The application process was smooth and simple. There was no jumping through hoops to get approved. We were surprised how quickly and easily our loan was finalized.
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Lisez les avis des autres
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My experience was great. Quick and easy application. Very fast approval. Allowed me to cut the interest rate of my credit card debt by more than half. Fixed payment rate. Love the availability to... Voir plus
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À propos de l'entreprise
Écrit par l'entreprise
Our mission is to provide you with access to credit when you need it most. Whether it is to consolidate debt, fix a leaky roof, pay for auto repairs, or to cover any number of life’s unexpected expenses, Universal Credit is here with easy online access to the money you need, quickly. Our personal loans come with fixed rates and predictable payments that you can budget around.
Coordonnées de contact
275 Battery Street 23rd Floor, 94111, San Francisco, Etats-Unis
- (877) 418-9765
- support@universal-credit.com
- universal-credit.com
4,7
Excellent
3 k avis
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Easy and fast!
7 avril 2026
Process was fast and easy
Process was fast and easy! Helped me find the best payment plan and best APR! Application was processed quick and loan was provided in a matter of a few days! Highly recommend!
31 mars 2026
The friendlyness of your people
The whole thing from start to finish was quick it only took five days and I was really a pleasure.
6 avril 2026
Scam alert
This is what I sent to my contractor (for the project that I now have to cancel because of this BS "Loan"). "You guys and I have not been properly informed before I processed that loan.
1) it was a hard pull on my credit not a soft pull.
2) the loan that I was forced into paying off instead of you guys is being paid by CHECK! which will take 3-4 weeks for them to get and process. My loan payment that was supposed to be paid off with this new loan is due tomorrow so next month I’ll have to get my bank to issue me a refund for the over paid loan since I have to pay it so that it’s not late.
3) I am not able to cancel just that part of the loan which will not be fully funded for another 3 weeks. (At least, if the check doesn’t get lost in the mail)
4) They already processed a statement for me to pay the new loan that has not been fully funded.
5) And they are making me notify my bank where that check is being sent to have them send the check back to them and have them send me proof that they are sending it back and then I have to send that proof to this new loan funder. But they won’t let me jump through those hoops to cancel just that part of the loan.
6) I have to cancel the full loan by the 10th if I don’t like this process or I’ll be charged $258 to cancel after the 10th."
6 avril 2026
very very fast i have the money in 2…
very very fast i have the money in 2 days no problem thank so much
3 avril 2026
Geting the loan was easy took less than…
Geting the loan was easy took less than 10min. They get back to you was approved in two days it was funded straight to my bank accout the intrest was ok a little more than i expected the payments are are low i would recament anyone looking for a loan to contact Upgrade
3 avril 2026
Very fast….accurate… easy to appl
2 avril 2026
Very easy to apply and got my money…
Very easy to apply and got my money within 2 days. It really came when I needed it the most. Thank you
24 mars 2026
Super easy process and quick to do.
24 mars 2026
The process was very quick
The process was very quick. Received a great rate and any questions were answered. Would definitely recommend.
20 mars 2026
easy to apply and fast closing
21 mars 2026
False Advertisement
I would have done a five star but when I did the processing of the loan it said no processing fee but when the loan was deposited in my account it took more than $90 for a fee. But after loan was in processing it said a fee. When I looked at it yesterday, it still says the same thing, no fee. That is false advertising
23 mars 2026
Easy and quick funding
I have a great experience with them from the beginning to the end. Everything is clear and easy and the funding was very quick.
19 mars 2026
The person who helped me was very helpful very…
The person who helped me was very helpful. Asked all my questions.
17 mars 2026
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