SmartCredit Avis 134

TrustScore 4 sur 5

4,2

Bien que nous ne vérifiions pas les affirmations individuelles, car les avis reflètent l’opinion personnelle des utilisateurs, certains avis sont accompagnés du statut « vérifié » lorsqu’il est possible de confirmer qu’une interaction avec l’entreprise a eu lieu. En savoir plus

Pour protéger l’intégrité de la plateforme, chaque avis, qu’il soit vérifié ou non, est analysé par notre logiciel automatisé 24 h/24 et 7 j/7. Il identifie et retire tout contenu qui enfreint nos conditions d'utilisation, y compris les avis qui ne se basent pas sur des expériences authentiques. Nous sommes conscients que nous ne pouvons pas tout détecter, et vous pouvez nous signaler tout élément qui aurait pu nous échapper. En savoir plus

Lisez les avis des autres

Noté 1 sur 5 étoiles

Son unos estafadores. Entre en su web para pedir un préstamo, te ofrecen hasta 500€ a devolver en un mes a 0% de comisión. Selecione para pedir 300€. Sigo los pasos que me han indicado y finalmente me... Voir plus

Noté 5 sur 5 étoiles

Excellent Credit Monitoring Tool SmartCredit has been one of the best platforms I’ve used to track and improve my credit score. I love how easy it is to view changes, get instant alerts, and access... Voir plus

L'entreprise a répondu

Noté 5 sur 5 étoiles

Serge and his team are excellent at what they do and I am grateful they have been able to fix some things on my history that resulted in raising my credit score substancially! I can't imagine not havi... Voir plus

Noté 5 sur 5 étoiles

I’ve gained so much knowledge from SC website!! The reminders from the site is priceless, these reminders keeps me aware of actions I can perform to keep control of my credit rising. I have tried o... Voir plus

À propos de l'entreprise

  1. Service de finances alternatives
  2. Société financière non banquière

À propos de SmartCredit

Écrit par l'entreprise

SmartCredit is an all-in-one credit and financial wellness platform that goes beyond simply showing your credit score. It lets you view your full three-bureau reports, take action on negative items to potentially get them removed, and helps you maximize your credit utilization ratio with a simple simulator.

Not only that, you can link to your financial accounts and manage all of them from their easy to use dashboard,protect your identity, and prevent you personal information form being sold online.

If you’re serious about taking your credit to the next level all on your own, getting better lending terms, and protecting your data and identity, SmartCredit gives you the tools to do that.

Coordonnées de contact

4,2

Bien

TrustScore 4 sur 5

134 avis

5 étoiles
4 étoiles
3 étoiles
2 étoiles
1 étoile

A répondu à 55 % de ses avis négatifs

Répond généralement dans un délai d'un mois

Comment cette entreprise utilise Trustpilot

Découvrez comment les avis de l’entreprise sont collectés, notés et modérés.

Les entreprises sur Trustpilot n’ont pas le droit d’offrir des incitatifs ni de payer pour masquer des avis. Les avis reflètent l’opinion des utilisateurs et non celle de Trustpilot. En savoir plus

Noté 5 sur 5 étoiles

Excellent job

Excellent job, thank

27 octobre 2025
Logo de SmartCredit

Réponse de SmartCredit

Thank you for the 5 star review. We really appreciate it and love hearing you’re happy with our service!

Noté 1 sur 5 étoiles

no communication

no communication, the email address is incorrect, I have not been able to contact anyone to give me information as to why they are making unauthorized withdrawals from my acct:!

23 octobre 2025
Logo de SmartCredit

Réponse de SmartCredit

We’re sorry for the frustration you’ve experienced. After reviewing your account, we see that you signed up through one of our partners, and the communication issue you’re experiencing may be related to your account with them.

Please know that SmartCredit does not make any unauthorized withdrawals. All charges are associated with the membership you agreed to at sign-up. Your membership has a monthly fee but started with a 7 day trial for $1.99.

If you have any billing questions regarding your SmartCredit account, please call us at (877) 372-3895 so we can help resolve this quickly.

Noté 5 sur 5 étoiles

You guys rock

You guys rock! 🤘🏼 Thank you for all you are doing to help me on my credit repair journey! 🩷

23 octobre 2025
Logo de SmartCredit

Réponse de SmartCredit

Thank you! We’re so happy to be part of your credit journey — you rock too! 🤘🏼💪

Noté 5 sur 5 étoiles

Easy to understand

Easy to understand. I highly reco.end

23 octobre 2025
Logo de SmartCredit

Réponse de SmartCredit

Thank you so much! We’re glad you had a great experience and appreciate your recommendation!

Noté 5 sur 5 étoiles

Good people

Great people I like so far

23 octobre 2025
Logo de SmartCredit

Réponse de SmartCredit

Couldn’t agree more—our people make all the difference. Thanks for sharing!

Noté 5 sur 5 étoiles

building credit

Everything about credit and building it credit

23 octobre 2025
Logo de SmartCredit

Réponse de SmartCredit

We’re thrilled SmartCredit is a valuable part of your credit-building journey.

