Buying a house and moving home is stressful and complicated. Matthew's professional input at each step was amazing. He made me feel calm, and assured me that everything was in order. He kept me infor... Voir plus
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My mortgage application process was smooth, from day one. Matthew Long was clear in explaining everything I needed. He was quick, concise and made the whole process very simple and stress-free. I woul... Voir plus
I contacted Cleerly as I have recently had to renew my mortgage. I was put in contact with Edward Hughes who after a few question understood my needs and worked with me to get a mortgage offer bas... Voir plus
L'entreprise a répondu
Christie and niamh are excellent mortgage brokers, very firendly and helpful. We are first time buyers and they helped explain everything in layman's term. They were very positive and honest with myse... Voir plus
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À propos de l'entreprise
- Courtier en prêts hypothécaires
- Compagnie d'assurance habitation
- Assurance de protection des revenus
- Courtier d'assurances
- Compagnie d'assurance vie
- Prêteur hypothécaire
À propos de Cleerly
Écrit par l'entreprise
We are complex income specialists
Cleerly specialise in finding the best mortgage options for contractors, freelancers, and clients with more complex financial situations.This is because we understand how both contracting and underwriting for mortgages work. With this understanding, we can advise you on the best course of action.
Cleerly was founded by a former contractor who has also been instrumental in building and negotiating contractor underwriting for the last 20+ years. We build mortgage solutions through our own in-house specialist mortgage consultants and carefully selected business partners
It is our mission to make mortgages more affordable and accessible to contractors, locums and professionals with "non-typical" incomes. By changing the parameters of the mortgage market for professionals just like you, we push boundaries to make the market more competitive and pass on the benefits to our clients.
We're thrilled to have been nominated for Best Contractor Mortgage Broker at the 2025 Contracting Awards in October! Read more about why we've been shortlisted by seeing how we differ to other brokers here.
We have extensive experience in the industry and strong relationships with specialised Contractor Mortgage providers who will look at your unique circumstances instead of trying to fit you in a mould. As a result, we can help you find a lender when you might have been turned away from everywhere else.
Contact us today
If you want to learn more about your mortage borrowing potential that is tailored to meet your bespoke and complex income needs, use our custom mortagage calculator tool or give us a call. OUR MORTGAGE CALCULATOR Speak to an advisorCoordonnées de contact
Ground Floor, 3 Victory Park, Solent Way, PO15 7FN, Whiteley, Royaume-Uni
- 0044 2394 212 912
- enquiries@cleerly.co.uk
- cleerly.co.uk
We are contractor mortgage specialists
4,9
Excellent
720 avis
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Very friendly and experienced team
Very friendly and experienced team. They helped me get my mortgage offer
6 décembre 2024
Réponse de Cleerly
Thank you for your kind feedback. We’re pleased that the Cleerly team provided you with knowledgeable, professional service and clear communication every step of the way in securing your mortgage offer successfully. We’re always here to help if you need us again.
Yours sincerely,
The Cleerly Team
Cleerly were amazing as usual
Cleerly were amazing as usual. I have used there service multiple times now and as usual very professional. Received my mortgage offer in less than 2 weeks. Special thank you to Matt
5 décembre 2024
Avis spontané
Réponse de Cleerly
Thank you for your kind words and for choosing Cleerly again! We're pleased to hear that your experience was once again professional and efficient, with your mortgage offer processed in less than two weeks. Matt will be delighted to know his support made a difference for you. We look forward to assisting you again in the future. If there's anything you need, we're always here to help!
Yours sincerely,
The Cleerly Team
Cleerly one of the best things to happen to you
Very happy with the service provided by Cleerly. Clear, professional, positive and available consultants.
If you get the opportunity, ask for Lewis or Jay-Jorja for exceptional handling from start to finish.
27 novembre 2024
Réponse de Cleerly
Thank you for sharing your positive experience of Cleerly and that Lewis's and Jay-Jorja's efforts made such a difference for you. We hope to assist you again in the future. Please don't hesitate to contact us if there's anything else we can help with.
