Guiide Avis 832

The best tool for retirement cashflow and withdrawal planning available in the UK imo. I've been using this over the past 18 months to generate separate plans for myself and my wife and a month ago gave 6 months notice of retirement.
I've previously contacted support with questions and ideas and received helpful and friendly feedback within the same day.
Since the demise of defined benefit pensions the UK has been crying out for something for individuals to use to help them plan retirement and this is it

Everything needed to see a clear picture of the future in an easily understandable flow with quick links to .gov to find all needed information to input ina jiffy. The site working well and logically. No confusing jargon - CLEAR GUIDANCE and that's what I'm was looking for. Within 20mins or so I knew where my financial future was heading. High praise from me for this fantastic site.

Brilliant tool, the only issue for me was that I could not enter a DB pension levelling option

Probably more powerful than any of its competitor apps for retirement financial planning. Could always have inputs for more (a bit more detailed health history, more country specific etc). However, as it’s free, I can’t complain too much.

I really enjoyed my first time using Guiide and would recommend others to use it too.

Somewhat useful.
It's difficult for a tool like this to be generally applicable to capture joint income with multiple income streams and consider overall tax burdens including inheritance.....

Very easy to use and gives a good indication on how long money will last

Really simple to use and gives a good indication of what’s possible - maybe sooner than some would expect. Lots of variables can throw things off course but that’s life. For anyone that hasn’t looked into retirement in any detail, this will give a good starting point to open up a conversation with a financial/investment expert. They’ll have a more detailed tool but it won’t be a million miles off what Guiide offers.

The website gave quite a few options for customisation and allowed me to get a good idea of future funding. Lost one star for being just based on a single person with no options for a couple - I put the totals in so it was directionally correct but it didn't include both tax allowances.

Finally a really good pension and drawdown planner. Unlike many others, Guiide takes a holistic approach to all my finances including pensions, ISAs and other savings and then allows me to tweak numbers to mitigate various scenarios. I feel a level of confidence that I can finally project my numbers into a workable and meaningful plan. I particularly like that it creates a plan to help minimise the amount of tax I will pay during retirement.

In the long term I would like to see the ability to adjust some of the 'assumptions' e.g. inflation, tax free allowance etc. Also maybe a few UI tweaks e.g. when you want to change the numbers using 'set all' in your income plan, it would be good if it told you what the current numbers are.

Very informative and user friendly.

Useful free to use tool to give an overview of your financial position vs your goals

Fantastic tool for testing a number of scenarios. Very easy to use and interpret.

Really useful tool to help with retirement planning and understanding.

Easy to use and great planning tool, very useful and being able to change and test different scenarios is very informative.

This is a great free tool for retirement planning, simple to understand and gives a clearly laid out dashboard. I have seen features improve over the couple of years I have used it and am awaiting the couples features with great anticipation. My only slight gripe is the slightly clunky income wants section. Adding a feature to taper away income after 80 would be good and also a potential warning about the upcoming IHT issue for larger pots.

Finding this a really useful tool. It is a great support in providing baseline planning.

I now have a clear plan for how best to use savings and pension in my retirement years! Thank you!

A great tool with flexibility to make various assumptions giving details of what would work. Pretty straighforward to use. Would recommend to others

very useful online tool
well written instructions
free to use, save and download the plan