I'm writing this review because I was extremely happy with the way Joshua Morales handled my business loan process. He was very informative on what services that Torro offer every step of the way and... Voir plus
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I had a wonderful experience with Torro. They got me the start up funds for my new company when most institutions closed their doors on my face. The team is great!...all of them, but special thanks to... Voir plus
dont do business with them. they either open credit cards in your business name for you and charge a fee or offer the mca advance loans for income. they are going to freeze your procesors and steal yo... Voir plus
L'entreprise a répondu
A shout-out to Torro Funding and its staff, especially to Derek Phillips, who was truly professional in handling my case and needs. The process was fast and executed professionally. Also, Mr. Josh an... Voir plus
L'entreprise a répondu
À propos de l'entreprise
- Société financière non banquière
- Service de finances alternatives
- Courtier en finances
- Institution financière
- Maché en ligne
Écrit par l'entreprise
Founded in 2015, Torro Funding is a Fintech direct funder that provides working capital to U.S.-based startups, small, and medium-sized businesses. Unfortunately, many entrepreneurs have been denied traditional funding by their banks. Many merchants turn to Torro because we think differently from banks. We consider several historical factors, and our decision is not solely based on credit. In as little as 24 hours, your existing business could receive up to $500,000 in funding to cover various expenses such as meeting payroll, purchasing inventory, consolidating outstanding debts, and expanding. Could your business benefit from some extra money in the bank? If so, fill out our quick and easy application at www.torro.com or call 1-866-858-2404. You’ll typically receive a pre-approval in under 24 hours.
Coordonnées de contact
5965 S 900 E, 84121, Murray, Etats-Unis
- 866-858-2404
- accounting@torro.com
- torro.com
A répondu à 89 % de ses avis négatifs
Répond généralement dans un délai d'une semaine
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Adam was thorough and very helpful
Adam was thorough and very helpful. He told me exactly what to do to get more funding in the future.
I had an amazing experience with Adam…
I had an amazing experience with Adam from Torro. He went above and beyond to help me to secure business financing within 24 hours and ensured a smooth and positive experience. Adam is excellent, he explained the process perfectly and gave me a thorough understanding. I could not have asked for more! 10/10 experience.
Rick made this an easy process and…
Rick made this an easy process and helped every step of the way!

Réponse : Torro Funding
The best of the best out there!
I had a wonderful experience with Torro. They got me the start up funds for my new company when most institutions closed their doors on my face. The team is great!...all of them, but special thanks to Marcus who went far and beyond my expectations. Thank you guys!
I am writing to share my gratitude for Derek Phillips and Josh Stapley at Torro LLC
I am writing to share my gratitude for the incredible work Derek Phillips and Josh Stapley have done at Torro, LLC. Thanks to their help in improving my credit score, the loan process was quick, easy and streamlined.
I truly appreciate how clear they were regarding the necessary steps and for keeping me updated throughout the entire process. They went above and beyond my initial goal of $25,000 by securing an approval for $44,000, with three additional applications still pending.
I highly recommend their services to any entrepreneur in need of financial assistance. Thank you again Derek and Josh for your hard work and dedication.
Thourogh Torro!
Before I actually decided on Torro, I had already spoke with over 6 other companies. I like the conversation with Zack who had all my concerns answered. TORRO was quick and thorough. Once they submitted my paperwork, I got approved for just under $80,000 and it only took less than one week. They under promised and over performed as they said that with my profile, 40k to 50k can get approved.
Alfonso was diligent and thorough
Alfonso was diligent and thorough. He made sure all aspects were explained and understood. His team followed up in a timely manner and made it happen.
Thanks !
Alfonso made the process super simple
Alfonso made the process super simple! He was great at explaining everything and getting us the most funds possible! Thank you!
Joshua was great
Joshua was great, he got us funded the next day! There was a small kink and he worked around it and was able to get us the funding we needed!
This company is a lie
This company is a lie. They do not offer start up funding and just want you to pull a credit report and send to them. This is a scam and you will not receive funding.they toss you around and send you to person and no get you funding.

Réponse : Torro Funding
The experience was smooth transaction
The experience was smooth transaction. Derek did a great job working the numbers and putting me where his team can maximize my needs.
Charlie P was great help!
Charlie P. was professional, patient and efficient. He explained the process, followed through to get answers, and funded my deal! Thank you very much!
Great team that worked fast on my loan
Great team that worked fast on my loan Adrian and Adam from Torro really did everything they could to get me the best Loan for what I needed and I will do business with then again in the future !
Good communication before, during & after the process
Good communication throughout the process & beyond. Devon was able to answer all of my question before, during & after the funding process.
Great experience.
We worked with Adam. He was extremely responsive and things moved smoothly and quickly! We are very grateful!
I recently applied for startup funding…
I recently applied for startup funding for my business and initially worked with Gustavo Flores (Startup Funding Manager) and Manny Trevino (Funding Coordinator). Unfortunately, my experience has been extremely frustrating and unproductive.
After submitting all requested documentation, including a financial backer with a 760+ credit score, I was repeatedly told that the application was declined due to a “lack of active history with major banks.” Despite the strong credit profile, I was informed that I would need to find a different person to back the application.
What’s most concerning is the lack of transparency. I sent multiple emails requesting clarification on underwriting benchmarks, including:
• Minimum credit score requirements
• Required number of major bank trade lines
• Length of time accounts must be open
• Revenue or time-in-business thresholds
• Whether requesting a smaller funding amount would impact the decision
I also expressed that I was open to adjusting the funding amount, modifying terms, providing additional documentation, or exploring alternative programs. Unfortunately, I never received clear answers to these questions.
Additionally, when I called to try to get clarification, I was hung up on multiple times while asking reasonable questions about the process. That level of customer service is unacceptable, especially when someone is trying to start a business and is seeking professional guidance.
If there are specific underwriting criteria, they should be clearly communicated upfront instead of giving applicants the runaround. Transparency and professionalism go a long way, and unfortunately, that was not my experience here.
I would not recommend this company based on the lack of communication, clarity, and professionalism I encountered.

Réponse : Torro Funding
Exceptional Service
I'm writing this review because I was extremely happy with the way Joshua Morales handled my business loan process. He was very informative on what services that Torro offer every step of the way and made sure that my company got the right and best funding to fit our needs at this time. I can't thank you enough Joshua for your customer service and your willingness to help my company succeed. Awesome job and I will highly recommend your company's services to anyone needing funding. Torro is the way to go!!!!
I would give 10 stars if I could!
Josh Stapley and Jarrad Carolan were awesome to work with. They explained everything clearly and worked with me to get me the funding I needed to grow my business. The process was smooth and went quickly, which was awesome. I would highly recommend!! I would give 10 stars if I could!
I felt very comfortable
I felt very comfortable; they were quick and efficient. Despite my language barrier, I always had their help, and Adam Barela was always there supporting me. I recommend them 100%.
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