Yours sincerely,
The Cleerly Team
If you need a rabbit pulling out of a…
If you need a rabbit pulling out of a hat, Olivia is the contact you need. I was turned down by multiple brokers who refused to engage-brain or think outside the “computer says no” mindset.
Even if you have quite a straight-forward case, I’d recommend Olivia as someone who is a total professional and makes the mortgage application process quite effortless. The Cleerly application process also pre-fills a lot of data, so you don’t have to repeatedly enter the same thing on five different forms, which I actually really appreciated. There’s an online progress tracker and document upload function, which kept everything in one place. It’s all preferable to the alternative when you have so many other things to do. I’ve used brokers in the past and this was a very different experience.
Experienced, knowledgeable, confident, unflappable - exactly what we needed at a very stressful time. Thank you for helping us secure our home Olivia.
4 décembre 2024
Réponse de Cleerly
Thank you for such a thorough and positive review! We’re delighted to hear how Olivia’s expertise made a difference for you during a stressful time. As a specialist mortgage broker, with deep relationships with a range of mortgage lenders, we are experts in securing the right deal for clients, no matter how complex the circumstances may initially appear. It’s great to hear that you found our streamlined application process, online tracker, and document upload feature helpful—it’s designed to make things as smooth as possible for our clients. Congratulations on securing your home, and we’re always here if you need us again!
Yours sincerely,
The Cleerly Team
What a fantastic experience
What a fantastic experience, Will gave us clear direction from day one, selected the best mortgage for our circumstances and got us the yes we craved. We tried a few other lenders first through a different company and after multiple knock backs saw an ad for cleerly mortgages and decided to give them a try, best thing we ever did, if I knew then what I know now we would have gone to cleerly first.
Make cleerly your first port of call if your looking for a mortgage.
4 décembre 2024
Réponse de Cleerly
Thank you for such an amazing review! We're delighted that Will's guidance and expertise helped secure the "yes" you were searching for. As a specialist mortgage broker, with deep relationships with a range of mortgage lenders, we are experts in securing the right deal for clients, no matter how complex the circumstances may initially appear. Recommending Cleerly as your first choice is a great compliment - thank you! We’re always here if you need us again.
Yours sincerely,
The Cleerly Team
Great professional service from Mark…
Great professional service from Mark and the rest of the team. Very knowledgeable, explaining each step of the process. Excellent communication and well recommended.
29 novembre 2024
Réponse de Cleerly
Thank you for your positive feedback! We’re glad to hear that Mark and the team provided you with knowledgeable, professional service and clear communication every step of the way. Your recommendation is hugely appreciated. We’re always here to help if you need us again!
Yours sincerely,
The Cleerly Team
Cleerly excels where others have…
Cleerly excels where others have failed. Olivia was very helpful in getting us a mortgage after the initial advisors we went with couldn't get us one due to our status.
I will recommend her and Clearly to anyone especially FTBs. I was initially sceptical due to the previous rejection but she was confident, encouraging and professional and most importantly she delivered!
29 novembre 2024
Réponse de Cleerly
Thank you so much for your thoughtful review! We're delighted that Olivia was able to turn things around for you and deliver where other mortgage brokers had struggled to secure your first home. Congratulations on this milestone, and we’re here if you need anything in the future!
Yours sincerely,
The Cleerly Team
Cleerly
Cleerly, have been superb.
Helped secure a lender quickly, handled the application professionally and ensured we were able to procure our dream home.
Thoroughly recommend for anyone in the Contracting business.
⭐️⭐️⭐️⭐️⭐️
28 novembre 2024
Avis spontané
Réponse de Cleerly
Thank you so much for your kind words! It's great to hear that we could help you secure your dream home quickly and professionally. The Cleerly team takes great pride in providing seamless service, especially in securing mortgages for contractors. Your recommendation is very kind. We’re always here to help in the future. Congratulations again on your new home!
Yours sincerely,
The Cleerly Team
2 months contracted, still got success
First folks I called re my contractor mortgage, Olivia sorted everything out and given I was only in a contract for 2 months at the time I was surprised at how easy it was.
