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Lisez les avis des autres

Noté 1 sur 5 étoiles

The car I bought on finance with Blue Motor broke down catastrophically within 3 months. Since then, I have had to constantly chase up the finance company and staff have not done what they said they w... Voir plus

L'entreprise a répondu

Noté 1 sur 5 étoiles

Poor service. Put a search on credit file even though I never applied for finance also sent me an email saying my application was rejected??? Think companies like yourselves should think before sendin... Voir plus

Noté 5 sur 5 étoiles

Had a car on finance with them for a year and a bit, then was able to get a good deal on a lease through my job, so settled this up and payed the settlement figure. It was also a super quick process... Voir plus

Noté 5 sur 5 étoiles

I brought a vehicle in September 2025 from a local Dealer in Nottingham..Within a month of purchasing the vehicle problems started at first the dealer tried to sort out the issues but things got a lo... Voir plus

L'entreprise a répondu

À propos de l'entreprise

  1. Société financière non banquière
  2. Société de crédit et de prêt automobile

Écrit par l'entreprise

In a short period of time, Blue Motor Finance have become one of the UK’s leading Fintech companies, lending over £1bn to more than 100,000 customers to date. Remarkable growth has led to us being ranked 1st in the Financial Times’ FT1000 Europe’s Fastest Growing Companies (March 2019). We provide our partners with the best-in-class service with a relentless focus on technological innovation, risk management and the highest standards of regulatory compliance. We are one of the most flexible and advanced direct lenders in the market, offering competitive finance packages, quick decisions and reduced administration time, coupled with our innovative customer proposition.


Coordonnées de contact

3,3

Moyen

TrustScore 3.5 sur 5

2 k avis

5 étoiles
4 étoiles
3 étoiles
2 étoiles
1 étoile

A répondu à 98 % de ses avis négatifs

Répond généralement dans un délai de 48 heures

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Noté 1 sur 5 étoiles

Blue motor finance don't care if your car is faulty

They gave me a loan on a car that has a intermittent fault which put the car in lip mode I have video's of this on YouTube and pictures of it happening frequently but they say there is nothing wrong with the car and have closed my case of complaint car not fit for use as not reliable be warned if using this company you will not get any help
Look at my video on YouTube GWM Ora 3 constant limp mode
The car has broken down on me for the past two weeks we're I have taken photos of the screen in the dashboard on limp mode but blue motor finance are saying the car is running fine I think they must be blind not taking any notice of the video and phone evidence

16 janvier 2026
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Réponse de Blue Motor Finance

Good morning,

We are very sorry to read your 1* review and that this has been the experience you had have with us.

I can see you have responded to us via email, we will ensure this is reviewed and responded to today.

Kind regards,
Blue Motor Finance

Noté 5 sur 5 étoiles

I purchased a car through Blue Motor Finance . Phoebe customer service adviser, true Ambassador

I purchased a finance car through Blue Motor Finance. Throughout the years, as hard times hit I struggled at times with payments but they have always been willing to support and advice. But over the last few week it all spiraled out of control and I just don't know whrere I would be right now without the absolutely AMAZING Phoebe. I have NEVER had a more encouraging experience through customer service. I cannot say enough about this agent. She really listened to my current issues, she had empathy, she was soooo patient, she was just so absolutely WONDERFUL✨😍. If I could award her customer service ambassador of the year she certainly would get my vote 1000 fold. I truly cannot say enough about the brilliant customer service she provided.
Blue Motor Finance she is a real credit to your team.
Thank you Phoebe from the bottom of my heart💖

26 mars 2026
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Réponse de Blue Motor Finance

Good morning,

Thank you so much for your 5* review! We are so pleased to read how happy you have been with our customer service! We will ensure your kind words are passed onto Phoebe.

Thank you again!

Kind regards,
Blue Motor Finance

Noté 1 sur 5 étoiles

Poor customer service

Poor customer service! They don’t read any emails you send them. There are much more professional finance companies out there.

