Tony was absolutely brilliant during our call today. He explained my life insurance options clearly and never made me feel rushed. He answered all my questions and went above and beyond. Excellent... Voir plus
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The person whom helped me was extremely kind, considerate and genuine. I could tell he liked what he did and that made trust much easier to give. He was very informative and everything felt much less... Voir plus
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I had an exceptional experience with Shanice when looking into life insurance. She was incredibly knowledgeable, patient, and took the time to explain everything to me clearly, making sure I under... Voir plus
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The gentleman who helped me name is Benjamin I believe im so sorry if I got wrong .. but he was amazing so helpful and explained everything so throughly and professional. Thank you for all your help... Voir plus
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À propos de l'entreprise
À propos de North Cover
Écrit par l'entreprise
At North Cover, we believe insurance shouldn’t be hard. As a Canadian insurance provider, we make life insurance and final expenses insurance simple, clear, and stress-free, from getting a policy to making a claim.
We offer direct life insurance and final expenses insurance designed specifically for Canadians. Our insurance products help individuals and families plan ahead, providing financial support for their loved ones when it’s needed most. Coverage is flexible and easy to understand, helping cover expenses such as mortgage repayments, education costs, medical care, funeral arrangements, outstanding bills, and other ongoing financial responsibilities.
Our customers are guided by Canadian-based licensed insurance advisors who provide personalised support and clear guidance throughout the process. Our straightforward approach means no complicated paperwork, no unnecessary medical or blood tests when applying, and no confusing insurance jargon. We focus on helping Canadians get the right coverage with confidence and peace of mind.
All North Cover policies are underwritten by Teachers Life, a federally regulated Canadian insurer with over 85 years of experience protecting Canadian families. With trusted underwriting, dedicated customer support, and simple insurance products, North Cover is committed to making life insurance in Canada easier and more accessible.
Coordonnées de contact
Life & final expenses insurance
4,8
Excellent
2 k avis
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Was most definitely a great experience…
Was most definitely a great experience in setting up my policy with Paras over the phone. Thank you so much!!!
24 août 2026
Réponse de North Cover
Great news, Emily! We are delighted to receive positive feedback for Paras and very happy that we could offer you outstanding service.
Thank you for all your help!!
My agent Jeven (like Steven with a j) was very clear and well spoken. Friendly, knowledgeable, helpful and understanding. Top tier guy you have there. Thank you again for your help and guidance!
24 août 2026
Réponse de North Cover
Hello Danielle! We really appreciate you taking the time out to share your experience with us—and we agree, Jeven is truly a gem to have on our team!
Friendly customer service polite staff…
Friendly customer service polite staff and helpful thank you
24 août 2026
Réponse de North Cover
Hello Curtis! Thank you for taking the time to leave feedback.
the agent was very helpful in all…
the agent was very helpful in all aspects in me getting the insurance policy
19 août 2026
Réponse de North Cover
Thank you for taking the time to leave feedback, Nadira! I'm glad to hear the service you were provided with was clear with a strong customer focus.
Réponse de North Cover
We are very appreciative of the feedback you provided, Verl!
Pros and Cons
I recently looked into North Cover for life insurance coverage. The sign-up experience was incredibly straightforward, digital-first, and low-friction. I appreciated that their customer service agents were highly responsive, professional, and patient when answering my questions over the phone. Not needing a mandatory medical exam or blood test to secure a policy made the initial application very convenient.However, potential buyers should carefully read the fine print regarding premium structures. North Cover's policies are underwritten by Teachers Life and feature stepped premiums. This means your monthly costs will increase every year as you age, rather than remaining locked into a fixed rate like standard level-term insurance. While it is an accessible and legitimate option for basic coverage up to $1.5 million, make sure you compare the long-term compounding costs against traditional 10-year or 20-year term policies before signing.Pros:Fast, digital-first application.No medical exams or blood tests required.Exceptionally supportive and licensed advisors.Simple terminal illness and final expense benefits.Cons:Stepped premiums that increase annually.Not available to residents of Quebec.Lacks permanent, whole-life, or investment-linked options.
21 août 2026
Réponse de North Cover
Dear Brittany! Thank you for taking the time to share such a detailed review. We’re pleased you found our digital application straightforward and convenient. It’s wonderful to hear that our customer service team was responsive and professional. We’re also glad our advisors patiently answered your questions over the phone. We appreciate your positive feedback about the no-exam application process. Thank you for recognizing the support provided by our licensed advisors. We’re pleased you found the terminal illness and final expense benefits easy to understand.
