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Noté 1 sur 5 étoiles

I applied for rhis card on June 1 2026. After a month I still never received the card. I went on the site to try and find a number the number I found instructed me to enter the last 4 digits of a card... Voir plus

Noté 1 sur 5 étoiles

Ordered my card in May took over 2 months to receive. After receiving the card I could not activate it. Contacted my bank to have the charges reversed and mysteriously my card was activated. Used... Voir plus

Noté 1 sur 5 étoiles

Terrible customer service and I'm pretty sure they are just scamming people out of money they said I was qualified and had me pay 95 dollars then told me they couldn't open my account made me wait 14... Voir plus

Noté 1 sur 5 étoiles

Much like other people I feel like I was taken advantage of and scammed. I’ve recently been in contact with the US banking charter that they use, which is TAB Bank in Utah and they have told me, the p... Voir plus

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Mauvais

TrustScore 1 sur 5

241 avis

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Tous les avis

(241)

241 avis reçus au cours des 12 derniers mois

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Les entreprises sur Trustpilot n’ont pas le droit d’offrir des incitatifs ni de payer pour masquer des avis. Les avis reflètent l’opinion des utilisateurs et non celle de Trustpilot. En savoir plus

Noté 1 sur 5 étoiles

I waited over a month

I waited over a month. They said 10 to 14 business days. Didn’t happen. Not even close. I kept calling. Three times a day. Every day. Used the chat, too. Twenty-one days. Not one live person. Incredible.

Then I looked at the reviews. Suddenly, everything made sense.

So I filed a dispute with my bank. Best decision I made.

Here’s the amazing part. At 3:34 a.m., my bank confirmed they received the dispute. At 3:35 a.m., one minute later, I got an email saying my account was canceled and my fees were being refunded.

One minute. Think about that.

Apparently, when a bank gets involved, things move very, very quickly.

If you’re still waiting, don’t wait forever. Get your money back. File the dispute if you have to. It’s amazing how fast problems get solved when the money starts going the other direction..

27 juin 2026
Avis spontané
Noté 1 sur 5 étoiles

Don’t do it

The worst ever never got my card atleast I called for the cancel to get my refund and they had THE NERVE to say you won’t be able to reapply I said NO PROBLEM

25 juin 2026
Avis spontané
Noté 1 sur 5 étoiles

Scam

don't pay any program fees you give them 35$ then 65$ then you get your card and there's no agents available to activate it for you no matter how many times or days you call, 100% scam

25 juin 2026
Avis spontané
Noté 1 sur 5 étoiles

Worst credit card company I've ever…

Worst credit card company I've ever dealt with. Paying the upfront fee's wasn't a problem, it was the exceptionally long delay receiving the card. And getting conflicting responses as to its arrival time. After finally getting the card, I'm still unable to activate it. An agent is never available to assist when I call, and currently it's been three days waiting a return call.

1 juin 2026
Avis spontané
Noté 1 sur 5 étoiles

Sent application on May 6

Sent application on May 6. Was told card had been mailed and would arrive May 27-29. No card came and each time I contacted customer service they assured my card had been sent. I read customer reviews and found out they some other company charged 195 to activate the card. I sent an email asking for my card to be cancelled and a refund. My refund came the next day. This has been the worst customer service I have ever dealt with. Applied for a different card, no fees and it arrived 5 days later. This card is a joke and a rip off. If you know anyone who has applied tell them to cancel, it's not worth it.

17 juin 2026
Avis spontané
Noté 1 sur 5 étoiles

Yeah they lie

Yeah they lie. I paid the fees they asked for on 5-7 and still never received a card.
You reach out to customer service and you get the same bullshit excuse from every agent.
So, don't waste your time. They are a bunch of lying crooks.

7 mai 2026
Avis spontané
Noté 1 sur 5 étoiles

Scam Scam aScam

Scam. Paid fees, never received a card. It’s been over 2 months and whenever I do get in contact with someone, they all say 7 to 10 days. It’s been over $60. I contacted classaction.gov and told them everything to get a class action lawsuit going against them, I encourage everyone to do the same. Let’s sue these bastards.

1 mai 2026
Avis spontané
Noté 1 sur 5 étoiles

Got screwed and scammed!

