Stashfin Avis 

⭐ Worst Experience – Highly Disappointing & Misleading
One of the worst loan experiences I’ve ever had.
StashFin charges extremely high interest rates (around 40–50% per annum) along with very high processing fees. The biggest issue is lack of transparency — the loan gets sanctioned without clearly explaining the EMI, processing charges, and the actual amount credited.
What looks like a small loan becomes a huge financial burden due to hidden costs and unexpected EMI changes. Customer support is also poor and unhelpful when questioned about discrepancies.
This feels misleading, unethical, and exploitative, especially for people in urgent need of money.
⚠️ Strong warning: Please do not apply for loans from StashFin unless you want to regret it later.

I did not even get a loan and an auto pay was set up and I have been constatntly calling for autopay cancel and no one has been responding. Stop sending your autopay responses and please respond.

Worst ever app I have seen, and no customer care
Worst ever app I have seen, no customer care service and payment related issues, I am looking to pay my full loan and I want to do full payment during my free credit period zero interest because I took loan on 13th October 2025 and today is 15th October 2025 and I don't want this loan and I want to full amount to close the matter but no option to reach customer care, and no query is answering.. I am fed up with this app now my due date is 4th November and I want to repay the full amount before the date and I want to pay full amount with in this week or today because on 4th November it will be converted to emi and e nach is registered with my account.. this is totally wrong, this app is fraud totally with high process fee and percentage of interest. Repayment also should be user friendly .., because there is no any repayment option on app it showing only EMI Payment option and when I click on repay dues it's asking the reason and I entered reason many times but no one customer care called me , I sent frequently mailed to their team and grievance.officer about free credit period repayment option And raised a complain to show an alternate payment method to clear and pay off the full amount . Pls help me anyone to sort this issue and Stashfin not assisting. Pls mail me the exact repayment option mode or bank account details or provide me the facilities on App to repay the full amount mail me at this mail id - sanjaykchandak99atgmail.com

I have used multiple loan apps in the past, and I can say without hesitation that StashFin is by far the most difficult, expensive, and stressful app to borrow from. I want to share my experience in detail so others can make an informed decision and avoid falling into a trap.

From the very beginning, StashFin appears to be helpful, but in reality, it charges very high processing fees and extremely heavy interest rates. These costs make even a small loan feel overwhelming. Unlike other apps I have used, every step with this app comes with hidden burdens that add up quickly.

Paying EMIs is one thing, but when I tried to foreclose the loan early to reduce the interest burden, I was shocked to see how high the closure charges were. It felt almost impossible to fully get out of the loan without paying a significant extra amount. This makes borrowers feel trapped, stressed, and financially burdened.

Another issue is that the app does not make it easy to get a No Objection Certificate (NOC) or confirmation that your loan is fully closed. The process is not clear in the app, and support guidance is limited. Many users may end up confused about their repayment status or whether the loan is officially closed.

Overall, this app does not feel borrower-friendly. It makes borrowing unnecessarily stressful, expensive, and complicated. Based on my experience, I will never take a loan from StashFin again, and I strongly advise anyone considering it to think carefully before borrowing.

There are many other apps available that are more transparent, offer reasonable interest rates, and provide clear guidance for borrowers. Protect your hard-earned money and avoid falling into the financial burden that StashFin creates.

This app can feel like a trap for anyone who is trying to borrow responsibly, and I hope this review helps others avoid the same stressful experience I went through.

I have taken the loan with Stashfin, they help me a lot in my bad times ,when all companies are rejecting my loan only Stashfin me provide me the loan.

It's an awesome experience while taking a loan. No paper work and quick loan amount. Thanks 🙏

Very nice app and very nice customer support 😄

Good loan app and also providing the credit repair plan to build your credit score.

Very worst loan app, i requested refund still not yet response

🚨 Consumer Alert – CIBIL Credit Report Destroyed Despite Full Loan Repayment 🚨

I’m posting this to highlight a serious issue with StashFin, Akara Capital, and DMI Finance.

In 2018, I took a loan of ₹1,00,000 through StashFin, which was partially funded by DMI Finance via escrow. I repaid the entire amount on time and even received a No Dues Certificate from StashFin/Akara dated 23-June-2025.

