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Lisez les avis des autres

Noté 5 sur 5 étoiles

Im glad I found Magical Credit without hesitation,they provide me a loan that helped me during my emergency situation ,after payment,reloan and you will even get an increase Thank you so much

Noté 5 sur 5 étoiles

The customer service is always professional. They make sure everything is done to satisfaction the time the loan is processed. You are made to feel like you’re more than a client which makes fo... Voir plus

L'entreprise a répondu

Noté 5 sur 5 étoiles

From start of application to finished and funds deposited 30minutes. Quick, would recommend this company if your in a pinch.

Noté 3 sur 5 étoiles

After 5 years they still keep changing the rules to qualify. And denied previous guidelines. To a point they suggest they will give me Extended Payment Plan as a one-time courtesy; when in fact I had... Voir plus

L'entreprise a répondu

À propos de l'entreprise

  1. Société financière non banquière
  2. aussi dans
  3. Conseiller financier

Écrit par l'entreprise

Welcome to our official Trustpilot page! Whether you're managing unexpected personal expenses or looking for working capital to scale your business, our family of brands provides tailored, transparent financial solutions built around your needs. Our Family of Brands: Magical Credit (magicalcredit.ca): Flexible personal and installment loans featuring predictable payments and accommodating criteria to give your budget breathing room. Magical Business (magicalbusiness.ca): Merchant Cash Advances tailored for small and medium enterprises, offering flexible upfront capital that adapts to your daily sales. Magical Cash (magicalcash.ca): Fast, secure, and confidential short-term payday loans to bridge the gap before your next paycheck. Our Commitment to You We prioritize clear terms, fast decisions, and simple online processes with zero surprise fees. Your honest feedback helps us continuously improve our services and helps future customers make informed financial decisions. Have you used one of our services recently? Please share your experience below!


Coordonnées de contact

4,6

Excellent

TrustScore 4.5 sur 5

320 avis

5 étoiles
4 étoiles
3 étoiles
2 étoiles
1 étoile

Aucun historique récent de demande d’avis

Cette entreprise n’a pas récemment invité ses clients à l'évaluer, donc les avis ne sont peut-être pas représentatifs.

A répondu à 100 % de ses avis négatifs

Répond généralement dans un délai d'une semaine

Comment cette entreprise utilise Trustpilot

Découvrez comment les avis de l’entreprise sont collectés, notés et modérés.

4,6

Tous les avis

(320)

206 avis reçus au cours des 12 derniers mois

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Les entreprises sur Trustpilot n’ont pas le droit d’offrir des incitatifs ni de payer pour masquer des avis. Les avis reflètent l’opinion des utilisateurs et non celle de Trustpilot. En savoir plus

Noté 3 sur 5 étoiles

A new customer's perceptions.

For me, Magical Credit seemed to require a lot of detail for a small loan. And, I had the feeling there was auto-responders and/or a.i. out of sync with my direct emails. Otherwise, Magical Credit was fine (at one previous time, a loan was denied, and this time it was confirmed; so that was a benefit that my situation was reassessed or the types of loans offered were expanded).

18 mai 2026
Avis spontané
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Réponse de Magical Credit

Hi Linda! Yes, we tend to be more thorough than other lenders before coming to a decision. Our M.O. here is based on the thinking that it is on everyone's best interest if we don't burden customers with more debt than necessary. We always want to make sure a borrower can actually follow through with their loan payments if we are to approve them. And yeah, we do use some automated emails - we apologize for any emails that didn't quite match what you were asking about or responding to. We'll make sure to review our communication with you and improve anything that needs to be improved. Thanks for taking the time to leave us a review and thanks for choosing Magical Credit! Have a Magical rest of your week.

Noté 5 sur 5 étoiles

Easy and fast

15 mai 2026
Avis spontané
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Réponse de Magical Credit

Thank you, Tammy! That's what we're aiming for: Easy and Fast. Have a Magical week ahead.

Noté 5 sur 5 étoiles

I absolutely love Magical Credit

I absolutely love Magical Credit. I have small emergencies in times between pays and can always trust M.C will be there for me. I love the fact that the more you use them the more repayment options you get which makes it very easy on the wallet. Thank you Magical Credit for being there and being AWESOME

15 mai 2026
Avis spontané
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Réponse de Magical Credit

Hi Geoffry! And Magical Credit absolutely loves reviews like yours. They show us we're on the right path to do what's best for our customers. Thank you for being an awesome customer and for choosing Magical Credit for your funding needs. Have a Magical rest of your week!

