Credit ladder has reported my rents payment to Credit Reference Agencies updated and kept my rental payments upto date through the years now as I save up for a mortgage deposit. Atleast I know I can... Voir plus
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Credit ladder has reported my rents payment to Credit Reference Agencies updated and kept my rental payments upto date through the years now as I save up for a mortgage deposit. Atleast I know I can... Voir plus
L'entreprise a répondu
To be given a hand up the ladder, to rebuild your life after a debt event, which seems to hang around like a bad smell even when you’ve cleared your debt, feels such a relief. The other options seem t... Voir plus
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Really happy with CreditLadder. It’s simple, easy to use and a great way to have my rent payments contribute to my credit history. Everything has been straightforward, and the service has been reliabl... Voir plus
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Really simple and straightforward to set up. I’m using CreditLadder to report my monthly rent payments and help build my credit history, which feels like a great way to make regular rent payments actu... Voir plus
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Écrit par l'entreprise
If you’re a tenant, CreditLadder can help you improve your credit history and score!
Start ReportingCreditLadder is the first & only way to report your rent payments and improve your credit position with Experian, Equifax, TransUnion & Crediva.
Signing up to CreditLadder is simple and only takes a few minutes. Register your details and once completed, connect your bank account to provide CreditLadder with read only access. You keep paying your rent as you do today - CreditLadder does not collect your rent.
Each month CreditLadder will match the rent payments you have made to your landlord or letting agent through the secure bank connection you’ve created. This information is then shared with Experian, Equifax, TransUnion and Crediva and will appear on the respective statutory reports.
CreditLadder has been reporting rent payments since 2016, is regulated by the FCA, and has reported over £1bn in rent payments.
CreditLadder has also been recognised for its work by the Government, when HM Treasury announced it was the biggest winner of their Rent Recognition Challenge competition.
Hamilton House, 4A The Avenue, E4 9LD, London, Royaume-Uni
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A répondu à 100 % de ses avis négatifs
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Awesome company. Improve your CS with credit ladder. They're the best!

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I highly recommend credit ladder. They skilled and always provide benefit.

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I can report my rent which is amazing and easy to do. It really reflected and improved my score!

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It does what it’s supposed to. Would be good to see how this actually reflects on my own personal credit score and how I can leverage it.

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I’ve been customer of credit ladder from the very first day of arriving to the UK and renting my first apartments here.
It’s been 4 years now and since I bought a house the credit ladder service is no longer needed.
At the same time interactions with credit ladder are seamless, they notify when bank needs to be reconnected and so on.
My credit rating, I believe mostly based on credit ladder reports and it still allowed me to get a nice mortgage rate.

Réponse de CreditLadder
This service has helped to improve my credit score, resulting in being able to purchase a property. As someone who has rented for over 10 years and always paid their rent, I think it’s important that this is reflected within your credit report. I would absolutely recommend this service to others.

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I’m was very happy to be served by Charmaine Thomas on behalf of CreditLadder company. That experience about operative, quick and effective results. Thank you for your help.

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I had great experience with the service and i will recommend to others.

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Great service. I have been using Credit ladder for about 1 year plus. Good in reporting and you see it on your credit report. Keep it up Guys!

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Very helpful . Ever since I started using credit ladder for my house rent, my credit score has increased

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Overall, it's been a great experience so far. I'm really glad that my rent payments are now contributing to my credit score—such a smart and valuable feature! The website is user-friendly, the process is straightforward, and everything works smoothly. Definitely a smart solution for renters looking to build credit effortlessly.

Réponse de CreditLadder
Iga Maciejewska was very helpful and replied back to me very fast!
Ensured all my questions were answered and reassured me throughout.
Great member of the team!

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I must be incredibly lucky, as my experience was awful. Basic information was not recorded properly. Upon trying to amend this, they again made errors, and had to delete my account, wasting my time (though at least they managed to action this correctly). This notion that credit agencies won't confirm historical instances/records is beyond a joke, considering it is the very basis of their 'business'. Which leads me to my one positive in this experience...I did learn that there are campaigns around regulatory action emerging around ALL of these companies which have grown around the gamification and access to credit records. This insidious profiteering which dictates our access to basic services, in our daily lives, should either not exist at all (instead a centralised system where we have control of our data, not the other way around) or be heavily regulated. Going on the track record illustrated by privatisation of every other vital institution and service, its unsurprising that may see the former presenting the most obvious case.

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Great way to increase credit score by getting your rent payments included. So quick and easy to do as well

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Excellent services provided when I opted for rent reporting through Credit Ladder. It’s spot on. I would recommend Credit Ladder for Rent reporting as this justifies whenever I pay rent. Thank you.

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Invaluable in helping me to establish a credit rating in the UK. Years of accurate reporting and efficient, helpful staff.

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Superb communication and fast response when reporting rent.

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I didn't have to do much and it is helping out with my credit score. It's great for people like me who moved countries and have to build credit score from scratch

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The interface is easy to use, the agents are detail-oriented and the services provided are valuable.

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Helped so much in building my credit file and getting my first mortgage 😊

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