Bien que nous ne vérifiions pas les affirmations individuelles, car les avis reflètent l’opinion personnelle des utilisateurs, certains avis sont accompagnés du statut « vérifié » lorsqu’il est possible de confirmer qu’une interaction avec l’entreprise a eu lieu. En savoir plus

Pour protéger l’intégrité de la plateforme, chaque avis, qu’il soit vérifié ou non, est analysé par notre logiciel automatisé 24 h/24 et 7 j/7. Il identifie et retire tout contenu qui enfreint nos conditions d'utilisation, y compris les avis qui ne se basent pas sur des expériences authentiques. Nous sommes conscients que nous ne pouvons pas tout détecter, et vous pouvez nous signaler tout élément qui aurait pu nous échapper. En savoir plus

Lisez les avis des autres

Noté 5 sur 5 étoiles

Absolutely amazing great help on paying bills and it’s easy to do and if you need help just send them a message and they respond quickly kind and friendly support

L'entreprise a répondu

Noté 5 sur 5 étoiles

Definitely legit and has helped a few times when I've been tight for cash and really needed to get some bills paid. It's easy to use for most bills but some can be a bit more challenging.

L'entreprise a répondu

Noté 1 sur 5 étoiles

What a joke! This app is not at all user friendly! They are charging me almost $39 for paying each bill, in addition to the monthly membership fee of $14.99!! It took a ridiculous amount of time to... Voir plus

L'entreprise a répondu

Noté 5 sur 5 étoiles

If youre ever in a tight situation, Deferit got your back! Always a great experience and not to difficult to get things resolved.

L'entreprise a répondu

À propos de l'entreprise

  1. Service de paiement

Écrit par l'entreprise

Deferit is a bill budgeting and payment platform that has helped over 550,000 people improve their cashflow and pay bills in installments. To date Deferit has paid over $400m in bills and saved its users over $39m in late fees and other biller penalties by ensuring bills get paid on time. Pay upfront or over time in 4 easy installments. Build your credit history with every bill payment. The flexibility to change payment dates to suit your lifestyle. No interest, no late fees, just a simple subscription. Whether the bill needs to be paid by ACH, Check, Credit Card or any other method, simply take a photo of the bill and we take care of the rest!


Coordonnées de contact

4,4

Excellent

TrustScore 4.5 sur 5

168 avis

5 étoiles
4 étoiles
3 étoiles
2 étoiles
1 étoile

A répondu à 76 % de ses avis négatifs

Répond généralement dans un délai de 48 heures

Comment cette entreprise utilise Trustpilot

Découvrez comment les avis de l’entreprise sont collectés, notés et modérés.

Les entreprises sur Trustpilot n’ont pas le droit d’offrir des incitatifs ni de payer pour masquer des avis. Les avis reflètent l’opinion des utilisateurs et non celle de Trustpilot. En savoir plus

Noté 5 sur 5 étoiles

My power bill chose violence

My power bill was loud and disrespectful right before payday, but Deferit said “relax, I got you.” Easy to use, no shut-off stress, and payments that didn’t hurt my feelings. If adulting had a cheat code, this is it. 10/10 would defer again.

8 janvier 2026
Avis spontané
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Réponse de Deferit

Hi Eboni,

Your feedback means so much to us. We're glad Deferit has been reliable, especially with essentials like your power bill—thanks so much for sharing your seamless and stress-free budgeting experience with us!

Anytime you need support, we've always got you covered.

Noté 4 sur 5 étoiles

Overall

Overall, good company. What isn’t obvious is while they say most bills are paid in 2 hrs or less, that’s not including after business hours or on holidays. Normally, this wouldn’t be much of an issue but bills don’t stop for holidays. I incurred a late fee due to this and just had to take it on the chin because of fine print. Otherwise this has been very helpful during a tough time.

22 janvier 2026
Avis spontané
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Réponse de Deferit

Hi Tia,

We're glad you found Deferit overall reliable—thank you for sharing your feedback with us and giving us the opportunity to clarify.

While all bill payments are processed during standard banking hours (9am–5pm Eastern Time, Monday–Friday) and payments made after hours are processed on the next business day, please know that if a bill payment is delayed because of an error on our side and your biller charges a late fee, our Bill Payment Guarantee covers that fee once we confirm the delay was our fault. Feel free to visit https://help.us.deferit.com/hc/en-us/articles/23522746425623-What-is-the-Deferit-Bill-Payment-Guarantee for more information.

