a very friendly person to deal with). Will be suggesting her to friends and family.

An excellent experience from start to finish, very professional with a personal touch.
Highly recommended.

Kelsey was incredibly helpful in assisting us with our recent BTL mortgage.She provided with top tier advice whenever we required it and kept us very well informed throughout the process. I would highly recommend her services

We received an amazing service recently with Kelsey. She was always willing to go beyond the basic service of just finding an appropriate mortgage rate; Nothing was too much to ask, she took time to explain all of our options in detail - which as first time buyers served to make us much more comfortable with the purchase/mortgage process. Can’t thank you enough!

We’ve worked with Kelsey on a buy-to-let purchase previously and this time we were looking to refinance an existing investment property. Just was we remembered, her service was excellent! She is knowledgeable on both the mortgage market and the economics behind it which helps her to provide exceptional advice. Everything about the mortgage process was extremely efficient and we were very happy with the mortgage she found us. Would highly recommend!

After (literally) months of successive interest rate hikes, our variable portfolio had started to struggle… We’d spoken to a couple of brokers who offered us rate improvements, but Kelsey was able to lock in a very favourable interest rate with a specialist lender for us that returned our portfolio to cash flowing positively. For that reason we are entirely grateful and will be recommending her going forward!

I recently worked with Kelsey on a BTL purchase. Couldn’t fault her service - very efficient and nothing was too much to ask. Will be using going forward

Couldn’t be happier after dealing with a top level mortgage adviser who knows what she is talking about inside and out.

Very efficient service and will be recommending to friends and family who want to progress in the property world.

Very happy with the standard of service Kelsey provided during our recent remortgage. Through the mortgage process we felt genuinely supported and well-informed about progress and queries; her communication was superb. Would easily recommend to friends and family going forward. Thanks Kelsey!