RateSwitch Avis 

I have used Rateswitch for several years now and I have been very impressed with their service. Not only have they secured rates better rates with my mortgage provider than I would have been able to secure myself, but they track any changes to the rate during the renewal window and are re-secure to the lowest rate (in the my most recent experience the rate has gone down about four times and saved me thousands of pounds). Communication is excellent and I highly recommend them to anyone who has a mortgage!

Rate Switch was recommended to us ahead of our renewal and honestly, it’s one of the smartest tools we’ve used. It allowed us to monitor how rates were moving and set alerts for better deals. It gave us a level of visibility and control we just hadn’t had before.

It was incredibly useful for tracking trends, comparing options, and making more informed decisions about our mortgage.

Lee was brilliant, friendly, approachable, and clearly knows his stuff. He made everything feel straightforward and was genuinely helpful throughout.

If you’re coming up to a mortgage renewal and don’t want to just default onto whatever your lender offers, Rate Switch is absolutely worth using. It’s a really clever product backed by great service. We’ll be using it again for sure.

We secured an initial mortgage rate with RateSwitch a few months' ahead of the date we needed it. Their tool then monitored this, and notified us when our provider (Halifax) lowered their rates. That same day we were switched over to the lower rate which is going to save us £456 over the two years and we barely had to lift a finger. We couldn't ask for more!

When my mortgage rate was nearing renewal, I set up RateSwitch to notify me when the rate dropped. It was incredibly accurate and timely. I was able to make significant savings in my monthly mortgage payments without having to check the rates … it was set up automatically and when it dropped low enough, I confirmed the rate with my mortgage broker. What a cool and practical website that has helped me save $14,000 over a 5 year period!! THANKS!!!

Built up a cracking relationship with RateSwitch over the years.

Hassle free process

I came across RateSwitch and founder Lee through a friend’s recommendation and had an excellent experience. From our first conversation, it was clear that RateSwitch stood out from other brokers I’ve used in the past. I explained our mortgage situation, and Lee took the time to understand it in detail.

What truly set RateSwitch apart was Lee’s use of his custom rate monitoring software, which he’s spent the last few years developing. Throughout a series of calls, he scanned the market in real-time, identified provisional deals, and secured offers while maintaining us flexibility. We ultimately finalised the best deal a few weeks before our mortgage term ended.

This transparency and proactiveness gave me complete confidence that Lee was genuinely focused on securing the best outcome for us, not just the highest commission. Communication was excellent throughout, especially appreciated the personal touch of voice notes alongside email.

I would highly recommend Lee and RateSwitch. The use of his innovative rate monitoring software as part of the service puts him far ahead of any other broker I’ve worked with.

Chris was smashing. He’s super personable, really helpful and made the process of securing a new mortgage deal utterly painless. He called when he said he would, did all the heavy lifting and got us a great 10 year fix which I’m relieved to have pinned down before the rates went up. I’d highly recommend the service Chris provided. 10/10 :)

Lee goes above and beyond. Mortgaging and re-mortgaging our house (after our 2 years fixed contract was up) was so easy, quick and painless. Highly recommended for quality service. We won’t use anyone else!

Very pleased with the service I experienced at RateSwitch, would definitely recommend as the re-mortgage process was painless thanks to Lee.

Lee has been great; very efficient, very quick, and an all round excellent service!

Fixed rate of 2.03% ending 1st September so needed advice. Found Rateswitch on Perkbox at work so sent an enquiry. Lee contacted me and within 24hours of speaking to him I now have a 5 year fixed of 3.04%. One of the best rates available. Prices shot up by 8pm that day so massive thanks to Lee for rushing the new deal through for us at the better rate!!
Lee is so easy to speak to and no question is a problem. He's very thorough giving the best advice and so friendly but professional. Highly recommended and an absolute pleasure to deal with. Hope he's still there in 5 years time!!

Yet again had an amazing service from RateSwitch. Lee Flavin helped us move our mortgage to another great rate with no fuss for us and all the hard work taken care of by RateSwitch. Can’t thank them enough :-)

Would highly recommend Lee. Very knowledgeable and makes the whole process easy and straightforward! Gave all available options from the outset and offered best advice with full reasoning behind each one. Definitely use his services again

Lee easily located the best deal for me, was able to answer any questions I had, and the turnaround was astoundingly quick, all done in a matter of hours. A truly excellent service!

Very professional and an epic turn around time. Super impressed and highly recommend RateSwitch

Lee has been my advisor since I bought my first house - he’s just fab! So helpful, professional and gives you his all. He explains everything so well which helps me as figures are usually so confusing! I’ve already recommended him to so many people and wouldn’t ever go anywhere else for my mortgage rates

The easiest decision we’ve ever made! Lee was extremely helpful, knowledgeable and had amazing advice to help us switch our mortgage rate and we’ve saved a huge amount monthly with his expertise! Can’t thank him enough!

I have used RateSwitch multiple times when looking for better fixed term deals for my mortgage. Each time Chris has been very friendly, listens to what I want and listens to all the questions I ask. Very efficient service that set me up on a new mortgage rate in less than 4 hours! Very impressive and highly recommended

Superb service provided by Lee. My remortgage was effortless and Lee managed to find me an awesome deal. Lee is very clear and transparent with any queries one might have, he is very professional. I highly recommend!

Lee explained everything throughly so I understood the process and was professional and polite throughout. Nothing was too much trouble. It was so much easier using RateSwitch than doing it myself. Thanks for helping me save some money!