Ipfs Avis 

I couldn’t recommend Paul enough! I’m a first time buyer, doing it completely on my own after a pretty stressful couple of months that brought me here and Paul was just brilliant. He held my hand throughout the whole process, was very transparent and honest with me throughout, gave me regular updates and once I provided the info he required, he dealt with absolutely everything for me while also securing me a great rate for my position. Genuinely could not be more grateful for him and I couldn’t have chosen a better person to deal with my mortgage! Thanks so much Paul.

Paul was very knowledgeable, timely, friendly, professional, precise, and we achieved the mortgage product we needed at the first application. Highly recommend

The experience was efficient and Paul did his best to get us the most suitable mortgage

Paul Smulovitch is THE best mortgage broker. He has helped various members of my family get the ideal mortgage for them and he’s just done it again for me. At every stage of the process, he listens to what you need and comes up with the best advice and the perfect product to achieve everything you want. There’s no time wasted. He knows every mortgage out there and makes sure it’s tailored to your requirements. In the 14 years I’ve worked with him, he’s never disappointed me or anyone I’ve recommended him to. We all have dreams of property we might buy if only we could get the funding. Paul makes it happen. I’m always so grateful to him.

The whole process was made easy from start to finish.
Paul was always there to clearly answer any questions we had about our mortgage and buying our first home.
I would absolutely recommend if you are looking for a mortgage broker.

Paul is a financial magician and empathetic advisor. Couldn’t be any more grateful or recommend him enough.

Paul at IPFS has arranged a number of mortgages for me over the last 8-10 years. He has always provided great advice and very professional service. Would recommend to anyone

Very happy with the service received. Clear, instructive communication along every step of the process. Highly recommended.

Since 2016, I have always find them, (IPFS Ltd), to be friendly, professional and efficient. They work with such a broad range of lenders that they have been able to find me products that I would not have otherwise been able to get, most recently in 2025. I highly recommend them especially if you have a complicated situation.

Paul couldn’t have been more helpful… and patient.
A delight to speak to, thank you.

I would highly recommend IPFS to anyone. Paul is very professional, friendly and highly knowledgable and has a very customer focused approach. He made the process is securing a mortgage very quick and simple.

Paul is absolutely fantastic, he helped us through our whole process of applying for a mortgage when we was moving house, he could not have made the process any easier, he gave us lots of options and information, good advice on different mortgages and how to port our existing mortgage over, could not recommend Paul and IPFS any more, there was no negatives at all with our whole process and I hope to work with IPFS and Paul for many years to come
Thanks again!

Absolutely superb service
Delivered me solutions that were not available through ttwo other agents with whom I have previously worked with
Supported me throughout th process
Would very highly recomend IPFS

Proactive and easy to deal with, and saved me money.

Paul has been really supportive and helpful through out the process!

Highly recommend. Paul has been so helpful throughout the whole process and is extremely responsive to all of my questions, which was so reassuring for me as a first time buyer.

Responsive, friendly communication and no-nonsense advice and guidance throughout the process when dealing with IPFS.

Great service from start to finish.

Could not recommend more! Paul has been so much help throughout the entire process. Always very quick to respond to any questions! He has taken so much stress out of the process and helped more than I thought would be possible.
The process has been very smooth. I will be recommending to everyone I know!

Excellent communication, very efficient and thorough. Would 100% recommend