We appreciate your understanding throughout the process and ensure you're fully supported. If you have any questions or need further assistance, please don't hesitate to reach out—we're always here to help.

Noté 5 sur 5 étoiles

Deferit has been a bill saver for me!

Deferit has been a bill saver for me!! I highly recommend it to anyone that needs help with getting their bills paid

4 janvier 2026
Avis spontané
Logo de Deferit

Réponse de Deferit

It's great to hear that Deferit has been helpful when you needed it—thanks a bunch for the shoutout!

Noté 5 sur 5 étoiles

I love it very handy

I love it very handy

8 janvier 2026
Avis spontané
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Réponse de Deferit

Hi Yolanda,

We're glad you found Deferit handy—thanks a bunch for the 5-star rating!

Noté 5 sur 5 étoiles

So easy ....

It was easy and fast it really comes in handy when you need to pay a bill and dont have all the funds.

26 décembre 2025
Avis spontané
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Réponse de Deferit

Hi Kiara,

It's great to hear you found Deferit seamless and handy when you need help paying a bill—thanks so much for sharing your flexible budgeting experience with us! We're always here to assist.

Noté 5 sur 5 étoiles

Great experience love using this really…

Great experience love using this really helps in a pinch. Highly recommend to anyone needing bill help.

31 décembre 2025
Avis spontané
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Réponse de Deferit

Hi Joseph,

We're glad Deferit has been helpful, especially when you're in a pinch—thanks a bunch for the love and the shoutout! We're always here to assist.

Noté 5 sur 5 étoiles

There is a lifesaver if it wasn’t for…

There is a lifesaver if it wasn’t for them my bills will be shut off right now With the price of everything going up yeah use them they worth it

1 décembre 2025
Avis spontané
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Réponse de Deferit

Hi Shannah,

We're thrilled to hear Deferit has been reliable, especially with keeping important services on—thanks so much for sharing your experience with us! We're always here to help.

Noté 5 sur 5 étoiles

Financial difficulties

I really enjoy using Deferit during tight times. Deferit allowed me to pay multiple bills without having to disrupt any services . I love using deferit when I’m in sticky situations or short on funds. Thank you Deferit!

14 novembre 2025
Avis spontané
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Réponse de Deferit

Hi Mystery,

It's great to hear Deferit has been reliable during those tight times, in particular with keeping your services up and running—thanks so much for sharing your experience with us! We've always got you covered.

Noté 5 sur 5 étoiles

My experience with Deferit has been…

My experience with Deferit has been amazing. Deferit has help me with bills that I wasn’t able to pay the full price for and has help me so much.

31 décembre 2025
Avis spontané
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Réponse de Deferit

It's great to hear Deferit has been helpful with taking care of your bills—thanks so much for sharing your flexible experience with us!

Noté 5 sur 5 étoiles

I live using the Deferit App due to…

I live using the Deferit App due to being able to have my bills paid in full and I just have to pay Deferit back. It’s a user friendly app that allows you to update your bills easy. It also comes in handy when funds are low so you don’t have to pay the bill in full only your 1st out of 4 payments.

7 novembre 2025
Avis spontané
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Réponse de Deferit

Hello Nekevous,

Thank you so much for sharing your experience! We’re thrilled to hear that Deferit has made managing your bills easier and more flexible, especially when funds are low. It’s great to know our app’s user-friendly features and payment options are helping you stay on top of your bills. We truly appreciate your support and kind words!

Noté 4 sur 5 étoiles

Deferit Delivered When It Mattered Most

Deferit has truly been a lifesaver when it comes to managing my bills. I have been using Deferit for over a year now, and it has consistently provided much-needed flexibility during tight financial moments while helping reduce a lot of stress. While I didn’t receive a deposit back, having my bills paid on time and not constantly worrying about finances matters far more to me — so I won’t complain… but hey. Overall, the peace of mind Deferit offers makes it well worth it.

25 septembre 2025
Avis spontané
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Réponse de Deferit

Hi Adrienne,

Thank you so much for sharing your experience! We’re thrilled to hear that Deferit has been a lifesaver for you and has helped bring flexibility and peace of mind during tight financial moments. It means a lot to us to know our app has made managing your bills less stressful.

