My Debt Plan Avis 

509
•
TrustScore 4.5 sur 5

4,7

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Lisez les avis des autres

Noté 5 sur 5 étoiles

My IVA got approved today and I can’t begin to express how thankful I am for my debt plan. I was so nervous calling them asking for help because I’ve been in financial ruin for such a long time, every... Voir plus

L'entreprise a répondu

Noté 5 sur 5 étoiles

What can I say about Dominic ingle absolutely fantastic so helpful I have tried to pay what I can for the time been but he has certainly helped me get myself back on track again with my finances. I co... Voir plus

L'entreprise a répondu

Noté 5 sur 5 étoiles

How they are very understanding and dont judge what a person is going through . There very helpful and take there time so other fully understand what they are saying to them . Would highly recommend m... Voir plus

L'entreprise a répondu

Noté 5 sur 5 étoiles

Everything has been so easy with my debt-plan. The options are discussed well and you are given plenty of options to choose from on how you proceed with your process. Everyone has been so knowledgeabl... Voir plus

L'entreprise a répondu

À propos de l'entreprise

  1. Service des insolvabilités
  2. aussi dans
  3. Service d'allégement de la dette

Écrit par l'entreprise

My Debt Plan is one of the UK’s leading providers of Individual Voluntary Arrangements (IVAs) and debt solutions, committed to helping people regain control of their finances and reduce the stress of unmanageable debt. We understand that debt can feel overwhelming. Our friendly and knowledgeable advisors take the time to listen, explain every step of the process, and create solutions that are realistic and manageable. We pride ourselves on our transparent approach, treating every client with respect, care, and professionalism. More than just a debt solutions company, we aim to empower people to take control of their finances, achieve peace of mind, and move towards a debt-free future.


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4,7

Excellent

TrustScore 4.5 sur 5

509 avis

5 étoiles
4 étoiles
3 étoiles
2 étoiles
1 étoile

Aucun historique récent de demande d’avis

Cette entreprise n’a pas récemment invité ses clients à l'évaluer, donc les avis ne sont peut-être pas représentatifs.

A répondu à 71 % de ses avis négatifs

Répond généralement dans un délai d'une semaine

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4,7

Tous les avis

(509)

160 avis reçus au cours des 12 derniers mois

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Noté 5 sur 5 étoiles

Reliable and quick to contact my debts…

Reliable and quick to contact my debts and find a solution, passed me on to a partnership, dissolve my debt. Both are amazing, thankyou for helping me. I can't remember who I spoken to yesterday but I'm sure one person was named bam or ban, he was brilliant

18 mai 2026
Avis spontané
Noté 5 sur 5 étoiles

Huge Thank you

Huge Thank you to Kevin, Portia and John for assisting me. From the beginning to the end, they were all patient and kind. Really appreciate it as someone going through difficulty! Highly recommended.

6 mai 2026
Avis spontané
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Réponse de My Debt Plan

Hi Anne,

Thank you for your kind feedback.

We’re delighted to hear that Kevin, Portia, and John were able to support you throughout the process with patience and understanding during a difficult time. We’ll be sure to pass your comments on to them.

Your recommendation is greatly appreciated, and thank you again for taking the time to share your experience.

Thanks,
My Debt Plan Team

Noté 5 sur 5 étoiles

peace of mind

gave me peace of mind immediately, very helpful, professional & very positive from the very start...thank you 5*****

6 mai 2026
Avis spontané
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Réponse de My Debt Plan

Hi Charlie,

Thank you for your wonderful feedback.

We’re pleased to hear that you felt reassured from the very start and found the team helpful, professional, and positive throughout the process, and that you've been able to have some peace of mind.

We truly appreciate your kind comments and 5-star recommendation.

Thanks,
My Debt Plan Team

Noté 5 sur 5 étoiles

Extremely helpful not at all judgmental…

Extremely helpful not at all judgmental they’re there to help you see there is light at the end of the tunnel

6 mai 2026
Avis spontané
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Réponse de My Debt Plan

Hi Nicola,

Thank you for your thoughtful feedback. We’re pleased to hear that you found the support helpful and felt it was provided in a non-judgmental way. It’s important to us that everyone feels heard and able to see a positive way forward, and we’re glad this was reflected in your experience.

Thanks,
My Debt Plan Team

Noté 5 sur 5 étoiles

The team who helped me have been…

The team who helped me have been amazing. I struggle with opening up and speaking to people but they eased me and helped me the best they could. Thankyou so much <3

6 mai 2026
Avis spontané
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Réponse de My Debt Plan

Hi Samantha,

Thank you for your kind feedback.

We understand that opening up about financial difficulties can be incredibly difficult, so we’re really pleased to hear that the team helped you feel more comfortable and supported throughout the process.

Your comments mean a great deal to us, and we appreciate you taking the time to share your experience.

Thanks,
My Debt Plan Team

Noté 5 sur 5 étoiles

Great Service

I had real worried about going through this but the team were fantastic. Made me feel I was making the right choice. Cameron Especially was very helpful and understanding.