27 novembre 2024
Réponse de Cleerly
Thank you for your kind review and that we are your first port of call for a contractor mortgage! Cleerly's business is centred on understanding and serving the needs of contractors and their unique circumstances, particularly in more challenging situations like this. We're delighted that we could help and that Olivia was able to facilitate a stress-free experience.
We’re always here to assist you in the future!
Yours sincerely,
The Cleerly Team
FTB/Contractor
FTB/Contractor
Matthew and the team have been amazing, providing great advice and service.
I found Cleerly on a Google search, lenders were only asking for SA302 figures which meant I could only get a certain mortgage amount, as a contractor my earnings don't reflect what are submitted as I keep myself at basic rates of tax, the team managed to annualise my day rate, leading to a significant increase in lending amount, and therefore I was able to make an offer on the property I wanted, I couldn't have done this without Cleerly, so I highly recommened them.
31 octobre 2024
Avis spontané
Réponse de Cleerly
Thank you for your glowing review! We're really pleased to hear how happy you were with the service provided by Matthew and the team. Cleerly's service is built on in-depth knowledge built over 20 years experience of serving the unique needs and circumstances of contractors, in turn helping clients secure the lending they deserve. We appreciate your recommendation and remain committed to supporting contractors like you in achieving their property goals.
Yours sincerely,
The Cleerly Team
Lewis made the whole process so smooth
FTB using a JBSP mortgage. Found Cleerly online and took a leap of faith - very happy I did so!
My consultant was Lewis who I spent months communicating with gaining advice/information prior to having an offer accepted on a property. Lewis always provided as much information as possible to me even when it was a bit ahead of the game. He is very understanding, has great comms, is very personable and ultimately found and processed a very competitive and appropriate mortgage offer.
Would not hesitate to recommend Cleerly to all friends and family and especially Lewis as a Mortgage consultant.
Thanks again
21 novembre 2024
Avis spontané
Réponse de Cleerly
Thank you for your kind words and for trusting Cleerly on your first property purchase! Joint Borrower, Sole Proprietor (JBSP) mortgages aren't the most straightforward to arrange, so we’re delighted to hear how supportive and informative Lewis was throughout your journey.
Your recommendation means so much to us, and we’re always here to assist you, your friends, and your family whenever needed. Enjoy your new home!
Yours sincerely,
The Cleerly Team
Don't look any further First Time Buyers - Lewis is an exceptional Advisor
Lewis, you absolute star!!
First time buyers here - My partner is a contractor and I am on Maternity leave. We've had difficulties with high street Mortgage advisors who can't understand my partner's income streams. We found Cleerly online and went with them, given the high ratings (which was clearly the best decision!)
Lewis is very personable, empathetic & hard working advisor. He is thorough and pays attention to detail. He has excellent communication skills, responding promptly with helpful advice in plain speak. He listened to our needs, providing timeframes for responses which he worked within.
He understands complex financial information whilst being very competent with mortgage deals.
Lewis took the stress out of of arranging a mortgage, which was approved! Owning our own home will honestly change our little family's life. We didn't know it would ever happen!
I honestly cannot recommend Lewis/Cleerly enough.
Thank you Lewis !!
20 novembre 2024
Avis spontané
Réponse de Cleerly
Thank you for your wonderful feedback! We’re really pleased to hear how Lewis’s client service made such a positive difference in your contractor mortgage process. It’s wonderful to know he was able to support your family situation and help make homeownership a reality for your family.
Your kind words and recommendation mean the world to us. We’re always here to assist you in the future!
Yours sincerely,
The Cleerly Team
We approached Cleerly following a…
We approached Cleerly following a previous mortgage advisor ghosting us after application, we explained our current situation with Dil who we were assigned and he was amazing from start to finish - Explained the process thoroughly, gave set timescales, answered our questions and helped every step of the process. All the team that helped us in the process were great so thanks to Jay and Ed too
We kept in house all aspects of our purchase including obtaining life insurance and Simon worked with us to get the best cover for the best price
The process was streamline and made finally purchasing the house a joyful experience, they even sent a congratulations on your new home card out - Really just sealed the great service
Thank you Cleerly
Stacie & Tom
8 novembre 2024
Avis spontané
Réponse de Cleerly
Thank you for taking the time to share your positive experience with Cleerly. We’re delighted to hear that Dil, Jay, Ed, and Simon were able to support you throughout your mortgage and life insurance process. Providing clear guidance, reliable timelines, and answers to your questions every step of the way is exactly the standard of service we strive to deliver.
