Atoa Avis 

Atoa is a very convenient safe and easy way to make payments. Cheaper than most and a great service to use and have.
Saf got me signed up and walked me through how simple it was and honestly it’s been a convenience to have and better for the customers. Would highly recommend

5 star service from start to finish. Implemented this system into multiple businesses that we run. Very efficient and good support team

Do not apply, a very small company and have a pick and choose policy, also not able provide reasons for application refusals mainly wasting businesses the time trying to give them business.

Excellent platform for payments. Very user friendly and functional. Glad we switched from our other provider has we have more options for how our patients can pay for treatment. The team are very responsive and proactive in checking we are happy with the service provided. Would highly recommend.

I provided Atoa with all the documents they requested for my application. After submitting my information and documents, my application was rejected without giving me any specific reason.

I am disappointed with the experience, particularly because sensitive personal and business information was provided during the application process. I have now requested that Atoa delete my personal information and account details and provide written confirmation of deletion.

I cannot say that my information will be misused, but I am concerned about how my documents and personal information will be handled and retained. I would strongly recommend that anyone providing sensitive documents carefully consider the company's data-handling practices and ask for clarification about how their information is stored and used.

A very disappointing experience overall.

As a business customer with Atoa, they have been great. Excellent intuitive platform, great competitive rates and an even better team to deal with.
Any support, suggestions or queries, Specifically Saf and Connor have provided efficient & effective communication.

This is the type of service you hope for when dealing with a terminal provider. Great work.

Great communication and clear information provided.
Payment service working smoothly.

Atoa offers a fundamental service for a good starting price. Conor and the team were very helpful in getting us started on our journey. The app is easy to use and makes end of week reconciliation easy. I would recommend them to any small businesses interested in P2P payments.

I couldnt be happier with atoa payments, I just added another 2 stores with atoa and it was seamless, conor and priya where really helpful, great communication and easy to set up

Excellent experience dealing with Saf.
Thank you for all help getting set up and saving our company money.

Amazing company, good team, great communication definitely recommend Atoa as a payment method

Amazing app been using it for over a year my customers love it very easy money goes straight into you bank better then a card machine 100% reccomneded

We couldn’t be more impressed with Atoa. Special thanks to Ivo, who went above and beyond to get our facility up and running. A highly professional operation that we’re proud to be working with. Richard Mead PayLess4aCar Limited

Been with ATOA over a year and still very happy! I had begun to feel hassled with the existing card provider at the time who was starting to add charges that I couldn't get explained.I had been with them years and years. So researching online narrowed down to ATOA bank to bank services. The set up was fairly easy. I only needed help with their support when I was getting to understand how it all worked, like the online accounts page layout. They were friendly and helpful, putting my mind at ease. Yep, the low fees is real! So far all transaction payments have continued to be straight forward with NO problems. I love how I can check our bank and see the money in our account soon after. Over the summer months I felt more confident in linking it to our Xero accounts for invoicing our customer via email. Googled it for help on how to link it easily. Gradually our customers are using it more from both the QR display in the shop, and on the invoices emailed. Many use BACS which I prefer (as it is free at the moment), but ATOA PAYMENTS has made a HUGE difference with the 0.70% rather than the much bigger % charges, and extras from our previous card transactions. We still have a few customers who pay with a Mastercard card so I sacked off the old provider and found a new one with a basic card reader linked to my phone. So now it all working well. WOW! Another stress has been lifted. I do keep telling other business friends about the difference ATOA can make, but it is less known up here in 't' North. If they continue to be reliably great then only time will tell. Thank you Atoa team :)

From the moment I found about about Atoa it was plain sailing. The customer service was amazing and received my terminal the very next day. The fact that the money goes straight into my account and the fees are so low is a huge bonus. I would definitely recommend to other business owners.

Great service and customer support, I moved from Worldpay and the difference was huge!

Highly recommend!

First class service much better than your traditional card machine
The money is straight into your account and less much less charges
If you have not used this system before change today save your company a fortune

Amazing service that saved my company a lot of money . A no-brainer really, I would deffinetely reccomend them !

Atoa is absolutely brilliant – it’s made receiving money so much easier. The best part? No card fees! It’s fast, reliable, and saves me money every time. The app’s clean, simple to use, and everything goes through instantly. Genuinely a game-changer for avoiding unnecessary fees. Highly recommend!