I applied for this card and they had me to send all of my personal information in stating that my application is still pending. I filled out the application on the 2nd of September and til this date,... Voir plus
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I recently was approved for this card. I made my first payment which was to pay the full balance off and I made that payment over ten days ago and it still has not reflected on my balance..absolutely... Voir plus
When my credit was less then perfect, this creditor gave me a chance and I was so grateful for that. HOWEVER, my gratitude was not very long for this company. This Total Visa card is as generic as the... Voir plus
Useless credit card. Can’t be used at a gas station? Can’t make multiple payments in the same credit card period. The customer service is a joke at best.
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Please don't apply for this card
This company operates like a scam. They don't tell you to make your payment by a certain time otherwise your payment will be late even though you made the payment on that day. If you are literally a day late that incurs a late fee. They don't tell you the payment guard plus program is literally paperwork that they send you in the mail and you have to mail back (I assume to extend the process)but even though like in my case I lost my job payments still have to be made regardless until they approve your coverage. I normally won't say this but please don't get this card, trust me you dint need it that bad. Look for a different company but I don't trust total visa credit card.
Grateful for the chance but....
When my credit was less then perfect, this creditor gave me a chance and I was so grateful for that. HOWEVER, my gratitude was not very long for this company. This Total Visa card is as generic as they come, no rewards, no cash back, not even a chip lol, but hey this is pretty much like a "starter card" for people new to credit or with bad credit. I have had this card for about 8 years and received 1 credit increase in that time, card always paid on time. Furthermore, I barely use it now because I have better cards and this company steadily charges a monthly fee, for a card with no use!!! This is not worth it!! You will be better off getting a Capital One!!
Bank of Missouri hires India
Bank of Missouri hires India. Call center to handle there business. They never update information nor will you be able to pay. Also my cars has 0 balance other then ? 6 monthly fee which is applied along with the next month's fee..
This card is waist and so is Bank of Missouri they Don't answer emails or calls on these issues.
Again. My account is in excellent shape over 14 months old..
Crap
Keep this card out of your wallet
This card is bad business and it seeks out people with less that perfect credit I pay fifty a month to keep them happy and they take approximately nine dollars every month for quote unquote service fees card is way to expensive and the card they issue is a plain strip card as basic as you can get as well as charging you ten dollars to make a payment by phone do yourself a favor and keep this card out of your wallet.update paid the balance off completely figured I'd leave it so it would show positive credit and the are still charging a service fee for doing nothing!! Canceling this card today!!
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