Ipfs Avis 

Thanks to Paul and The IPFS team once again. I have had several mortgages through IPFS, getting the best deal possible and managing my complex financial situation.

Highly recommended.

Paul has been exceptional from start to finish ensuring I received the best rate possible. Would highly recommend!

Paul has been an absolute Ace person.
Very helpful response. Well done .

I was really concerned about my buy to let mortgage term coming to an end and due to my age and financial situation was thinking that I might be forced to sell up!
However, right from the start Paul Smulovitch of IPFS relieved me of my worries and got to work.
Paul was able to answer all of my questions and always got back to me almost immediately if I left messages with questions.
The procedure was straight forward with me having very little to do and it only took 7 days for me to receive my new mortgage offer !
Ok, this is service is not cheap but worth every penny if you are looking for a stress free and easy to work with company.
Highly recommended!

It was quick and helped us finding a very good deal

Paul has been fantastic. As a first time buyer I was guided & updated throughout the process. Paul is extremely approachable ( no question being a silly question) and I would highly recommend IPFS

Short version: If you want a friendly, experienced and professional mortgage advisor / broker, then Paul at IPFS is for you. I couldn’t recommend more highly and his services are worth every penny (and more!)

Long Version: Paul helped us with the purchase of our first home and came highly recommended. Despite us fearing we would not be able to get a mortgage (I’d just started a new job and our child just started nursery), Paul was able to discuss our options and get us a competitive offer in the a very short period of time. A large part of this was driven by Paul’s efficiency and experience, but also by his ability to lay out our options in a clear and coherent manner (meaning we could make an informed decision with confidence).

Paul’s style makes him very approachable and he always made himself available. I lost count over the number of times I contacted him throughout the house purchase process to ask for advice (we were in a complex chain). His knowledge / experience makes him credible, meaning that we felt confident we were in safe hands throughout the whole process. Paul constantly had our best interest and worked tirelessly to deliver. An example of this is him reapplying (on a number of occasions) to ensure we were getting the best rates possible, even after we had our initial mortgage offer (for context: mortgage rates fell incrementally over the six months between us applying and exchanging).

When we started house hunting, I questioned if we needed a mortgage broker. But I can honestly say that my experience with Paul/IPFS means I’m confident this was money well spent as it made what is a scary process a lot less stressful and daunting. Thanks again, Paul!

I received an excellent service from the team.

The Team at Ipfs are fantastic, personable and brilliant service

Paul was brilliant throughout the whole process and even called me out of hours once our mortgage offer was accepted which was a lovely touch!

Paul was great, as a first time buyer he really helped guide me on the process and kept me informed throughout. Would highly recommend!

I’ve used ipfs for 3 mortgages now and a couple of re-negotiations; Paul and Hannah have been nothing but a pleasure to deal with.

Paul spent a good chunk of time running figures, projections and discussing different options for my family and I.

His friendliness, willingness to pick up the phone and sincerity in aiding us in a process which is otherwise only stressful (ie when moving house), made the whole thing so much more palatable.

I would recommend ipfs to anyone.

Thanks Hannah and Paul.

Paul always provides a fast and reliable service. We have been working with him for many years and he is always readily available and keeps us promptly updated. 5* service

The service provided was exceptional!

We were updated on a regular basis by Paul, with no need to chase anything at any point. Our emails were always responded to in a very short time, with the response being that it had already been sorted.

We were a little apprehensive in paying a broker, when there are comparison sites and brokers with no fees, but we're glad we did, as it was worth every penny to get the advice, guidance and reassurance that was provided making this whole process run smoothly. Absolutely recommend!

Paul was extremely helpful throughout the process, keeping us updated at all times, even when the lender was slow and had a backlog of applications

I wanted to fix my mortgage at this difficult time.
Paul found a best deal for me in a very short time. He was available very early in the morning, late at night and on the weekend to answer all my questions.
Very happy with his service and I would strongly recommend Paul and his company to anyone.

I have used IPFS for my Mortgages/Remortgages multiple times over the years. I was recommended by a friend saying that they where good. I was not let down, I can only sing their praise. From start to finish they are responsive and helpful, and for me the most important, honest. They have helped me find the best possible rates in these hard times, and also take action promptly to secure. I can only say thank you to Paul for his first class service.