Wavemarkcapital Avis 

This is a ponzi scheme. If you see the name Mike Ayala, run the other way. He will live large on your money and disappear....

WARNING: Wavemark Capital/ Income Fund and Mike Ayala = Likely FRAUD. Invested mulit 6 figures of hard earned retirement cash. All GONE now and MIke / Wavemark remain unresponsive. Messages bounce . All reviews previously listed on Trustpilot calling out poor communication, vague promises and lost funds are accurate. Possible Ponzi? STAY AWAY.

bought the whaleshark zipper… pattern completely different from pictures, took 1 month to arrive (i live in germany), poor quality, i’m disappointed

BIGGEST SCAM EVER NO TRACKING NO CUSTOMER SERVICE AT ALL!! AND WHEN IT ARRIVED IT WAS NOTHING LIKE I ORDERED YOU CAN BUY BETTER CLOTHES ON TEMU THEN THIS.

I am an investor with Wavemark and Mike has failed to make payments and has not paid others in the investment. DO NOT INVEST IN OR TRUST MIKE AYALA AT ALL! He talks of being a good Christian but he doesn’t walk the walk! He speaks good with his lips but his heart is far from it.

Avoid Wavemark Capital and Mike Ayala. All the reviews of investors not getting paid back is true! Now the companies and his e-mails are bouncing as of 8/9/25. Not sure when it started.

This company is a scam. They start out well and then quit paying interest. I have come to the end of the one year note and have not had return of principle. They are vertically integrated with Park Place Communities which is a mobile home park and I feel they are using the funds to grow the park fraudulently. I have reported them to the Texas and Arizona securities as this is nothing but a scheme to use others money to grow their mobile home park and never return it. Mike Ayala says that they have hired Unified Law as he has to buy out a business partner. I believe this is just smoke and mirrors.

Ayala hasn't paid back investors for many years now. Wavemark and Peaks investors, are not being paid back
Investor like me, have not been paid back any principle. And no interest in 1+years.

Mike Ayala seems to be running a scam/ponzi business. Do not send him money. You are not going to your principal back.

Mike Ayala and Wavemark appear to be a fraudulent company. Avoid them. They are advertising directly through social media as well. They are impossible to reach and recently sent out an email that they are buried in debt and late on payments.

I invested six figures in a 2-year note with Wavemark Capital, run by Mike Ayala, based on promises of passive income through quarterly interest payments. What actually happened was nothing but delays, excuses, and empty reassurances.

The first interest payment was over 6 weeks late, and now the most recent payments havn’t come at all. I’ve reached out to Mike multiple times and every time he responds with vague, fluffy language and zero follow-through.

I’ve received no clear answers, no repayment of my principal, and no reliable communication. At this point, I fully believe I’ve been lied to and misled. This is not just a bad investment—it’s starting to feel like outright fraud, and I want my money back.