ARF Financial Avis 

ARF is an exceptional company to work with. Marie is an action taker and get's things done for businesses quickly. I recommend using this business for all your unsecured working capital needs! They have way better rates then most.

very reliable fast

Lauren was awesome!! I loved her follow-up, timeliness, assistance & professionalism!!

Celeste Deal is the consummate professional and is positioned to help business owners in a diversity of industries. I highly recommend Celeste and ARF!

I was thoroughly impressed by the professionalism and courtesy that Celeste and Kim extended t me during this process. It went very smoothly, and I was pleased with the expediency of the information processing, and funding fruition. Very well done overall. Thank you.

Treated me very well. Prompt service and follow up. Would recommend.

They are very helpful and very fast and the interest is very good not to much at all I loved to work with them in future if I need any loan for sure I will come back to u guys

Let me tell you - I was amazingly surprised - ARF went above and beyond to help my sponsor. They are extremely responsive and very friendly to work with. The sponsor was pleasantly surprised and very happy with the results - They have exceeded her expectations. May I say I was extremely happy as well as it's rare to work with such good people. Lauren Welch is by far the best!

Marie was truly attentive to our client's needs. Our client had a language barrier, so communication wasn't easy as we navigated through the challenges of getting to the loan closing. But still Marie was able to overcome everything and was able to secure a nice loan for a grocery store that needed unsecured working capital. ARF gave our client a chance, and for that we are very pleased with their streamlined approach and will highly recommend many more clients to them.

As always John is awesome! His follow up and support has been very helpful...

I needed working capital for my business. So I reached out to ARF financial. And spoke with Karen, she explained to me what kind of documents that will be needed to proceed. After providing those documents, Karen and her team was able to guide me through the process. I recieved the funds for my business very quickly. Thank you Derrick.

Great team, excellent customer service. Funding was quick after all documents were in. Called with daily updates.👏🏽👏🏽

Financing made easy! Karen was amazing to work with and the process was seamless. She was extremely through and knowledgeable and was able to answer all my questions. Quick turn around and approval! Thank you!!

I've known Karen for a few years now... great to work with, Ultimate Professional, pays close attention to the clients needs to determine the best financing solution...

I have been working with her for a year now on few deals. I had an old medical supply client I got an MCA for back in 2018-2019 that i touched base with. I sent Marie the old app and she gave me a preliminary approval. I introduced her to my old client via Text and she took over from there. She even stayed on the phone with him for over an hour making him feel comfortable until he sent over everything that was needed to close this deal. got him a 75k line of credit and then called me to congratulate me after the deal was signed. If you guys have any deals that would prefer a better rate. I would recommend you sending them to Marie Lokmanyan.

Topito.. very good!!

The process was seamless but the best part was how excellent the communication was between client and Celeste. It was very satisfying how professionally my client was kept in the loop from start to finish!

Marie was great she got the job done!!

ARF was a pleasure to deal with. Laura was especially helpful through out the process.

Great experience, very fast and reasonable rates