bdhSterling Avis 

I am an expat who has been living in New Zealand for the past 14 years, and I am now reaching the age where I can begin drawing down my UK pension. As part of this process, NZ Funds referred me to bdhS, where Paul became my financial planner.

Paul and I had two video calls—the first to understand my background and goals, and the second to discuss his detailed report. Thanks to these conversations, I felt fully informed and confident in making my decision about how to proceed.

Paul was extremely knowledgeable, friendly, and engaging throughout. I would not hesitate to seek his advice again in the future and would highly recommend him to anyone needing guidance with their pension.

We are transfering our pensions from the UK which is a complex proceedure requiring specialist knowlege, The team at BDH have guided us through the whole proceedure in a tax efficient and stress free way.

From the outset the bdh Sterling team managed my expectations and clearly explained how the pension transfer process would work. The team worked collaboratively with my financial planner and always responded promptly to enquiries and requests for assistance. The advice I received was balanced and comprehensive and always clearly articulated.

bdhSterling provide a very pragmatic service that listens carefully to my needs as a client. Having listened, bdhSterling provide thoughtful and analytical feedback on the way forward options. I can thoroughly recommend bdhSterling.

very helpful staff who guided me through the whole process, I would not have been able to do this on my own , with tax implications and dealing with my pension providers in the UK BDH Sterling has made the whole process streamlined and probably saved money in the long run , BDH are well with the fees and I have been very happy to deal with BDH and would heartily recommend them.

bdh having been providing me with financial advice for many years now - I've always found them very professional and proactive. Daniel and his team are always very responsive and I'm very comfortable having them manage all aspects of my superannuation.

John has always been extremely helpful honest and professional with every single interaction. Has always explained everything to me in a patient and easy way. I do not understand finance and John and his team were extremely helpful always communicating in a timely manner. I highly recommend anyone who is bringing over funds from the UK to use BDH Sterling.

I have been a client of bdhSterling for over six years, following the transfer of my Pension fund to a QROPS - a legislative requirement of HMRC. This was quite a complex process, and I cannot commend bdhSterling highly enough for their knowledge of the requirements and professionalism throughout the whole process.

Nothing was too much trouble, and they guided me through every step of the process. I could not have set up my Self Managed Super Fund without their expertise and depth of knowledge.

Every member of the bdh Team I have had the pleasure of dealing with has always been extremely professional and friendly, and nothing has ever been too much trouble. Communication and the advice provided is always very clear, and any questions are always responded to in a timely manner. I have had previous interactions with members of the Sydney Office, and more recently with team members in the Perth Office. I cannot commend them highly enough.

I have every confidence in the management of my Self Managed Super Fund, and the financial advice provided by bdhSterling and would certainly recommend their services to anyone.

Very professional and friendly organisation

We have been represented by financial advisor John Vailes at Bdh for a number of years now. We cannot recommend his services highly enough. John is extremely professional and very personable. He always answers all our queries thoroughly and has provided invaluable advice and support with regard to pension transfers from the Uk, setting up superannuation plans, investments and tax advice. Thank you John for making the transition to our new retired life in Australia so smooth and easy!

Knowledgeable company with a good depth of knowledge and contactable by phone and talk to a real person.

Very efficient. Keeps me informed of any changes. Annual reviews allow for best returns and advice for the next year.

Gemma warmly engaged, asked helpful questions, actively listened, offered timely and well researched and considered guidance.
Highly recommended

The team and specifically our financial advisor were amazing to deal with in regards to consolidating my UK pension, managing and ensuring a successful transition to Australia.
They have assisted me over the years in understanding what was a complex situation and guided me every step of the way with their personal, concise, clear, and transparent comms. They have put me at ease and never made me feel that any question was stupid.
Thank you bdhSterling for your collaboration and guidance. I have no hesitation in recommending your services and look forward to continuing to work with you in Australia.

Johns knowledge is outstanding. Thinks of alternatives and is clear with what he is saying. Has guided us through a lot over the years. Would and have recommended him to friends

Louise is always at the end of the phone or email and ready to help. She explains all the options clearly and concisely in a manner that I can understand. I have been with bdh Sterling for many years and have worked with several advisors and been happy with all of them.

Steph Mills personally guided my UK pension transfer process in Perth, in conjunction with my Australian financial adviser. Steph and her BDH Sterling team were always very helpful in explaining the sometimes complex succession of steps along the way and, being very responsive, ensured that I got the advice I needed, when I needed it. The BDH Sterling experience was made bespoke and personal through Steph’s friendly management and I would not hesitate to recommend this business.

After seeing John Harrower today I began to reflect on my association with him over many years first as a bank advisor and the with Oakbridge finance. John has always been helpful and constructive in his financial advice.He is to be congratulated in supporting me through the trials and tribulations of a nasty work situation and the death of my mother. His understanding of my distress aided me to make positive decisions regarding retirement. Without his advisory skills I would have floundered and I praise him in leading me through the retirement process which enabled me to travel extensively. He has always advised me on how to use my money effectively and I thank him for his friendship and caring over the years, because without his advice I would not be in the healthy monetary position I am today. Thanks John Harrower

Reflecting on my visit to BDH Sterling that morning, I wrote the following email to the staff with whom I'd interacted:

"As I was driving home from your office today, I was thinking about how incredibly fortunate we are to have such great professionals looking after our finances. Just as striking though, is the fact that you are all such gorgeous people, with a collective sense of humour, who leave your egos at the door.

There is so much theory around how to build a positive workplace culture and most get it wrong but wow, you guys have nailed it!

Thanks for being there.
Maxine"

An excellent experience with Paul Lawson-Tyers from bdhSterling when transferring my UK Pension to NZ. He did a very thorough job. I felt that he had really listened to and understood my position resulting in the smooth transfer of said pension.