Insurance and Estate Strategies LLC Avis 

I was able to get in contact with Denise on the same day. She provided a couple of whole life insurance options right away. We eventually decided to purchase one of those options. Very helpful all along the process.

So thankful this information is readily available through this team in straight forward guidance. Denise's latest book, written in easy-to-understand language, is what really inspired me to take the next step. My only regret is I didn't know about this strategy years ago, even though I have a traditional WL policy with another company. I am so pleased with the results so far, that I am converting my other policies.

Barry has been a pleasure to work with over the past few months. He is extremely helpful and knowledgeable. He has answered any questions I had as well as walk me through certain processes I needed.

Good morning Denise Boisvert,

We're doing great I retired from UPS 3 years ago at 58. I hope this finds you and yours doing well also ! That was the information that I needed. Btw, the policies are working great. I wish I had known about this tool when I was a 26 year old instead of a 56 year old, but
we have really been pleased. Even used a loan to purchase our third rental property in 2023. I never would have been able to do that without the policy, because when I retired in 2022 my income dropped when I started to collect my pension which was less of course. I was able to bypass the bank because of our policies, and paid the loan back from the rental income that was created. Best decision ever !

Barry has been very amazing. He is extremely helpful. Barry has answered all my questions throughly. He has help me understand everything about whole life insurance. He is also extremely friendly and willing to talk in the phone. I highly recommend Barry and team.

Barry and his team did a great job overall. When I wanted to make changes to my policy before moving forward, he made the adjustments. He also gave me great information after the policy was purchased.

Denise was very responsive during the entire process from beginning to end. Setting up an insurance policy can be time consuming but Denise did an excellent job. Highly recommended!!😊

I don't think I have ever met anyone more patient and professional than Barry Brooksby. It was very hard for me to understand some of the IBC concept, and I almost gave up on it. Every time I emailed or called Barry, he would patiently and calmly reiterate the information and go further to reference some of his videos or links.

Barry is there to answer any and all questions. I can email him or set up time and its easy. I had questions about taking a loan from my policy and Barry was attentive and knowledgeable. Thankful to know him!!

I particularly enjoyed the educational videos.. Well explained and informative.. All free of charge.. It made my choice with them easy

Barry is very educated on whole life, overfunded policies and got me set up with a great policy. Easy to work with too.

Working with Barry Brooksby has been an outstanding experience on every level. He provided personalized and strategic planning by taking the time to fully understand my goals before recommending a policy. What I appreciated most was how he tailored everything specifically to my situation and guided me through the structure and strategic use of a high-cash-value life insurance policy that supports my long-term objectives.

Barry’s integrity and transparency really stood out. There was never any pressure—just honest, unbiased advice. He even reviewed proposals I had received from other agents, giving me the confidence that I was making the most informed decision possible. It was clear from the beginning that he was focused on what was best for me.

His exceptional knowledge and expertise around whole life insurance and the Infinite Banking Concept (IBC) was apparent throughout our conversations. He walked me through complex financial topics with clarity, used case studies and comparisons to illustrate key points, and made sure I had a solid understanding before moving forward.

I also valued Barry’s patience and clarity in communication. He explained every concept in simple, relatable terms and took the time to answer all of my questions without ever rushing the conversation. His calm, thoughtful approach helped me feel confident and supported at every step.

The topic we discussed most was around Barry's personal experience and his client's experience using IBC as it relates to real estate investing, which is the original reason that brought me to Barry in the first place. I truly feel like I’m working with someone who is not only an expert in his field but also genuinely invested in helping me succeed. I highly recommend Barry to anyone looking for a trusted and strategic financial partner.

In many ways, setting up a whole life dividend paying insurance was arranging for a life with a lot less worry. A lot less worry if something happened to me, knowing my wife would be fine, but equally knowing that we both would be fine in retirement, given the amazing investment benefits this policy provides now, heading towards retirement, and ultimately in retirement.

To make sure you do this right is an understatement.

Barry Brooksby’s knowledge in this area is encyclopedic, practical, and extremely helpful. This is a place where you need specialized advice, the “do-it-yourself” approach just doesn’t cut it.

And I haven’t come across better advice than Barry’s yet. He took the time, ran multiple iterations of the various policies from a number of companies until I was satisfied we found the policy that fulfilled my objectives. I would recommend Barry without hesitation.

Barry with Insurance and Estates is amazing! He’s impeccable with his word and always makes himself available for clients needs. Very knowledgeable on insurance and he’s been great to work with. I would highly recommend him to anyone interested in started a life insurance policy.

Barry was great. Very polite and knowledgeable. He really helped walk me through the process and never pressured me about anything. He always kept in touch through out the whole process.

Barry has provided excellent guidance on my initiation of a whole life insurance policy. He provides timely responses, answers all questions, and appears committed to my financial success.

Throughout the process, Barry took the time to explain complex insurance concepts in terms I could understand. His knowledge of the industry and various policy options helped me make an informed decision that aligns with my long-term financial goals.

What I appreciate most about Barry's service is his responsiveness. Whenever I have a question or concern, he routinely gets back to me quickly. He communicates in a relaxed manner as he patiently addresses each of my questions.

I highly recommend Barry to anyone looking for guidance on whole life insurance or other financial planning needs. His professional expertise combined with his genuine interest in his clients' financial wellbeing makes him an exceptional advisor.

Honestly speaking, Barry wasn't our first choice. We actually choose another agent but when Barry followed up with us and we told him, he politely asked to review the other agent's illustration and gave his 25 year honest review. After that we decided to go with Barry and we could not be happier. We greatly appreciate his honesty and integrity to the Whole Life/IBC industry and ensuring that our current and future financial needs were meet.

I have Denise Boivert to thank for her knowledge, professionalism, and being an all around fantastic person. Denise was able to answer all my questions and was available to assist me-sometimes after hours-to ensure that I made the best decision regarding my life insurance plan.

I am grateful for her patience and thoroughness throughout this process and strongly recommend her.

I originally asked for an illustration for a 1035 exchange and received three. When I expressed interest in one of the "extras," I received two more options, and a variant of one of those was the one I eventually selected.

Nothing was rushed. Nothing was forced. Nothing was cookie cutter.

The follow-up after the policy was in place ensured I understood how the policy worked, when I should request additional assistance, etc.

Zero reservations about recommending.

Denise Boisvert was a spectacular agent to work with. She fielded multiple questions over a period of weeks, never failing to provide rapid response and accurate information, making the overall experience exceptional. Happy that I was able to work with her and her team.