Gallagher Bassett Avis 

If I could give this company a negative star I would. I have never, NEVER, been able to speak to the person in charge of my claim. Typical insurance company whose idea is to stall and eventually wear out the customer so we don't have to pay on claims. No wonder Menards insures through this company, they both offer cheap goods with no service. Truly pathetic!!

completely & utterly useless... I took out insurance for a holiday, claimed at the start of the week & not heard a word back, the claims form online was a disaster to fill out & all in all just been a terrible service

*Edit*

they've since rang me today, 2 weeks later... saying I will need a doctors note to claim & even then it's not guaranteed, just absolutely useless

4 months and still waiting for this awful company to pull their fingers out never use them

Gallagher Bassett is horrible. A UPS truck hit my car an caused serious anxiety to me an damaged my car. The insurance adjuster has not returned any of my phone calls regarding the repair of my car. I am going to take legal action this point. If I could have left zero stars, I would have. Poor communication and horrible customer service.

My Claim was put in to Gallagher Bassett after an 8 month ordeal with Nuneaton & Bedworth Borough Council. Ive tried calling, emailing and had no response. I was told NBBC had 90 days to respond, which has passed now by a long shot! I have tried contacting and I am just permanently ignored. Phones are never answered, emails not responded to. Very fed up and will be looking at legal action should it not be resolved.

This company is horrible! I'm so sick and tired of getting bounced around from worker to worker. You send them everything and they lie about your payments. They are never in the office. Don't return emails or phone calls. They don't care! Such a disappointment!

They are GRUBS. The nonsense they deliberately put you through ruins innocent peoples lives & tears families apart.
It's 1 big game they play & a disgrace that they're allowed to do what they do.
2.5 years & counting.

Terrible experience. A bit like others have said, they don't do anything. Claims are not looked at and they give themselves arbitrary deadlines they don't meet. Totally unhelpful too. Website portal never updates. I bought through high risk voyager.

Starr/107043

Ps already emailed your feedback email 🙄

Great service, help and reassurance from Phovee with our claim when I took ill at the airport recently and was unable to travel. We were supported throughout by Phovee who was helpful and professional, responding quickly to all emails and providing reassurance at a very anxious time. Don't understand the negative reviews - our experience with the company has been a very positive one. Thank you Phovee!

Came here to add to the negative reviews. As consumers we would not have entered into policy purchases had we known this company was the handler.
Like all the below, clearly something has gone terribly wrong with this companies representation to the third parties we are all buying our insurance from (given that they appear to represent so many different companies)
Should be a straight forward travel insurance claim. Zero action, zero response, ping back emails left un actioned. If your here, I guess you also got conned into a policy and are here disappointed and angry trying to warn other too late because we were ALL miss sold. Ombudsman is the only next step. Not holding my breath for a reply anytime soon from these cowboys.

I had to come here to read comments. I used Asda insurance before travelling in November , put in a claim they do not seem to be helping at all. Do not use them please

TERRIBLE TERRIBLE TERRIBLE. Avoid at all all costs. Won’t reply to you. Yet when you phone they will tell you that you will receive an email in ‘1-2 business days’- absolute rubbish. It’s been 4 weeks and still nothing.

If you work here, please ask management why they don’t respond to emails.

Shocking company, it’s taken 5 months of be chasing up ( I emailed again after a month had passed), sending in documents etc, sleepless nights to be then told… we won’t cover you! Joke of a company I would avoid at all costs to be honest, they make out like what you tell them is made up and even tho you pay for cover, when you try claim you get absolutely nowhere. Getting robbed aboard is a very stressful situation, and even more stressful when you don’t get any help atall.

I got a call from the main company ( not Gallagher Bassett ) apologizing for the service and how long will it taken just to be declined they also offer be 250 pounds compensation as a sorry (Which I highly appreciate).

So this is a scam company, do not take out insurance with them atall they won’t help when it’s needed the most, shocking customer service will avoid and recommend to anyone to avoid.

STAY AWAY FROM INSURE AND GO THEY USE GALLAGHER BASSETT. don’t cover you for anything, take months to even review things and then take even longer to make decisions

I submitted a claim on 7th January 2026. Rang today for an update and was told it was in a queque and she could not giv e me a timeline as to when it would be reviewed and if it would be subsquently paid out.
Beware if you claim on All Clear Travel Insurance.
All Clear claim 99%+ claims are paid within 5 working days. I must be one of the 1% unlucky ones.

I'd like to single out Marnie, who i spoke to on Friday 16 Jan 2026

The claim has been going on for some time, but Marnie helped me today getting the final paperwork emailed through and onto the claim.

Her professionalism and lovely manner were spot on and I feel reassured its now all going in the right direction.

She gave me a timeline of the final steps in the claim and I look forward to hearing all is in order and payment will be made to us

Thanks to the whole team, its not been easy as the claim is linked to the loss of a dear family member

Ref: ZUR5/174023

I was referred to these bandits after filing a claim with INSURE & GO who agreed on the phone I had a claim. Now, according to these bandits (Gallagher) I don't. I have asked INSURE & GO several times in emails for a copy of the audio recording - you guessed it, no reply! I will be taking matters further and involving the Ombudsman, Rip off Britain. There is currently a webpage being developed which explains the stupidity & 'get outs' used by both this outfit and the other Gringos. I have asked Jessica F (Gallagher) to explain her calculation used to determine a no claim - again just ignored! The webpage will be shared on all social media platforms to which 1 follower has in excess of 420,000 followers. These two outfits: INSURE & GO & GALLAGHER are utterly disgusting & I intend to expose them for what & who they are.