Noté 5 sur 5 étoiles

They actually Answer their phone and u…

They actually Answer their phone and u can talk to someone live that was one of the most important thing for me . And my credit want up 55 points today I really did know what to do with out there help thank u so much

23 octobre 2025
Logo de SmartCredit

Réponse de SmartCredit

Thanks so much for the great review! We’re glad you’re enjoying SmartCredit and had a positive interaction with our team.

Noté 1 sur 5 étoiles

Don't get here their services

Don't get here their services are basic and you can't cancel by yourself and while you try to cancel them by charging your card with the story that every time you enter the system you will charge him but the catch is that the system doesn't let you in without paying for any cancellation or anything else.

3 septembre 2025
Avis spontané
Logo de SmartCredit

Réponse de SmartCredit

Thank you for your feedback. When you signed up, you agreed to a 7-day trial for $1.00, after which the account automatically converts into a paid monthly membership. These details, including the billing terms, were presented clearly during enrollment and included in the confirmation email sent at the start of your trial.

Members can cancel their membership online at any time unless the account becomes suspended for lack of payment — which was the situation in this case. Once suspended, cancellation can still be completed through our support team, Monday through Friday from 8 a.m. to 7 p.m. CT. Your account was closed the first time you contacted us on September 3rd.

We appreciate the opportunity to clarify how our process works and are glad we were able to resolve this matter promptly.

Noté 1 sur 5 étoiles

smartcredit, no so smart!

smartcredit no so smart!

I am a current customer of smartcredit.com and trying to rebuild my credit, as I move forward with thier plan, I see loan offers from several lenders. How can a company using the name “smartcredit” promote loan companies with interest rates between 300% and 600%?

When I log in and go to my home page, and click the tab for “myLONA” to see if I qualify for any loans, the first one I see is from Ace Cash Express, showing an APR between 396.53% and 495.76%.

Seriously—what is going on here? Why is smartredit sponsoring or allowing these types of loan companies into their freaking webiste? I am about to cancel my membership.

26 août 2025
Avis spontané
Logo de SmartCredit

Réponse de SmartCredit

Thank you for your feedback. We understand your concern and want to clarify how this works. SmartCredit.com does not issue loans or set loan terms. We show all offers you may qualify for through our partner network — including some that may have higher rates, such as payday loans — so you can make an informed choice.

Our goal is to be transparent about all available options, which is why we display the actual APRs and terms directly on the page. You are never obligated to apply for or accept any offer shown.

We appreciate you being a valued member of our SmartCredit community.

Noté 1 sur 5 étoiles

Impossible to cancel. STAY AWAY

I signed up thinking my credit score would rise 150 points. Big fat lie. It went up 4, 3 and 9 points. I'm currently trying to cancel subscription. I was paying $30/month. I tried to cancel and they offered a $10/month plan. I declined. Low and behold, I keep getting an error message saying there is a problem, try again later. Looks like I might have to just cancel the credit card. They sent an email saying they could't process payment. Ha Ha Ha. Well, I had locked my card!

25 juillet 2025
Avis spontané
Logo de SmartCredit

Réponse de SmartCredit

We reviewed the member’s account and found the account was actively used until it became suspended on July 24, 2025. The member logged in on July 26 and updated the payment method to pay the outstanding balance. No additional charges were made after that date.

The member contacted us on July 31, and no other communication was found from the member’s number or account. It also appears the member enrolled through a partner company. It is possible the member communicated with the partner and not SmartCredit.

Regarding the ScoreBoost feature, many members experience score improvements when they follow their personalized payment plan. However, results depend on the member’s own actions and on maintaining stability within their credit file — for example, avoiding late payments, increased spending, or new credit applications. SmartCredit.com provides the tools and insights to help, but score increases are not guaranteed.

We appreciate the opportunity to clarify these details.

Noté 5 sur 5 étoiles

Smartcredit helped me sooo much

Smartcredit helped me sooo much! I normally don't leave reviews for companies because I'm busy and I just don't have the time, however this has changed my life in such a profound way that I had say something! I started with a credit score in the 630 range and in just 5 months using the tools and advice I've been able get above 700. Not only that but I also had my information received off a bunch of sites that were selling where I live, used to live, etc. It's scary that this stuff is out there and some random guy could just show up at my house. That scares me, so I'm glad this app not only can help you with your score, but also protecting yourself and identity. I will be a customer for life for sure!

19 juillet 2025
Avis spontané
Logo de SmartCredit

Réponse de SmartCredit

We’re honored by your rating. Thanks so much!

Noté 1 sur 5 étoiles

STAY AWAY

STAY AWAY - do not sign up. Everything is a lie and the score boost pay down is BS - you will pay down all the money they recommend and then get a small fraction of the points advertised. FALSE ADVERTISEMENT!!

When you cancel they make you call and they make it IMPOSSIBLE TO STOP PAYMENTS!