Regarding your concern about the deposit, we’d love to look into this further and help clarify things for you. Please feel free to reach out to us at help@deferit.com, and our team will be happy to assist. We truly appreciate your support and your kind words—it really makes our day!

Noté 5 sur 5 étoiles

I love deferit

I love deferit ! When I was lost and confused on how I was going to pay 3,4 bills with one check that had other expenses coming out deferit was here to save the day ! I love how you don’t get charge extra if you to move a date and I also love the flexibility of what bills you can pay.I have been referring this to everyone I know ! Thanks deferit ❤️

23 décembre 2025
Avis spontané
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Réponse de Deferit

Hi Jar’Rae,

Wow, thank you so much for sharing your experience! We’re overjoyed to hear that Deferit could step in and help you manage multiple bills during a stressful time. It means the world to us that our flexibility and features made things easier for you. We’re especially grateful that you’ve been referring us to your friends—that truly warms our hearts!

Noté 5 sur 5 étoiles

Such an easy to use app and tool

Such an easy to use app and tool. With electric companies currently getting to charge what they want we were unexpectedly hit with a massive end of summer bill. Like a majority of the world currently you try to save as much as you can but paycheck to paycheck seems to be the way it is now. Deferit was a huge help to keep us up to date and pay in 4 over time. Can’t recommend enough if you fall behind. But don’t make this a regular use just use when you need and still keep up with your next bill.

21 novembre 2025
Avis spontané
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Réponse de Deferit

Hi Mike,

Thank you for sharing your experience! We’re glad to hear that Deferit was able to help you manage an unexpected bill and give you some breathing room during a stressful time. We appreciate your thoughtful advice about using it responsibly—it really shows how much you care about managing your finances. Your feedback means a lot, and we’re thrilled you found the app easy to use and helpful!

Noté 1 sur 5 étoiles

AVOID - Took my money!

This company took my money and never completed the payment on my account. I have been dealing with this for over three weeks. It caused a late payment on my account and I am still fighting to get my money back that they supposedly kept instead of paying my insurance company. It's horrible; stay away, as they are deceitful. Bill paid through them on December 3, and after telling me it was paid repeatedly, they finally admitted it had not been paid. I am still waiting to get my money back. It must be convenient for them to use my money to make a profit - Avoid!

3 décembre 2025
Avis spontané
Logo de Deferit

Réponse de Deferit

Hi Juan,

We completely understand how concerning it must have been to see your payment not post and to deal with the impact on your insurance.

We want to let you know that we have processed the refund for the payment, and it should reflect in your account within 5–10 business days, depending on your bank.

We’ve also reached out to you directly to provide further assistance and a detailed resolution, so we can make sure everything is fully addressed and your account is updated correctly.

We really appreciate your patience while we worked through this, and we’re committed to making things right. Thank you for giving us the opportunity to resolve this for you.

Noté 3 sur 5 étoiles

Refund delayed intentionally

I restarted my membership only to find out my limit was still the same after having used the service and paying on time before. I canceled the membership and requested a refund on the same day, since then, instead of honoring my request, knowing they take 3 days to respond, I've been delayed and questioned about ending the membership. I made the request 7 days ago and feel like my time has been wasted. The service itself works. 2 stars because the customer service is very lacking.

Edit: A different individual from customer service took over and made sure my refund was processed. They also apologized for the wait. I would give 4 stars but considering the frustration the initial service rep caused I am unable to give more than 3 stars. I'm very big on customer service plain and simple. Thank you for the reply and to the representative who made sure my refund was processed with minimal delay. With all that being said if you (potential customer) are in a pinch and need a bill covered Derefit is definitely reliable in such a way so long as you meet the terms.

16 décembre 2025
Avis spontané
Logo de Deferit

Réponse de Deferit

Hi Ron,

Thank you for taking the time to share your experience with us. We’re truly sorry to hear that your refund request and membership cancellation have taken longer than expected. We completely understand how important it is, and we really appreciate your patience while we work to improve our processes.

Regarding your limit, our system gradually increases it as we learn more about your payment patterns. Making timely payments on bills or installments helps your limit grow faster over time, and we hope this provides some clarity on how it works.