Jan 15th:

Insure & Go replied (See review TRUSTPILOT on their site) - no doubt due to the truthful & disgusting customer service, so far. The claim has been escalated & they are dealing with it direct, cutting out these COWBOY BANDITS, Gallagher.

Why any reputable company would use this DOG & PONY outfit, beggars belief!

Jan 16th: See their reply
Jan 17th: No reply
Jan 18th: No reply

Jan 19th:

The Bandits sent an email saying they have now looked at my claim again, here's the outcome from them:

Suitcase purchased in 2019 - £110.00

Less 20% wear & tear

Less £60.00 excess

>>> Pay out: £28.00 <<<

I dispute the 20% 'wear & tear' as utter rubbish. We were in full lockdown for 2 years with the COVID rubbish and travel was not possible. The first time this case been used was on this holiday in September, so effectively it is BRAND NEW!

I can provide photos that will prove this. Not once have you asked me about the condition of this case - not once! You just automatically ASSUME the worst. Anything to reduce the claim. Your reviews say it all about who and WHAT YOU ARE!

Webpage almost complete, time for social media, to let innocent people know about you Bandits, and to be sure to ask who handles the claims when taking out travel insurance; if it's you lot? Don't take out the insurance! Your reviews say it all.

I appreciate that the majority of people using Gallagher Bassetts insurance claim services won’t be due to a positive situation so they are on the back foot. However, in these moments companies can prove their values by either providing efficient support, or not. Unfortunately for GB it’s the latter.

The policy was purchased via Travel2go.

Ultimately I received the payout I was due, eventually, which is the main positive and I am grateful for their processing of a holiday insurance claim. However this took multiple chasing emails to ask on progress. And, worst of all, I was initially paid out a significantly incorrect amount I was contractually allowed due to their ‘misunderstanding’. Luckily I am of the ability to challenge this, others might not be. So they appear to either be unqualified / quality controlled to review contractual terms and information provided, or deliberately seeking opportunities to underpay. Either way the result wasn’t straight forward, took 3 months, repeated questions, and it’s a good job I wasn’t dependant on receiving the money owed urgently. That said, I haven’t been through this process before to know of ‘normal’ service and timescales in the industry.

To their credit, I did speak to a member of staff (Kayleigh) (she rang me) and she was very polite and professional.

Unfortunately, as most people buy the insurance via a third party and not knowing it’s GB behind it, it’s likely most won’t know they are using them until they experience the above. I can only hope the negative reviews result in GB management reviewing internal process to improve their reputation. Given that might cost them in payouts, I’m not hopeful.

One star is one too many tbh. We insured through All Clear travel insurance which was given a grear rating by Which. My husband fell ill with pneumonia so we couldn't go on holiday and the GP filled out health forms ( costing £60+) and all our paperwork was sent to Gallagher Bassett as instructed. Since last summer we have had no response whatsoever to our increasing anxiety and annoyance. Don't use any insurance company that contracts out to Gallagher Bassett is our advice. We are in touch with Which about their recommendation.

Neither Chris Kennell or Mathew Dolton considered all of the evidence in my claim and both illegally denied my claim despite there being clear evidence that DCJ Housing Maroubra were at fault.

I advised our client services officer of a lounge left by a repeat offender hoarder tenant in the common area blocking off half of the stairwell and said this is a safety hazard. She did nothing about it and the lounge was set on fire by an unknown person.

Gallagher Bassett claimed that despite me showing a clear screen shot of me informing both the client services officer and DCJ head office that it could not be confirmed that I informed them and denied my claim. Then they claimed that I informed them in an unreasonable amount of time for them to act even though the client services officer could have made a phone call to the hoarder tenant and told him to remove it or arranged an emergency contractor to remove the lounge.

I suspect that either Chris Kennell or Mathew Dolton or both have some sort of relationship with the client services officer because why would they both ignore clear evidence then make excuses for her lack of action?

If I hand someone a gun and they shoot someone, I am also liable for their injuries for providing the weapon. The client services officer neglected to have the lounge removed or even make a phone call to the tenant and it was set on fire, putting every tenant, our pets and our personal possessions in danger, therefore she is liable for the damages.

I have serious respiratory issues and have been living in a smoke damaged apartment among smoke infected items for the last 6 months because as a disabled pensioner, I cannot afford to replace the items that are damaged. Neither Chris Kennell nor Mathew Dolton care about my situation despite my claim being extremely conservative and me not claiming for absolutely everything I could have claimed. These people demand photos of the damaged items which costs a lot of money to print so now I am out of pocket not only for my personal belongings but also putting the claim together.

They are acting like the claim would come out of their own personal pocket! Or are they worried that their potential friend, the client services officer, may be held accountable by her superiors for not doing her job properly? Whatever the reason is, it stinks of corruption.

Avoid this company, they are disrespectful, uncaring and ignore clear solid evidence. They will side with whoever is paying them which in my case is the government. Chris Kennell and Mathew Dolton are brought and paid for and should be ashamed of themselves for tormenting disabled people and leaving them to suffer consequences through no fault of their own.