6 mai 2026
Avis spontané
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Réponse de My Debt Plan

Hi Stephan,

Thank you for your feedback.

We’re pleased to hear that the team helped put your mind at ease throughout the process and made you feel confident in your decision. Cameron will be especially grateful to hear your kind comments about his support and understanding.

We appreciate you taking the time to share your experience.

Thanks,
My Debt Plan Team

Noté 5 sur 5 étoiles

I spoke to Liam McMahon and from the…

I spoke to Liam McMahon and from the start of the call he made me feel relaxed and assured me he would get some protection in place for any assets i had as the bailiffs were at my door. He didn't rush me at anytime when I was taking long to upload or download anything. He put breathing space in place for me and I slept last night for the first time in a long time knowing Im getting on top of all of my debts.
I feel so much better today, thanks again Liam.

5 mai 2026
Avis spontané
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Réponse de My Debt Plan

Hi Ayesha,

Thank you for taking the time to share your experience.

We’re so pleased to hear that Liam was able to provide reassurance and support during such a difficult and stressful time. Helping our clients feel understood, supported, and able to regain some peace of mind is incredibly important to us.

We’ll be sure to pass your kind comments on to Liam. It’s great to hear that the breathing space arrangement helped ease the immediate pressure and allowed you to feel more in control of your situation.

Thank you again for your kind feedback.

Thanks,
My Debt Plan Team

Noté 5 sur 5 étoiles

Professionally helpful

They listened to my worries and reassured me it would all be ok that was a big weight off my mind and really friendly and answered any questions I had

6 mai 2026
Avis spontané
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Réponse de My Debt Plan

Hi Claire,

Thank you for your feedback.

We’re pleased to hear that you felt listened to and reassured, and that our team was able to answer your questions and provide clarity. It’s good to know this helped ease your concerns.

We appreciate you taking the time to share your experience.

Thanks,
My Debt Plan Team

Noté 5 sur 5 étoiles

They have made it as easy as they…

They have made it as easy as they possibly can for me, found the information easy to understand and they will try there best to resolve the debts you have...
Can't Fault Them...

Many Thanks Chris

6 mai 2026
Avis spontané
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Réponse de My Debt Plan

Hi Chris,

Thank you for your feedback.

We’re pleased to hear that you found the process straightforward and the information easy to understand. It’s great to know you felt supported throughout.

We appreciate you taking the time to share your experience.

Thanks,
My Debt Plan Team

Noté 5 sur 5 étoiles

Helpful and explained things fully

Helpful and explained things fully

5 mai 2026
Avis spontané
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Réponse de My Debt Plan

Hi Michael,

Thank you for your feedback.

We’re pleased to hear that you found the service helpful and that everything was explained clearly. We appreciate you taking the time to share your experience.

Thanks,
My Debt Plan Team

Noté 5 sur 5 étoiles

They were extremely helpful and very…

They were extremely helpful and very clear with instructions and advice.

5 mai 2026
Avis spontané
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Réponse de My Debt Plan

Hello,

Thank you for your feedback.

We’re pleased to hear that you found our team helpful and that the guidance provided was clear and easy to follow. We appreciate you taking the time to share your experience.

Thanks,
My Debt Plan Team

Noté 5 sur 5 étoiles

So far I have found the experience…

So far I have found the experience excellent

5 mai 2026
Avis spontané
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Réponse de My Debt Plan

Hi Emma,

Thank you for your feedback.

We’re pleased to hear that your experience has been excellent so far. We appreciate you taking the time to share your thoughts.

Thanks,
My Debt Plan Team

Noté 1 sur 5 étoiles

Pressure tactics, greedy fees, and conflicting information.

After receiving my proposal from them I informed them I needed a week to review the documents before deciding whether to proceed. I continued to receive numerous phone calls, text messages, and emails, pressuring me in to signing up whilst they claimed it was “urgent” that I did so. This company does not respect your need for time before making such big decisions and will pressure you in to going ahead.

Furthermore, only 13p out of every £1 goes to clearing debt with My Debt Plan taking the rest in “administration fees”.

Finally, during the process a recorded message stated that if you receive any bonuses, commissions, tax rebates, winnings or other windfalls, it is expected that at least 50% of that goes towards your IVA (with My Debt Plan keeping 87% for themselves, not your debt). When I queried this point with my advisor they stated that it was not the case, further eroding any trust I had.

Would not recommend.

Edit: I am also having to complain to relevant bodies for breach of GDPR and PECR Direct Marketing rules after my requests for no further contact were ignored.

22 avril 2026
Avis spontané
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Réponse de My Debt Plan

Hi Pete,

Thank you for taking the time to share your feedback. We’re sorry to hear that your experience did not meet expectations.

We take concerns around communication, transparency, and client experience very seriously. It is never our intention to make anyone feel pressured, and clients should always feel they have the time and space needed to make informed decisions.

