Karayacapital Avis 

We’ve worked with Kul of Karaya Capital on transactions totalling past the million mark across bridging and term finance.

He’s been highly proactive throughout the process, with a strong understanding of different funding structures and access to a broad range of lenders.

He’s particularly good at understanding the wider commercial requirements of a transaction and finding appropriate funding solutions.

We’ve also got further transactions in the pipeline with him and would have no hesitation in recommending him to anyone looking for a knowledgeable and commercially minded finance adviser.

We have worked with Kul and Karaya Capital on a number of transactions including the most recent `being a £1.5m transaction. We have worked with Kul on bridging, development and term finance, and the experience has been consistently excellent.

Kul brings a high level of professionalism and expertise to every deal, demonstrating a thorough understanding of structured finance and even the legals!

We working together going forward with more deals in the pipeline and look forward to continuing what has become a trusted and valued working relationship.

Karaya Capital comes highly recommended, and Kul is an all round great person!

Working with Kul from Karaya Capital and his network of a team on a Specialist Finance & Capital Advisory Transaction was an excellent experience. They successfully arranged funding for a large semi - timber frame property where several other advisors had been unable to secure a solution.

The transaction was completed in quick succession, with an efficient and proactive approach throughout. Their specialist knowledge and understanding of the lender requirements helped keep the process moving smoothly, while their decision to use the same valuer we had used before saved both time and unnecessary costs.

Their expertise, communication, and ability to navigate a complex transaction made a real difference. I look forward to working with them again on the next deal and would highly recommend their services for Specialist Finance and Capital Advisory.

I recently used Karaya Capital to secure a bridging loan for an auction property purchase, and the service was excellent from start to finish.

Kul and the team were highly professional, knowledgeable, and responsive throughout the process. Auction purchases come with tight deadlines and can be stressful, but they guided me through every stage and ensured the funding was arranged quickly and efficiently.

Their expertise in bridging finance made the whole transaction smooth, and they were always available to answer questions and provide updates. Thanks to their support, I was able to complete the purchase within the required timescales.

I would highly recommend Karaya Capital to anyone looking for bridging finance, particularly for auction property purchases. A reliable, professional, and results-driven service.

Great knowledge of Specialist Bridging , Commercial & Development Finance. Received terms for 2.8m new deal within 1 day. Kul is very passionate and helpful to assist throughout the deal process , answering any questions and connecting with other great Solicitors, Institutional Banks & Barristers

Yet again working with Kuldeep at Karaya Capital was excellently satisfying and a pleasure.
Thank you Kul for your assistance with our additional financing, portfolio restructuring and the property deals that were handled in a very proffesional manner. Your guidance, responsiveness and expertise throughout the whole process were greatly appreciated. We value your support very highly and look forward to working with you again.
Thanks Harj

Kul is very knowledgeable and very decisive in anything finance related but also beyond the scope of what he offers. Always willing to help, listen and give great insights. Great company and person to building a prosperous relationship with

Strong Thankyou too Kul from Karaya capital who played a excellent role in getting our 500 k development finance he went above and beyond working tirelessly to make this happen.

Grateful to Kul from Karaya Capital for assisting with my portfolio finance and brand-new build construction loan. Went over and beyond to get this deal over the line, would highly recommend.

Kay's knowledge is second to none. He really put my mind at ease with my different business finance enquiries. Looking forward to doing many more deals, I would not hesitate to recommend Kay and his team.

We have worked with Kul on many transactions as acting solicitors for mutual clients and have been continually impressed with his professionalism and dedication.

From a solicitor's perspective, working with a broker who understands the timing and documentation required on the legal side is invaluable. Kul is exactly that kind of broker - efficient, detail-oriented and client-focused.

Kul at Karaya Capital was absolutely fantastic to work with! His kind, friendly, and approachable demeanor made the entire mortgage process feel seamless and stress-free. What truly impressed me was his knowledge and attentiveness - he was fully invested in finding the perfect mortgage solution for my husband and I. Highly recommend! Thanks again Kul!!

Let me know if that's perfect now!

Karaya Capital sorted me out financing when no one else could. Went to Kul after many other Finance advisors weren’t able to get myself & my family our residential financing.

Kul thought outside of the box and was able to get us Joint Borrower Sole Proprietor financing from a Specialist bank.

The deal was complicated involving gifts, previous residential property commitments & term arrangements. Somehow managed to get this through. All before the stamp duty changes too!

Thank you so much for helping me and most importantly my family. My wife and son are super happy in our new home. You guys smashed it. Thank you all

Great work from Kul & Karaya Capital. They were able to raise a refinance to restructure my investment loan to pay off my existing creditor for my SME company. They provided an up to date service, clarified matters clearly & over exceeded our expectations on completing the matter.

Achieved a smooth, quick service from all the team, solicitors & the bank members overall.

Looking forward to working with Kul & the team further to finance my other portfolio deal matters, restructuring assets and better allocate funds to grow our wealth as a family.

I used Karaya Capital to organise finance for my HMO property that was on a bridge loan. We had real tight timescales but they came through and were able to help us re-finance in record time.

I haven't worked with a company that is this responsive and willing to go above and beyond to get the right deal to suit your needs.

I am working on my second project at the moment and I would highly recommend them.

I have used Kul several times now for my semi-commercial and HMOs. He is very knowledgeable and transparent. I will be using him again for an auction purchase. I would not hesitate to recommend him. Thank you very much Kul for making each transaction stress-free!

Kuldeep has been outstanding in getting our limited company HMO refinanced in a record 5 weeks with Hampshire Trust. I’m amazed. He’s saved me a hefty fee that my bridgor would have charged. I had no idea when I came to him 6 weeks before my end of term that things would be so tight. Lesson learned. Great service and tenacity. He is quick!! Thank you Kuldeep!

As a first-time buyer, I was nervous about the whole mortgage process—but working with Karaya Capital made everything so much easier than I expected! Kul was so friendly, patient, and extremely knowledgeable. He took the time to explain everything in simple terms and answered all my (many!) questions without hesitation.

I never felt rushed or pressured, and he really helped me understand my options and what would work best for my situation. Thanks to his guidance and support, I felt confident every step of the way and ended up with a great mortgage deal.

I’m so grateful to Karaya Capital for making this experience such a positive one. I wouldn’t hesitate to recommend Karaya Capital to any first-time buyer!

I recently purchased my first home, and I couldn’t be more grateful to Karaya for making the process smooth, transparent, and stress-free. As a first-time buyer, I had a lot of questions and uncertainties, but the team at Karaya was incredibly patient, knowledgeable, and supportive every step of the way.

They took the time to explain all my mortgage options clearly, helped me secure a great rate, and worked tirelessly to ensure everything was in place for a timely closing. Communication was always prompt and professional, and I truly felt like they had my best interests at heart throughout the entire process.

Thanks to Karaya Capital, I was able to move into my first home with confidence and peace of mind. I highly recommend them to anyone looking for trustworthy and efficient mortgage brokers — especially first-time buyers like me!

Kul from Karaya Capital. Thank you so much for your excellent and professional work where you assisted in my Portfolio with £1m of Specialist Finance Transactions for both my Personal Assets and Property Businesses in Kent.
The service was outstandingly above excellent where you were available anytime and any day and your rapid response to any questions and advice. Your guidance with the interaction of the solicitors and accountants again was excellent with you and your company very much being in the forefront every step of the way.
Kul your knowledge and contacts regarding the above matters were priceless. Will definitely be using Karaya Capital in the future and have and will be recommending you and this business. Through you I have learnt so much about my own portfolio.
My end results were excellent and professional.

Thank You So Much

Bal Kaur