Im glad I found Magical Credit without hesitation,they provide me a loan that helped me during my emergency situation ,after payment,reloan and you will even get an increase Thank you so much
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Lisez les avis des autres
The customer service is always professional. They make sure everything is done to satisfaction the time the loan is processed. You are made to feel like you’re more than a client which makes fo... Voir plus
L'entreprise a répondu
After 5 years they still keep changing the rules to qualify. And denied previous guidelines. To a point they suggest they will give me Extended Payment Plan as a one-time courtesy; when in fact I had... Voir plus
L'entreprise a répondu
My experience was absolutely wonderful from the start to the finish. I did not have to wait. The application process online was flawless. Then a representative called me and explained about the entire... Voir plus
L'entreprise a répondu
À propos de l'entreprise
Écrit par l'entreprise
Welcome to our official Trustpilot page! Whether you're managing unexpected personal expenses or looking for working capital to scale your business, our family of brands provides tailored, transparent financial solutions built around your needs. Our Family of Brands: Magical Credit (magicalcredit.ca): Flexible personal and installment loans featuring predictable payments and accommodating criteria to give your budget breathing room. Magical Business (magicalbusiness.ca): Merchant Cash Advances tailored for small and medium enterprises, offering flexible upfront capital that adapts to your daily sales. Magical Cash (magicalcash.ca): Fast, secure, and confidential short-term payday loans to bridge the gap before your next paycheck. Our Commitment to You We prioritize clear terms, fast decisions, and simple online processes with zero surprise fees. Your honest feedback helps us continuously improve our services and helps future customers make informed financial decisions. Have you used one of our services recently? Please share your experience below!
Coordonnées de contact
970 Lawrence Ave W #402, M6A 3B6, North York, Canada
- +1 855-639-6888
- info@magicalcredit.ca
- magicalcredit.ca
4,6
Excellent
319 avis
Aucun historique récent de demande d’avis
Cette entreprise n’a pas récemment invité ses clients à l'évaluer, donc les avis ne sont peut-être pas représentatifs.
A répondu à 100 % de ses avis négatifs
Répond généralement dans un délai d'une semaine
Comment cette entreprise utilise Trustpilot
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It was a quick and easy application
It was a quick and easy application. The money was deposited almost instantly.
10 mars 2026
Avis spontané
Réponse de Magical Credit
That's great to hear, Sandy! We're working relentlessly to make the whole process as simple as possible. Thanks for the review. Have a Magical rest of your week!
No hassle process
No hassle process. Very straight forward! Customer service was on the ball guiding me through and ensuring all required is sufficed.
I recommend Magical Credit! You should try it and experience a hassle free funding!
7 mars 2026
Avis spontané
Réponse de Magical Credit
Hi Dudein Vancouver, we're delighted to read your review. Thank you so much for taking the time to write it. Have a Magical rest of your week!
Réponse de Magical Credit
Thanks, Amanda! Yes, credit is not an issue for us. We'll always do our best to work with people all over. Thanks for the review and have a Magical rest of your week!
Réponse de Magical Credit
Thanks, customer 2! We're working on making the whole process as easy as it can be. We're glad it worked for you. Let us know if you suggest any changes to our application or processes overall; we're always open to hear! Have a Magical week ahead!
Réponse de Magical Credit
Jayce, we appreciate you taking the time to leave us this review. Have a Magical week ahead!
Fast and very good communication!
4 mars 2026
Avis spontané
Réponse de Magical Credit
Thanks, Laws! Have a Magical day!
I could receive so much help
I could receive so much help, the application and approval was fast and easy. This company is a really confindence one when we are in hard situation.
2 mars 2026
Avis spontané
Réponse de Magical Credit
We're here to help, Sebastian! We're happy to have you with us. Thanks the review and thanks for choosing Magical Credit. Have a Magical weekend ahead!
Réponse de Magical Credit
Thank you very much, Jc! Have a Magical weekend ahead.
Application and approval is so fast
Application and approval is so fast, when I signed my contract, few minutes ,fund is in my bank account.
I’m now on my 3rd application. 3 installment payment plan,
no additional fees, no hidden fees.
