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Lisez les avis des autres

Noté 3 sur 5 étoiles

The platform seems to have been suffering from a bit of a liquidity crunch over the last few months and as such seems appropriate for small investments of capital only. 28/02. UPDATE: Proplend has... Voir plus

Noté 5 sur 5 étoiles

Early days for me but all looks fairly well on Proplend. Decent interest rates. First Secured low to mid LTV. Autoinvest tranche A lower risk. The Secondary market option is welcome. Proplend sh... Voir plus

Noté 5 sur 5 étoiles

Best kept secret in P2P lending so don't tell anyone else. It's got it all except an even fatter pipeline of quality loans. Every loan can be invested in at a max 50% LTV if you wish. An interest rese... Voir plus

L'entreprise a répondu

Noté 4 sur 5 étoiles

The best things about Proplend : 1. the amount of information on the loans and the underlying security they provide which allows each investor to fully appreciate the risk they want to take. 2. The... Voir plus

L'entreprise a répondu

À propos de l'entreprise

  1. Société financière non banquière

À propos de Proplend

Écrit par l'entreprise

Proplend is the leading technology platform for investor funded commercial property loans.

The FCA approved platform splits commercial property mortgage, bridge and VAT loans in up to three loan to value (LTV) based risk tranches and £1,000 loan investments.

The platform then matches commercial property borrower demand for loans with Lenders demand for regular monthly income.

The three loan to value based risk tranches mean that Lenders with different risk parameters and return requirements can all participate in the same loans.

As of May 2023, more than £190m of loans have been funded across the platform with £125m of capital and £21m of interest repaid to Lenders.

Proplend has for the past 5 years been rated as one of the top and safest Peer to Peer lending platforms in the UK with an exceptional 3/3 4thway PLUS rating.

Lenders are able to earn tax free returns via tax efficient wrappers, Proplend is a HMRC approved ISA manager and operates a flexible Innovative Finance ISA (IFISA).

In addition, we work with several pension administrators which enables Lenders to make loans via their SIPPs and SSAS’s and we have a dedicated Wealth Manager portal for Lenders who which to be advised.

The online platform is quick and simple to use and we are always at the end of the phone should you have any questions or problems.

Peer to Peer Lending is not covered by the Financial Services Compensation Scheme. Don’t invest unless you’re prepared to lose money. This is a high risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong.

Coordonnées de contact

4,1

Bien

TrustScore 4 sur 5

102 avis

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Noté 5 sur 5 étoiles

My Experience to date,

At first, I was somewhat concerned at the business model and the good high rates of interest. However, now nearly a year later, and now with a considerable portfolio, and my own ongoing financial management experience I can only say how pleased I am, that "I followed the money".
Whenever I have had cause to contact the office I was given first-rate, simple and understandable information, and in the beginning, help to set up my account. Since then everything has run smoothly and I am very pleased with my portfolio return. I have already recommended 'Proplend ' to several of my family friends and others, who are now also building up their portfolios. Thank you to you all at Proplend.

11 juin 2018
Avis spontané
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Réponse de Proplend

Pleased to hear you're happy with your loan portfolio and returns - thank for recommending us Clifford. Richard

Noté 3 sur 5 étoiles

still testing this platform out

still testing this platform out. i hope it will be positive soon

10 juin 2018
Avis spontané
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Réponse de Proplend

Thanks for giving us a try Alan - hopefully you'll be able to update your review to 4 or 5 stars once you've been with us a little longer. Richard

Noté 4 sur 5 étoiles

I've been with Proplend some time now…

I've been with Proplend some time now, and on the whole found it quite a positive experience.

I've got a number of loans at present with no losses to date. But my first two loans that have come to completion, have not done so on time.

I don't like the new website, compared to the old one. How about investor input the next time?

The team normally get back to me on issues/enquiries in a timely manner.

I'd be looking to possibly increase significantly my investment in Proplend, if Peer to Peer companies come under the financial services compensation scheme, but I'm using different platforms as not to have all my eggs in one basket. (OBVIOUSLY PROPLEND DO HAVE THINGS IN PLACE, LIKE 1ST CHARGE, TO HELP TO REDUCE THE CHANCES OF INVESTOR LOSS).

7 juin 2018
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Réponse de Proplend

The website (dashboard) upgrade has been largely well received with changes made in response to Lender feedback and the incorporation of our Innovative ISA. Sorry to hear it's not to your likeing John but glad your experience has been generally a positive, participating in quite a few loans with no losses. Thanks, Richard

Noté 5 sur 5 étoiles

Very good when you need cash urgently

Very good when you need cash urgently. Just sell some loans, payment sometimes within two hours.