Still, DMI Finance has falsely reported the loan as “Written Off” in my CIBIL report for the last 6 years, destroying my credit score and affecting my ability to get loans.

🔍 DMI told me they never received repayment from StashFin. This means:
❌ StashFin & Akara took my money but didn’t settle the loan with DMI
❌ No backend reconciliation was done
❌ I am now suffering financial, emotional, and professional loss — despite being a responsible borrower

📩 I have already contacted all parties and submitted proof:

NOC from StashFin

Bank statement showing disbursement from DMI Escrow

CIBIL report still showing “Written Off”

DMI response confirming non-receipt

🧾 Still waiting for resolution.
⏳ Final request issued.
⚖️ Legal complaint being filed on e-jagriti if unresolved in 7 days.

👉 I hope @StashFinIndia @DMIFinance @AkaraCapital see this and act responsibly to fix my credit record immediately.

#CIBILDispute #DigitalLoanNegligence #ConsumerRights #StashFin #DMIFinance #AkaraCapital #RBIComplaint #CreditRepair

My God just see too much negative reviews of this company so decided not to go with this company

Stashfin is worst financial company.. On the pretext of interest free period of one month they are charging 3.58% processing fee for a month which is about 42.96% annually... Worst experience with this fraud company.. Never ever fall with this company's free credit period scam.
Thank you

Don't take loan

The organisation does not provide total loan details such as principal, interest component, EMI schedule and financial charges.

They provide an agreement as a default formality.

Finance charges are as per their will & wish. Their intention is to collect as much money as possible. This is apart from the loan agreement terms.

They do not allow the lender to close the loan.
The organisation will add additional charges and keep extending the loan EMI.

Highly untrustworthy organisation.

Know for fraudulent activities.

They misuse the accreditation provided by RBI.

Government should investigate the loan process and customer handling by Stashfin. Take strong action on this organisation.

I am extremely disappointed with the behavior of Stashfin Pvt. Ltd. (Akara Capital) and their collection agents. Their recovery practices are not only unethical but also harassing in nature.

For payment collection, their agents do not hesitate to call my family members, friends, and professional contacts, which is completely unauthorized and a violation of privacy. They have used abusive language, made threatening remarks, and even harassed innocent people who have no connection to the loan or financial dealings.

This kind of behavior is not only mentally disturbing but also goes against the RBI’s code of conduct for financial institutions and their recovery agents.

I strongly urge the company to take accountability for the actions of their agents and to stop this harassment-based collection practice immediately. If this continues, I will be left with no choice but to escalate the matter to the RBI, Consumer Court, and Cyber Crime authorities.

I have paid my emi on 16th November and it's still not updated in the app, still showing the bill in the app. Now, it's 21st November , it's been over 5 days since I paid. I am trying to connect the support team but, it's always the bot connects with me. Very poor service from stashfin. I don't know why they still not updating the payment status in app. It's really disappointing and getting frustrated. It,s very very very very very very poor service from stashfin. I even also contacted the googlepay customer service as I made payment with that platform and they're are saying that you can check your transaction details which shows success no issue with them. It's all stashfin neglegency. Why atleast trustpolit not reply

Hi,myself Satish kumar dwivedi is a stasfin customer from more than one years ,paying my emi,s on time ,my credit limit is restored from 2 months,but unable to withdrawal limit ,app is showing not enabled,I m trying to contact customer care but could not connect,every time getting t the msg that we have tried. I have paid my emi,s upto Dec 2nd 2024 ,but in app showing that First pay 98491/ I have given two mobile no,s,again they are asking for alternate number, I m getting harassment,no one is there to solve my issue worse experience from 2 months.

This app is totally a fraud. I took a loan from stashfin. There were 3 emi. I pay one emi and i am not able to pay the remaining 2 emi. There is no link to pay the due from the app or from the link they send me through sms. They will call me from time to time and told me to pay the dues. It is very irritating. SO STASHFIN IS TOTALLY A SCAM. DONT USE IT. There are different loan apps.

This is very very very bad results of me there are not slowing my loan amount problem it's called lessy Ness of your customer care and branch manager also