Magical credit is a good and legit company
6 février 2026
Avis spontané
Réponse de Magical Credit
Thanks, Laine! What you've described is exactly what we're going for!. We really appreciate you taking the time to leave us such a detailed review. Thanks again for choosing Magical Credit, and have a Magical week ahead!
Excellent and helpful lender
Magical was truly magical. They helped me on multiple occasions and were supportive of my needs. Thanks
27 février 2026
Avis spontané
Réponse de Magical Credit
And that was a Magical review, Dale! Thanks for taking the time to write us such kind words. Have a Magical week ahead!
They are legit and helpful
They are legit and helpful. I just tried and thought wont be approve that fast. The application process was seamless.
25 février 2026
Avis spontané
Réponse de Magical Credit
Hi Auster. Speed is the name of the game here - we're glad we managed to get you your funds that quickly! We appreciate the review, by the way! Have a Magical day!
Excellent service and very easy to deal with
Excellent service and very easy to navigate on their portal and I totally trust this site. I will definitely recommend to my friends and family. Thank you Magical Credit
27 février 2026
Avis spontané
Réponse de Magical Credit
Oh, that's excellent, Delphine. We're continuously working on improving our website's (and service's) ease of use. We're happy that you're satisfied. Thank you so much for the 5 stars! Have a Magical day!
Good service and fast in moments you…
Good service and fast in moments you need
25 février 2026
Avis spontané
Réponse de Magical Credit
Thanks, customer! We're glad to have you with us. Have a Magical weekend ahead!
So easy to use and very reliable
So easy to use and very reliable!
Also very fast to get funded for returning customers!
24 février 2026
Avis spontané
Réponse de Magical Credit
Yes, yes, yes Gil! That's what we're going for - Ease of use and speed. We're glad you chose us, thanks for that. And thank you for the review. Have a Magical weekend!
Quick and easy
Very quick and pretty easy to do the application. Also once i had paid off two loans in a row with them they offered me an extended payment plan on the third loan which was a nice surprise. So I don’t have to pay it all back at once which helps when money is a bit tight. Their customer service is also really good and they answer emails surprisingly fast
26 février 2026
Avis spontané
Réponse de Magical Credit
Stellar review, Kaylea, thank you for that! And yes, the extended payment plan is a nice little upgrade to people's loans; we love it when people are able to get it. We know the payment plan makes everyone's lives so much easier. In any case, thanks for the lovely review. Have a Magical week ahead!
They were quick
They were quick, to answer, every thing was smooth, only thing is I asked for an amount, they gave me only half, but apart from that 100 percent
25 février 2026
Avis spontané
Réponse de Magical Credit
Hi Terry, thanks for taking the time to leave us a review. Yeah, unfortunately, we can't always offer what customers ask for; we wish we could. Future loans (if you decide to reloan with us, of course) tend to be higher. Have a Magical week, and don't hesitate to get in touch with us if you need help with your current loan.
It has been a great experience doing…
It has been a great experience doing business with Magical Credit. The sweet part is that you'll get approval if you have a proven regular income, your credit score notwithstanding. Moreso, you can apply immediately after a full payment of your loan have been acknowledged. Now the sweetest aspect is you can choose how to payback, you are given the opportunity to pay using the interac or authorize a direct debit.
19 septembre 2025
Avis spontané
Réponse de Magical Credit
First of all, thank you for the detailed review, David! All of these aspects you pointed out have been carefully crafted to make the lending process as smooth as possible. We still have things to improve (we always do), but we're happy we got where we are right now. Thanks for the 5-star review, and I should say: it's been an honour to have you with us. Have a Magical weekend ahead.
They are fast and easy to deal if you…
They are fast and easy to deal if you need help. I was approved right away no waiting they are amazing.
25 février 2026
Avis spontané
Réponse de Magical Credit
Yes, Stacy! We're fast! We're so proud of it too, thanks for the review. Have a Magical day!
Réponse de Magical Credit
Thanks, Vinnie! Have a Magical day!
Réponse de Magical Credit
Thank you so much, John! Have a Magical rest of your week.
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