We're pleased that you found the process felt streamlined and that we could help make purchasing your home such a better experience.
If you need any further assistance, whether it’s related to your mortgage, insurance, or future plans, don’t hesitate to contact us. We’re here to help.
Congratulations again on your new home!
Yours sincerely,
The Cleerly Team
The best by far
Cleerly were so professional and efficient from start to finish. As a contractor, I wasn't sure I would get a mortgage but the due diligence from Matthew and Simon meant the process was a lot less stressful and I was approved for the mortgage I needed. Even after my mortgage was approved, they continued to check in with me throughout the process. They are pragmatic and realistic and manage expectations at all times. I couldn't recommend them highly enough.
At the start of my process, another broker had been recommended to me. They were not responsive and as it turned out, they didn't know what to do for contractors. My recommendation is to save yourself the hassle and just go with Cleerly.
9 septembre 2024
Avis spontané
Réponse de Cleerly
Thank you for sharing such thoughtful feedback about your experience with Cleerly. We are delighted to hear that Matthew and Simon were able to support you with professionalism and efficiency throughout your mortgage process and helped to ease the stress of securing the mortgage you needed.
We understand that navigating mortgages as a contractor can feel daunting, and it means a great deal to us that we could provide you with a realistic and tailored approach that met your needs. Managing expectations and delivering pragmatic solutions are values we hold dear, so it’s fantastic to hear that reflected in your experience.
Should you need assistance in the future or have any further questions, please don’t hesitate to contact us.
Thank you again for your kind words and for choosing Cleerly.
Yours sincerely,
The Cleerly Team
1st class service once again......
Matthew Long was recommended to me 3 years ago when my first contractor mortgage fell short on my requirement's. He stepped in at the 11th hour and using his contacts and market knowledge had a offer on the table within days, which I duly accepted. Regarding my current re-mortgage which is more complex, Matthew has once again hit the mark and has secured a mortgage offer that exceeded my expectations. Excellent and professional service from a broker who knows the markets, friendly and polite but above all he listens to your needs and delivers. My go to mortgage adviser and I am in no doubt we will conduct business together in years to come.
7 novembre 2024
Avis spontané
Réponse de Cleerly
Thank you for sharing such positive feedback about your experience with Matthew. It’s incredibly rewarding to hear how he was able to step in during a critical moment and secure the right mortgage solution for you not once, but twice. We are really pleased that his expertise, efficiency, and deep market knowledge have continually exceeded your expectations, even with more complex re-mortgage requirements.
At Cleerly, listening to our clients' needs and delivering tailored solutions is at the heart of what we do. Knowing that Matthew has become your go-to adviser and a trusted partner in your mortgage journeys is the highest compliment we could receive.
We look forward to assisting you with any future needs. If you have any questions or require support down the line, please don’t hesitate to reach out.
Thank you again for your kind words and for choosing Cleerly.
Yours sincerely,
The Cleerly Team
A stress-free process from start to end, thanks to Cleerly.
Dealing with Cleerly (Mark) on my remortgage went as smoothly as I'd hoped. Mark kept me updated at every step and managed my expectations accordingly.
I would not hesitate to recommend Cleerly to friends and family who require their services.
30 octobre 2024
Réponse de Cleerly
Thank you for taking the time to share your experience with Cleerly and for your kind words about Mark. It’s great to hear that your remortgage process went as smoothly as you had hoped and that Mark’s updates and clear communication helped manage your expectations every step of the way.
We take great pride in providing a transparent and seamless mortgage and protection service, so knowing we’ve been able to deliver that for you is very gratifying. Your recommendation to friends and family means a great deal to us, and we are incredibly thankful for your trust in Cleerly.
