BadCredit.co.uk Avis 

I made my application and was approved by everyday on the same day so I was happy with the service. Also I folloed the guide about electoral registration and my credit acore went up 100 or so.

I couldn't get a loan anywhere and was really struggling with my financial situation. I came to BadCredit.co.uk and I was accepted by several lenders straight away at brilliant rates that you would expect with a brilliant credit score, not one as low as mine! Thank you so much...

Loan of £1000 given much appreciated will leave your other review too

Got a loan happy to leave a review for you x

Good experience paul asked me to leave a review I would say 5 star

I usually don’t leave reviews but this was the only website that got me accepted for a loan so when they asked for a review I dont mind 5 stars

What made this experience great was that I got my loan right after my application. a few websites I applied on just called and spammed me. I got a loan with Koyo

Thanks. I got a loan after using you form. I really needed it and got rejected by others

Got a deal finally when I tried 2 other websites before and was told I couldn’t get a loan I got accepted from koyo from my input on your site. Dunno how it works but I’m glad and thanks

Stupidiest customer service I have ever encountered in my entire life. Above it, a racially profilng company before getting you a loan as if they have to play the role of the Home office. It is aberrant and appaling, not only to have the phone intentionnally hang up on you, but worst, racially profiling me over the phone, and rejecting the application based on my origin. After 20 years in UK, I have never suffered from such humiliation... totally unacceptable and humiliating...

Please accept my apologies for any inconvenience I have caused your company as I received a call from your company today informing me that this is not your company who have tried to scam me
I hope this does not deter anyone from using you and apologies for any inconvenience caused to you and your company.
Sincerely
Miss Sarah Reynolds

For the attention of the complaints department 

I am writing to you in regards to the company detailed below who recently scammed myself and my partner out of money, claiming that they were going to provide us with a loan within 15 minutes of us agreeing to pay them £110 admin fee. We were under the impression that they were a legitimate company as they provided us with their details and we had also read their reviews on various sites.  We provided them with our bank details and transferred the funds into their account with the assurance from their agent that the  loan would be in our account within 15 minutes. Once they had received the funds the agent then informed us that we had to now pay an additional £149 to a credit checking company to clear our bad credit assumedly.  We were unable to cancel the transaction as it was a bank transfer and had already left our account.  We then had to ring our bank and explain to them what had happened and try and get the funds reimbursed. The bank were very understanding and said they would refund the money as a good Will gesture but informed us that they would not be able to do it again 

I think this firm are very devious and victimise venerable people who are on a low income and/or short of funds and should be allowed to practice or say that they are a legitimate company.  We now to wait for our funds to be reimbursed next week and are very distressed and upset at that fact that this has happened and the company are trying to blame us the consumers for our own misfortune 
I would like some sort of response from yourselves and the complaint being placed on the FCA and companies house website 

Thank you for your time and assistance in this matter and please feel free to contact me if you have any questions 

Regards 
Sarah Reynolds 

WHATSAPP MESSAGE SENT FROM NOW LOANS TODAY 25/11/22
NowLoan is a registered trading name of PJG Financial Limited which is authorised and regulated by the Financial Conduct Authority under reference number: 919697. PJG Financial Limited is registered in Scotland (company number SC535782), registered office 272 Bath Street Glasgow G24JR

Sent from my iPhone

Like the ease of using the website and getting a quote. Didn’t find a loan offered to me but only because I found out there’s an issue with my credit profile.

Got my money in my account within about 20 minutes and the rate was less than I thought 49%

Can’t complain at all they were responsive through email and I got a loan from tapily

Really happy with the deal I got and applying was fairly straight forward

Edit 20/01/2022
Paul the MD of nowloan has been fantastic, I received an email direct from him regarding the issue below and he’s addressed this issue, so far the scam company haven’t set a direct debit up and Paul has requested all my details be erased by WeDoSavings :) can’t ask for a more personal service than the MD sorting it for me lol raised from 1 star now :)

Original review 16/01/2022
Did a search to no avail with this company but it led to some company called we do savings that automatically sets up a direct debit of nearly £10 without peoples consent or knowledge, luckily I saw the cancellation option in small print before I closed the Internet tab so clicked the link and had a cancellation email sent to me! No idea why a search with nowloan would lead to what appears to be a scam?! Searching reviews of WeDoSavings they are scum and it’s horrendous that if someone isn’t suitable for a loan from nowloan they’re led to a scam and robbed of money :-/ I will be keeping an eye on my bank daily for a while to ensure a DD hasn’t been set up still

50%APR loan when I used now loan. Not amazing but my credit is very good since a few years ago I lost my job and wasn’t able to pay my phone contract for a while and also a credit card. I checked another website little loans and the apr I got through them was 1200%

This is a better option than some of the bigger companies that you see advertised on tv that I’ve tried.