Got screwed and scammed! I emailed them asking where my card was and they said it's on the way from the carrier. I applied in April but now it's June. RESERVE CREDIT CARD IS A TOTAL SCAM! I asked for a refund through email and I got ignored. Pathetic

30 avril 2026
Avis spontané
Noté 2 sur 5 étoiles

So I apply for this card and the fee…

So I apply for this card and the fee was $35 than they turn around and ask for $60 to send it. I have the card now after months of not having it. I just now call for refund and they said if I cancel I will no longer be eligible for future products for their company. I’m like in order for me to want the incentive to be part of your company or to have products from your company, I need a little bit of upfront and honesty then what was provided. I applied in April. I just got the card now in June and I couldn’t activate it. I put in my card information to activate it online and then it turns around and tells me that I have to call a number to activate my card and no one answers for me to activate my card so basically there is no use for this card for me and their response is well you’re frustrated cause they’re backed up on activating cards and I left a voicemail for them to call me back and no one has called me. No I’m frustrated because I was told you go online to activate it not you activate it online then you call a number you didn’t say that. They are supposed to send money back to my bank, let seen how long that takes.

22 juin 2026
Avis spontané
Noté 1 sur 5 étoiles

They claimed they refunded my $95 back…

They claimed they refunded my $95 back they didn't. What ever you do do not apply they are scammers and they take your money. I applied April 20th and here it June 23rd they never refunded nothing. I wish i could give them a negative star

20 avril 2026
Avis spontané
Noté 1 sur 5 étoiles

Think i’m going to Cancel my account…

Think i’m going to Cancel my account with these guys. Received the card on friday. Had to wait til monday to call and activate. Took them 2 whole days to get in touch with someone so i can activate it. On top of that, i was told i was approved for $300, only $30 is available to spend and then they charge all these extra fees. it’s not worth it.

22 juin 2026
Avis spontané
Noté 1 sur 5 étoiles

THIS CARD & COMPANY ARENT WORTH IT

This company needs to be more upfront about how the whole thing works. They have you pay $35 for a fee then if you want to proceed ypu have to pay another $60 or you cant even continue with your application. Anyways, I applied on April 29th and now its Junev22nd and no card ever came. They kept telling me it was coming but nope. I did some digging to see exactly what these fees were and its for some credit builder which is optional, yet they make you pay it to continue with applying for the card. Very sneaky and shady! So I finally asked for a refund because after reading all these complaints and hearing that if you do get your card, right away theyre taking another $75 out for the annual fee and then over $100 more for some other credit monitoring or something. ITS NOT WORTH IT!

29 avril 2026
Avis spontané
Noté 1 sur 5 étoiles

Scam

I applied for this card as a backup for my other 2 cards i have , the first thing i didnt like was the fees that they collected in advance , the only other card i have that charged a fee just tacked it on the card balance to appear on the first statement but those guys wanted it paid in advance which should have been a red flag !
The card arrived and i went online to activate , i entered the information requested and then was directed to call a phone number.
I called just to get a message that no agents were available and to leave my number.
I tried several times over a period of 4 days with the same result , i contacted their business chat on FB to get all kinds of excuses , finally when i told them that i was going to contact the authorities i received a email that the card was cancelled and they will refund my fees !
I believe that this is a scam, they collect and sell your information and take your money and then stall hoping that eventually people give up .
I suggest for anyone who fell in their trap to contact the AG office in your state and also contact the FBI and the postal inspectors office , since they use the mail and operate accross state line this falls into the realm of the FBI

22 juin 2026
Avis spontané
Noté 1 sur 5 étoiles

Don’t do it .

All the reviews are true, this may not be a scam but it is some bullshit. A lot of things to highlight here. I did receive my card within 5 days but what credit card company is not open on the weekends ? What credit card company makes you call to activate the card and then charge you fees 195 for whatever and 75 for annual that’s 270 out of the card off as soon as you get it, that leaves you with 30 dollars to play with , you paid more to get the card ($95).
I called that activation number over 200 times because it’s my money and I want it now lol. I never got the chance to even activate so I called regular customer service and told them to cancel everything and send me my refund, SHOCKINGLY my refund has been sent back so that’s legit the only up side to this the one person picked up to let me cancel this bullshit. Please please please don’t do it.

22 juin 2026
Avis spontané

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