Should you need any further assistance in the future, please don’t hesitate to reach out. We’re always here to help!
Yours sincerely,
The Cleerly Team
Highly recommend
I came across Cleerly while contracting. Olivia handled my remortgage and additional borrowing and made the whole process super easy. Within 2 weeks of uploading all the required documentation, the remortgage was agreed and completed. I highly recommend Cleerly if you're needing guidance.
29 octobre 2024
Réponse de Cleerly
Thank you for sharing your fantastic feedback about your experience with Cleerly and Olivia! We’re delighted to hear that your remortgage and additional borrowing process was completed so smoothly and efficiently, and that Olivia was able to make everything easy for you. Completing everything within two weeks is a great result, and we’re thrilled we could meet your expectations.
Providing efficient, supportive remortgage guidance is at the core of what Cleerly do, and it’s wonderful to know we’ve been able to deliver this for you.
If you ever need assistance in the future or have any questions, please don’t hesitate to reach out—we’re always here to help.
Yours sincerely,
The Cleerly Team
A*** Broker Service & Advise
Mark McBurney was exceptionally in his service and advise in getting us the right product to suit our needs. From 1st initial conversation, to getting the mortgage confirmation from the lender, End-to-End took 2 weeks which for me was record breaking - and I know alot of brokers :)
1 novembre 2024
Avis spontané
Réponse de Cleerly
Thank you for sharing your positive experience with Cleerly and Mark McBurney! We’re delighted to hear that Mark’s exceptional service and advice helped you find the perfect mortgage to meet your needs. We’re pleased we could deliver a faster turnaround compared to other brokers that you've experienced.
At Cleerly, we are committed to providing tailored mortgage and protection solutions to deliver as smooth and stress-free an experience as possible.
Should you need any assistance in the future, we’d be delighted to help. Thank you again for choosing Cleerly and for recognising Mark’s efforts.
Yours sincerely,
The Cleerly Team
IT contractor Buying Dream Home Thanks To Olivia
As a IT contractor working via a limited company obtaining a mortgage can be a major hurdle. I tried to contact my bank and other high street lenders direct but had no luck. After searching online I came across Olivia Haarland who from day 1 really understood my employment situation and was able to help me. We first spoke back in December when due to existing borrowing I could not get a mortgage for the amount desired. Olivia advised me if the changes that need to be made to buy my dream home in the future. She regularly checked in with me throughout 2024 to see I I needed any assistance and after taking her guidance and improving my finances over 9 months she helped me obtain the mortgage I needed for me and my family. She is a very patient person and I highly recommend her services. Do not let the fact she charges a fee put you off as she gets the job done!
4 novembre 2024
Réponse de Cleerly
Thank you for taking the time to share your experience with Cleerly and Olivia Haarland.
We understand that obtaining a mortgage as an IT contractor working through a limited company can come with its challenges, so we're pleased that Olivia’s expertise and support made such a positive difference for you. Her commitment to keeping in touch and providing practical advice over those months is a testament to the personalised service we strive to offer at Cleerly.
Helping clients like you achieve their homeownership goals is always our top priority, and we’re thrilled to have been part of your journey.
If you have any questions or need support in the future, please don’t hesitate to contact us. We’re always here to help!
Yours sincerely,
The Cleerly Team
Amazing service
Great experience using Clearly to secure a mortgage on a non standard construction as a contractor. Faced a few issues along the way, however, Simon James and Alex Baker were available to offer support and guidance at every hurdle. Thank you both.
1 novembre 2024
Réponse de Cleerly
Thank you for sharing your positive experience with Cleerly and for your kind words about Simon James and Alex Baker. We’re pleased to hear that their support helped you overcome the challenges of securing a mortgage on a non-standard construction property.
Navigating complex situations like these is something we’re deeply committed to, and it’s lovely to know Simon and Alex were there for you at every step to ensure the process moved forward smoothly.
If you have any questions or need assistance in the future, please don’t hesitate to reach out. We’re always here to help!
Yours sincerely,
The Cleerly Team
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