1 juillet 2025
Avis spontané
Noté 1 sur 5 étoiles

STAY AWAY *SCAMMERS*

This garbage company has been charging me almost a year and I’ve never even heard of them u til today when I caught a 25$ charge because I was out sick from work and had the time to dig through my account

20 mai 2025
Avis spontané
Noté 1 sur 5 étoiles

Es triste que una compañia que promete…

Es triste que una compañia que promete Ayudarte y no Cumplen su parte y Les aguanta El pago y Te hacen la vida impossible como si uno hubiera echo Prestamo con ellos communication es pobre El Trabajo es malicimo no los recomiendo le doy Uma Estrella porque no hay opcion de 0000*. Oye como esa persona me llama y me ostiga y Amenasa Poco profecionalismo Carlos Espinosa*
Buen día, en vista de que no se pudo llegar a un acuerdo respecto a la factura que tienes pendiente con nosotros, procederemos a bloquear tus reportes y remitir al área legal tu caso por el incumplimiento del contrato que firmaste. Como evidencia adjuntaremos estas conversaciones y las llamadas en las que intentamos contactarte y no fue posible
En caso de querer arreglar este asunto puedes llamarnos a la siguiente linea (786) 313-5307 Carlos Espinosa y si lo ponen en mi reporte de credito los denucio con las agencia federal credit consumer reports Agency

11 mai 2025
Avis spontané
Logo de SmartCredit

Réponse de SmartCredit

Thank you for sharing your feedback. This review appears to be related to one of our partner companies, SmartCredit Delete. The phone number and contact information listed belong to that company. We also do not show any active membership under the name provided in this review.

If you believe you have a SmartCredit.com account or need assistance with billing or account questions, please contact our support team at (877) 372-3895.

Español:
Gracias por compartir sus comentarios. Esta reseña parece estar relacionada con una de nuestras empresas asociadas, SmartCredit Delete. El número de teléfono y la información de contacto que se mencionan pertenecen a esa empresa. Además, no encontramos ninguna membresía activa bajo el nombre proporcionado en esta reseña.

Si cree que tiene una cuenta con SmartCredit.com o necesita ayuda con preguntas de facturación o de su cuenta, comuníquese con nuestro equipo de soporte al (877) 372-3895.

Noté 1 sur 5 étoiles

Don’t even think about it go another route

They called me and pitched me their business… everything seemed ok until it felt like they were do pushy… i agreed to their $1 credit review then they wanted $1000 up front and like 450 in the side and 30 a month. I wanted to take time to think about it but the lady wanted my social id and many other things right away to lock me in. I said i need time to think it over it a lot of money then she said well how much can you put down now…. After that i got a bad feeling so i just said not interested… they kept pushing but i just ignored it… days come by and my card kept saying someone was trying to charge me 29.95 for about 5 days straight good thing i locked my card or god knows what terror awaited me to try and get refunded and cancelled

28 novembre 2024
Avis spontané
Noté 1 sur 5 étoiles

This company is a SCAM and should be AVOIDED.

This company is a SCAM and should be put out of business. They get you on automatic billing and the charge your card monthly even after the account has been cancelled. When you call IF you can get through they make it a hassle to cancel. Just stay as FAR away from this company as you can.

31 octobre 2024
Avis spontané
Noté 1 sur 5 étoiles

Tengan mucho cuidado con esta compañía…

Tengan mucho cuidado con esta compañía son unos estafadores ladrones profesionales aún cancelada la membresía me siguieron cobrando y los llamé para hacer el reclamo y les puse otro reclamo atraves del banco y no me devolvieron el dinero son unos ratas

11 juillet 2024
Avis spontané
Noté 1 sur 5 étoiles

I called to inform smart credit that my…

I called to inform smart credit that my account is being charged for their services but showing non-active when I login. They told me that I must be confused because they did not charge my card while I am staring at the transaction on my phone. Run. customer service is awful. They must be using a prison call center with hardened criminals answering phones.

2 juin 2024
Avis spontané
Noté 1 sur 5 étoiles

Company let’s scammers use them as a host

One of the people you all have working with you @jamarkellyman is fraudulent charging people $2500 to fix credit . He charge me in may to fix my credit . In promised me in October he would refund me. I have the voice calls and text messages . He is not a good luck for your company. He has your logo on his page, but asking his customer to use Experian. This company should be ashamed letting him use there logo

26 mai 2023
Avis spontané

L’expérience Trustpilot

Tout le monde peut écrire un avis Trustpilot. Les auteurs d'avis peuvent les modifier ou les supprimer à tout moment et les avis sont affichés tant que les comptes utilisateurs respectifs sont actifs.

Les entreprises peuvent utiliser nos invitations automatiques pour collecter des avis. Ils sont accompagnés du statut « Vérifié » pour indiquer qu'il s'agit d'expériences authentiques.

En savoir plus sur les différents types d'avis.

Nous avons des personnes dédiées et des technologies intelligentes pour nous aider à protéger notre plateforme. Découvrez comment nous combattons les faux avis.

En savoir plus sur le parcours des avis sur Trustpilot.

Voici 8 conseils pour écrire des avis de qualité.

La vérification permet de s'assurer que des personnes réelles écrivent les avis que vous lisez sur Trustpilot.

Offrir des incitatifs en échange d'avis ou demander des avis de manière sélective peut fausser le TrustScore, ce qui va à l'encontre de nos conditions d'utilisation.

En savoir plus