We also want to make sure your refund request is addressed as quickly and smoothly as possible. Please reach out to us at help@deferit.com, and our team will review your case and assist you personally. Your feedback is incredibly valuable to us, and we truly appreciate you giving us the opportunity to improve your experience with Deferit.

Noté 5 sur 5 étoiles

Grateful for Deferit!

Times have been challenging financially since being diagnosed with cancer. Unfortunately the bills don’t stop even with me having to miss a lot of time from work. Deferit has been such a blessing to me during this time. I got approved and was able to split 1 of my bills. Such a relief when I felt I ran out of options. With on time payments, Deferit has given me increases on my limit that has helped me out even more. I can’t recommend them enough. Thank you for all that you guys do and giving us all a breather when these bills overwhelm us!

19 décembre 2025
Avis spontané
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Réponse de Deferit

Hi Kimberly,

Your feedback is valuable to us. We sincerely appreciate the opportunity to support you throughout your financial journey, especially during tough times—thanks so much for sharing your flexible budgeting experience with us! We're always here to help.

Noté 5 sur 5 étoiles

Comes in so handy when you need it

Comes in so handy when you need it. Payments can take a business day to process through so expect to wait if you do it late on a Friday or the weekend. I would say font use the day the bill is due, use it before your bill date.

17 décembre 2025
Avis spontané
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Réponse de Deferit

Hi Barbara,

Your feedback means the world to us. We're thrilled Deferit came in handy when you needed it most—thanks so much for your patience and for sharing your reliable experience with us! We're always happy to assist.

Noté 1 sur 5 étoiles

I needed to pay just one bill.

I needed to pay a bill, but didn’t have the funds to make the payment. This is my first time using Deferit.
After getting approved I submitted payment. Then after a few hours, I’m hit with the old “sorry we can’t process this”. So I use their AI chatbot Sam to try and get an explanation. Sam says it can only submit a ticket for customer service. So it does. But then I have to wait and wait for a reply. The reply states they “no longer support spectrum mobile” and they suggest the best idea would be to pay the bill myself, direct to spectrum. 😑 How astute. Indeed I should never have tried to use middle man Deferit, and just paid the bill myself directly to spectrum. The “Customer Hero” (I can’t believe the audacity to refer to your sloth-slow and reading comprehension-challenged staff as “heroes”), completely ignored or missed my request for a refund. So I had to request again. Another 2 days go by. Then the weekend. Oh, these heroes only work bankers hours apparently. Finally a reply. Do I want to refund and cancel, or refund and stop all charges but keep acct. I said just a refund and let me keep the account. That was Monday morning. It’s now Thursday night and I still haven’t received a refund or a reply or any indication that a customer matters. Maybe it’s more accurately “Customer Anti-Heroes”. To all considering using Deferit, I seriously hope you don’t do it because they aren’t worried about you. No phone number for customer support, no online-chats with staff, only e-mail that they don’t bother responding to. RUN!

2 décembre 2025
Avis spontané
Logo de Deferit

Réponse de Deferit

Hi Israel,

Thank you for your feedback. We appreciate the opportunity to address your concerns and ensure everything is resolved to your satisfaction.

As shared for clarity, Pay in 4 is not able to support Spectrum Mobile at this time because they do not accept check payments, the bill cannot be paid via ACH, and their online payment flow requires multi-factor authentication—an important security step we are not able to complete on a your behalf.

We’ve followed up with you directly confirming the successful cancellation of your subscription and the processing of your refund per your request. While banks may take a few business days to finalize the return of funds, please rest assured that everything has been actioned on our end.

Your feedback is genuinely valuable to us as we continue working to strengthen the Deferit experience for all members. If there’s anything more you’d like to clarify or if you ever need further assistance, our Customer Heroes are committed to supporting you throughout your financial journey with us.

Noté 5 sur 5 étoiles

I really like using Deferit because it…

I really like using Deferit because it just makes life easier. Sometimes bills hit at the wrong time, and being able to split them up without a bunch of fees or drama is a blessing. Everything is easy to upload, quick to approve, and I always know what I’m paying. It’s a solid service and has helped me a lot.

11 décembre 2025
Avis spontané
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Réponse de Deferit

Hi Nita,

Your feedback means so much to us. We understand how certain bills can be quite the worry at certain times, and we’re glad Deferit has given you the flexibility that you need—thanks so much for sharing your seamless experience with us! Anytime you need support, we're always here to help.

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