7 juin 2018
Avis spontané
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Réponse de Proplend

Glad you're finding our secondary loan market useful Joseph, thanks. Richard

Noté 5 sur 5 étoiles

Easy to use platform,good…

Easy to use platform,good communication.Early days but pleased so far.

7 juin 2018
Avis spontané
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Réponse de Proplend

Thanks for sharing your experiences Mark. Richard

Noté 5 sur 5 étoiles

super

I am very satisfied
no unpleasant experience

2 juin 2018
Avis spontané
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Réponse de Proplend

That's great - thanks Zbysek. Richard

Noté 5 sur 5 étoiles

Proplend

Very clear and open information and processes for anyone who has the time, interest and sense to select their own property-backed P2P lending portfolio, according to their own risk/return profile. And an IT system that actually works properly every time (so far!!).

1 juin 2018
Avis spontané
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Réponse de Proplend

We'll try to continue to live up to your expectations Jeremy. Thanks. Richard

Noté 3 sur 5 étoiles

OK so far.

Good contact with Proplend, but very few loans available, and so at a minimum of £1000 each, getting diversification is not possible. If the loan quality is as high as it appears, this will not matter.

1 juin 2018
Avis spontané
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Réponse de Proplend

Thanks Chris - we're continuing to work hard on the loan origination side of things. Diversification can take time but keep an eye out for existing loan parts that are made available on our loan exchange, as well as the couple of new loans we expect to make available each month going forward.

Noté 5 sur 5 étoiles

Without doubt one of the best…

Without doubt one of the best peer-to-peer platforms on the market

31 mai 2018
Avis spontané
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Réponse de Proplend

Much appreciated Karen, thank you. Richard

Noté 5 sur 5 étoiles

Straightforward and good return

Set up both an ISA account and a normal account. ISA account was very simple as just filled in a form for HSBC to transfer funds. Just transferred money directly for normal account. Have invested in a few commercial properties and has been very straightforward. Good return with first charge over the property.

9 décembre 2017
Avis spontané
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Réponse de Proplend

Thank you Ben - Good to have you on board.

Noté 5 sur 5 étoiles

Proplend

Easy to setup and administer

11 novembre 2017
Avis spontané
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Réponse de Proplend

Thanks for sharing your experiences Phil. Richard

Noté 4 sur 5 étoiles

Good for ISA s

I've used only the ISA based investments. About the best rate of return you can get on an ISA (assuming no defaults). Only problem is not enough properties - they go very quickly.

10 novembre 2017
Avis spontané
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Réponse de Proplend

Thanks Ian - we're working hard to get more loans and more Lenders into those loans. Glad you like our ISA. Richard

Noté 5 sur 5 étoiles

Very Good

Very easy to use website. Helpful and readily available staff.

10 novembre 2017
Avis spontané
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Réponse de Proplend

Thank you for your kind words. Richard

Noté 5 sur 5 étoiles

Excellent

Excellent. I would recommend proplend and have already done so.

10 novembre 2017
Avis spontané
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Réponse de Proplend

Thanks Barbara - much appreciated. Richard

Noté 5 sur 5 étoiles

I wish I’d discovered the platform earlier

I’m relatively new to Proplend having looked for other platforms that offer manual loan selection when some of my existing platforms went down the auto-invest route. I like to do my own DD on individual investments and
the comprehensive information that is made available allowed me to satisfy my own checks. They haven’t had any defaults but still worth reviewing yourself.

10 novembre 2017
Avis spontané
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Réponse de Proplend

Thanks John - we wish you had discovered us earlier too :) An auto-invest option will be coming to our platform in the new year but Lenders who prefer to manually select their loans can continue to do so. Thanks again - Richard

Noté 5 sur 5 étoiles

Pleasantly surprised by rates and …

Pleasantly surprised by rates and liquidity
After doing some research on peer to peer lending and looking at recommendations of some of the safer platforms, I decided to invest in Proplend earlier this year. I was pleasantly surprised by the returns available considering loans are all secured. I also managed to sell a couple of loans parts quickly to invest in their new ISA.

7 octobre 2017
Avis spontané
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Réponse de Proplend

Thanks for investing and sharing your experiences John. Richard

Noté 5 sur 5 étoiles

I have been investing in P2P loans for …

I have been investing in P2P loans for a few years now. I came across Proplend and liked their proposition and the transparency and decide to give them a go. I have made several investments now and am increasing the capital I commit. Good reporting, no surprises so far, and they seem very willing to communicate. I have also introduced some clients to them because of the confidence I feel in them.

20 septembre 2017
Avis spontané
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Réponse de Proplend

Thanks for your continuing support David - it's much appreciated. We hope to continue to justify and build your confidence in the platform. Richard

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