Noté 5 sur 5 étoiles

Great

Great! They made it so simple!

12 mai 2026
Avis spontané
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Réponse de Magical Credit

Thanks, Hayley! Have a Magical day!

Noté 5 sur 5 étoiles

Great customer service

Great customer service

8 mai 2026
Avis spontané
Logo de Magical Credit

Réponse de Magical Credit

Thanks, Elaine! Thanks for the review and for choosing Magical Credit. Have a Magical week ahead!

Noté 5 sur 5 étoiles

Fast and realiable

Perfect to people needs fast cash

8 mai 2026
Avis spontané
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Réponse de Magical Credit

Thanks, Consumer 2! We're happy to have you with us. Have a Magical week ahead!

Noté 1 sur 5 étoiles

Will not return my overpayment

Despite repeated requests, will not return an overpayment that I made. I also asked for their manager to email me and they refuse.

30 avril 2026
Avis spontané
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Réponse de Magical Credit

We take customer concerns seriously and are currently addressing this matter directly through the Better Business Bureau process under complaint #24827620.
Our records indicate the loan was issued on November 7, 2025, with a due date of November 14, 2025, and was not repaid until May 30, 2026. Based on our review of the account, no refund is owed.
As this matter is under formal review, we will continue communications through the Better Business Bureau process only and will not be discussing account details on public platforms.

Thank you, Magical Credit

Noté 5 sur 5 étoiles

Appreciate their fast service.

A great company to work with. The staff is very helpful and flexible. The application process is smooth. You get funds pretty fast.

5 mai 2026
Avis spontané
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Réponse de Magical Credit

Hi Fernando, it's been great working with you as well! Thank you for taking the time to leave us the 5 stars. We appreciate it. Have a Magical rest of your week!

Noté 5 sur 5 étoiles

Excellent Customer Service and support…

Excellent Customer Service and support when you need it

30 avril 2026
Avis spontané
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Réponse de Magical Credit

We're here for you S.! We're glad to have you with us and super proud of your review as well. Thanks for that. Have a Magical day!

Noté 5 sur 5 étoiles

I really appreciate the person who…

I really appreciate the person who assist me with the loan increase i really needs it for my house rent and he approve it right away thank you

1 mai 2026
Avis spontané
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Réponse de Magical Credit

We're here to help, Rey! I'm glad our loan helped you with such an important cost. We're always open to hear our customers when they need anything. Feel free to connect should anything arise. Thanks for the 5 stars, and have a Magical day!

Noté 5 sur 5 étoiles

Very good support

Very good support

2 mai 2026
Avis spontané
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Réponse de Magical Credit

Thanks, Shridhar! We're here to give all the support you need. Have a Magical rest of your week!

Noté 5 sur 5 étoiles

Great service

Great service. Very fast when I needed it to be and greatly appreciate the help.

28 avril 2026
Avis spontané
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Réponse de Magical Credit

Thanks, Peter, for your review, and thank you for choosing Magical Credit. Have a Magical weekend ahead!

Noté 5 sur 5 étoiles

Mer loan officer

Mer was very professional and efficient made the loan experience very easy. Kept me informed what was happening. Was fast and easy.
Always great service Magical makes you feel appreciated as a customer.

28 avril 2026
Avis spontané
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Réponse de Magical Credit

Wow, thanks, Neil! We'll let Mer know about your review. I'm sure she'll love to hear about it. Have a Magical rest of your week!

Noté 5 sur 5 étoiles

MagicalCredit True Magic

MagicalCredit always make magic when I need the most. Trusted, Fast and Reliable experience for me. Responsible Customer Service at any time.

Thanks MagicalCredit for the services.

24 avril 2026
Avis spontané
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Réponse de Magical Credit

Thanks, Satisfied Costumer! We're here to spread some much-needed magic. We're glad you're happy with our services. Thanks for your review and have a Magical weekend!

Noté 5 sur 5 étoiles

Very Satified great customer service…

Very Satified great customer service its magical just like they say so fast no hassle i will one hundred percent recommend you to give them a try you will have no regrets .

24 avril 2026
Avis spontané
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Réponse de Magical Credit

Awesome Review, Nandrani, thank you very much! We're happy to have you with us. Have a Magical weekend ahead!

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