Having taken a look into your file, we can see that you did inform us that you wished to take time to consider your options. Unfortunately, this was not acknowledged as it should have been, and as a result, automated follow-up messages continued. We recognise that this would have been frustrating and does not reflect the level of service we aim to provide.

We also note your concerns regarding contact preferences. While some of the messages were automated and sent outside of working hours, this should have been managed more effectively once you had made your position clear. We are reviewing this internally to ensure improvements are made.

In relation to fees, we work on a fixed fee model, which is standard across the industry and encouraged by both regulators and creditors to ensure IVA fees remain clear and consistent. We’re sorry if any aspect of this was unclear or caused concern.

We also take data protection and marketing preferences seriously, and any concerns raised in this regard will be investigated in line with our obligations.

We appreciate you bringing this to our attention and would welcome the opportunity to discuss this further and resolve any outstanding concerns.

Thanks,
My Debt Plan Team

Noté 5 sur 5 étoiles

Even though I had created all of my…

Even though I had created all of my problems , Debt Plan were still compassionate, supportive and I found that no matter how bad things are , it’s good to talk !! I’ve haven’t smiled for a long time but I think it’s on its way , Thank you all involved .

20 avril 2026
Avis spontané
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Réponse de My Debt Plan

Hi Robert,

Thank you for your kind and honest feedback.

We’re really pleased to hear that you felt supported and treated with compassion throughout the process. It’s important to us that everyone feels comfortable talking openly, no matter their situation.

It means a great deal to know we’ve helped bring some reassurance during a difficult time and that your smile is coming back. Thank you for sharing your experience.

Thanks,
My Debt Plan Team

Noté 5 sur 5 étoiles

Very compassionate and understanding

Very compassionate and understanding
All information given carefully in order to make the right choice .

Looking forward to having some
Weight lifted off my shoulders

Thanks again guys

29 avril 2026
Avis spontané
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Réponse de My Debt Plan

Hi Amy,

Thank you for your feedback.

We’re pleased to hear you found the team compassionate and understanding, and that the information provided helped you make an informed decision.

We’re glad to be able to support you, and we look forward to continuing to help take some of the weight off your shoulders.

Thank you again for taking the time to share your experience.

Thanks,
My Debt Plan Team

Noté 5 sur 5 étoiles

So far so good my plan is waiting to be…

So far so good my plan is waiting to be approved every person i have spoken to has been so kind and understanding

24 avril 2026
Avis spontané
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Réponse de My Debt Plan

Hi Rachael,

Thank you for your feedback.

We’re really pleased to hear that your experience has been positive and that our team have been kind and understanding throughout.

We hope everything progresses smoothly for you and appreciate you taking the time to share your experience.

Thanks,
My Debt Plan Team

Noté 5 sur 5 étoiles

Wow amazing team

Wow, what a company! And what an amazing people that work there, want to thank Lucy who assured me I made the right decision in getting help and Chris for being so supportive and explaining everything and going throught my documents with care making sure I had everything listed correctly without judgment and all other other people I spoke to aswell who never judged and came up with a plan for me, has lifted a huge anxiety fear and sleepless nights, I now can continue with my basic life and be there for children without having stress behind me back, I have recommended my friends! Great work

24 avril 2026
Avis spontané
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Réponse de My Debt Plan

Hi Euriza,

Thank you so much for your amazing feedback — it really means a lot to us.

We’re delighted to hear how positive your experience has been and that our team were able to support you in such a meaningful way. It’s great to know Lucy and Chris made you feel reassured, supported, and fully informed throughout the process.

We’re especially pleased to hear that this has helped ease your stress and allowed you to focus on your day-to-day life and your family — that’s exactly what we aim for.

We’ll be sure to pass your kind words on to the team, and we truly appreciate your recommendation.

Thanks,
My Debt Plan Team

Noté 5 sur 5 étoiles

The member of staff from My Debt Plan…

The member of staff from My Debt Plan explained the various debt management options to me clearly & in detail. Once I'd chosen my preferred option, she explained the next steps clearly & in detail. All the My Debt Plan staff I've spoken to over the past 2 days have delivered a professional & friendly service. I would recommend My Debt Plan to anyone who is experiencing financial difficulties.

24 avril 2026
Avis spontané
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Réponse de My Debt Plan

Hi Clayton,

Thank you for your detailed feedback — we really appreciate you taking the time to share your experience.

We’re delighted to hear that everything was explained clearly and that you felt supported when exploring your options and next steps. It’s great to know that all of your interactions with the team have been professional and friendly.

Thank you for your recommendation — it truly means a lot to us.

My Debt Plan Team

Noté 5 sur 5 étoiles

Fantastic communication from start to…

Fantastic communication from start to finish very happy

24 avril 2026
Avis spontané
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Réponse de My Debt Plan

Hi Lisa,

We’re really pleased to hear you were happy with the communication throughout your experience.

We appreciate you taking the time to share your thoughts.

Thanks,
My Debt Plan Team

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