We also appreciate your comments about our stepped premium structure. Reviewing long-term costs and policy details is an important part of choosing coverage. Your recommendation to compare different insurance options is thoughtful and helpful. We’ll share your feedback with our team as we continue improving the customer experience.
Réponse de North Cover
Thank you, Brendan! It means a lot to our hard-working team.
The monthly payment rate is too high
The monthly payment rate is too high , old people like myself with no coverage to begin with are on a low monthly income , would have been good to at least leave Each of my family Something
My wife and 3 children
I simply Could Not afford a Higher payment.
Doesnt need to be a crazy amount left for them , but a good little amount
If I could afford the $25,000 payout i would Have went for that ..
21 août 2026
Réponse de North Cover
Dear Bruce! Thank you for sharing your honest feedback. We understand that affordability is especially important for customers on a limited income. We’re sorry the monthly premium was higher than you could manage. We also understand your wish to leave something meaningful for your wife and three children. Even a modest benefit can provide valuable support to loved ones. Your comments about the $25,000 coverage option are very helpful. We’ll share your feedback with our team. Please call us at 1-844-203-8523 to discuss whether any more affordable options may be available.
The person that spoke to me was very…
The person that spoke to me was very nice. Very understanding wasn't pressuring me took his time to explain why I agree.
21 août 2026
Réponse de North Cover
We strive to provide exceptional customer experiences, so it's always nice hearing this type of feedback from our customers - thank you, Alice!
The individual representative Bhavik ensured I chose the right coverage and policy.
The individual representative, Bhavik was clear, professional and a pleasure to discuss the importance and benefits of having the correct policy in place for myself and my loved ones.
21 août 2026
Réponse de North Cover
Bhavik is very appreciative of the feedback you provided him with. We strive to provide exceptional customer experiences, so it's always nice hearing this type of feedback from our customers - thank you, Aaron! It means a lot to our hard-working team.
Chris, North Cover representative
Chris, the representative I spoke to was so helpful. Clearly explained everything. Glad I called. 😊
21 août 2026
Avis spontané
Réponse de North Cover
Hello Gale! Thank you so much for taking the time to leave Chris with a very warming review.
The policy was easy to understand and…
The policy was easy to understand and the agent was very friendly
20 août 2026
Réponse de North Cover
Thank you for your feedback Bobbie! We're glad to hear the policy was easy to understand and that the agent provided friendly service.
Réponse de North Cover
Thank you, Karen, for your kind feedback.
Réponse de North Cover
Thank you for your review Edison. We're glad you found our service informative and helpful!
I thought shanice was very good at…
I thought shanice was very good at explaining in detail to me in a way i could understand which was very helpful thankyou for helping me today i appreciate the kindness she showed n will recommend to freinds of mine.
19 août 2026
Réponse de North Cover
Hi Katrina! We're so glad Shanice took the time to explain everything clearly and with kindness. We appreciate your recommendation and are delighted you had such a positive experience.
Chanice help me so nice… i will really…
Chanice help me so nice… i will really prefer her to any client to help out
If i did not understand she reread everything to me and explain everything a second time for me I felt bad but she is really really good in our work.
19 août 2026
Réponse de North Cover
Thank you for your kind words Hane! We're delighted to hear that Chanice was so helpful and took the time to explain everything clearly. We'll be sure to share your feedback with her.
The customer service is awesome and…
The customer service is awesome and they explain everything about your policy clearly, it was a pleasure to talk to someone who is interested in helping you understand your policy
18 août 2026
Réponse de North Cover
Dear Paul! Thank you, it's always a pleasure to hear about great experiences. We would love your permission to use your lovely comments as a customer testimonial.
Khalid was great!!!
Khalid was great, every question I had to ask her and an answer . Definitely recommend. Thank you.
18 août 2026
Réponse de North Cover
Hi Tenisha! Thanks for the lovely feedback for Khalid- that is fantastic to hear! We would love to use your comments as a customer testimonial; please advise us if this is alright with you.
the staff was very nice and he made…
the staff was very nice and he made everything easy to understand.
18 août 2026
Réponse de North Cover
Hi Elizabeth! It's fantastic to hear that you are happy with our service. We always enjoy receiving positive feedback.
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