25 mars 2026
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Réponse de Blue Motor Finance

Good morning Dean,

We are very sorry to read your 1* review.

We have sent you a request for information so we can look into this further.

Kind regards,
Blue Motor Finance

Noté 1 sur 5 étoiles

Do not get a car loan from this company!

This has been a nightmare and Blue Motor have been working against me in favour of the Trade Centre at Rochdale (also avoid). I had my car for 3 weeks before it had serious faults and broke down. An independent report confirmed the faults were there at the point of sale. Unfortunatley, someone crashed into me 3 weeks after buying the car, despite the car not working again and confirmation that the accident did not cause the issues, they said as I was not in the 30 day rejection period the Trade Centre had to fix it. They have had my car since 18 Feb and it is still not fixed. Blue Motor confirmed they had given the dealer until Thursday 19 March to repair the car and if this wasn't sorted by then Blue Motor would consider the options including a rejection. I have chased them up today and they have said they still haven't heard back from the dealer. It is just delay tactic after delay. I need a car for my job (essential car user) so I have had to buy a cheap run around, so I am paying for 2 lots of insurance and 2 lots of car tax plus a monthly car loan of £258 for a car I can't even use! There is no end in sight for this to be resolved. I have complained to the Financial Ombudsman, but Blue Motor don't seem to care about this. I have anxiety and depression and my mental health is dire at the moment due to this. Avoid them at all costs!!

Update regarding their response: A senior is already dealing with this and has been since January!

23 mars 2026
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Réponse de Blue Motor Finance

Good afternoon,

We are very sorry to read your 1* review and that this is the experience that you have had with us.

A senior member of the Complaints Team will give you a call this afternoon to discuss this matter further.

Kind regards,
Blue Motor Finance

Noté 1 sur 5 étoiles

Absolutely diabolical company

Absolutely diabolical company, my daughter found the car of her dreams and unfortunately it was this company that the dealer used.My daughter went through the process and was told yes they would give her the finance and bear in mind she had to give a photo of her licence which was a provisional which it clearly states on it, she was then told 5 mins later they could not do it as it was a provisional and needed a guarantor which could not be me as did not live at same address which is absolutely B!!!!!!! . As far as I am aware finance has nothing to do with a person's driving capability especially as another well known company had said they would finance a car .
So all in all absolutely would walk away if the dealer says it is blue motor finance they use

7 mars 2026
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Réponse de Blue Motor Finance

Good morning,

We are very sorry to read your 1* review. Unfortunately, this is our internal process, however I am extremely sorry that this was the experience that you had with us.

If you do want to discuss with us further in more detail please do email customerservices@bluemotorfinance.co.uk.

Kind regards,
Blue Motor Finance

Noté 5 sur 5 étoiles

Stellar service

I spoke with a really nice lady Lynne who was professional and polite. She explained how the process for support with repayment works. I felt really relieved after speaking with her as I was quite apprehensive before the call as to whether I will get the necessary support or not. Top notch service; a very happy customer

11 mars 2026
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Réponse de Blue Motor Finance

Good morning,

Thank you so much for your 5* review. We are so pleased to hear you were happy with the service you received and we will ensure this feedback is passed onto Lynne.

Kind regards,
Blue Motor Finance

Noté 1 sur 5 étoiles

This company will deliberately put you…

This company will deliberately put you in debt.
They work alongside dodgy back street garages, no protection for the customer in using 'finance' it's a complete scam. Senior members as they say will contact you back and all they do is read from a script. Say a vehicle can't be returned in the cooling off if it meets reasonable standard but the vehicle I purchased doesn't as it has been poorly repaired and devalued by easily 10k! how is that reasonable?
My circumstances have also changed and I am not in a financial position to uphold payments this is all within 48 hours and they refuse to accept a vehicle back and watch someone struggle! the dealership even confirmed they would accept the vehicle back on a so called recorded call and now denying knowledge and still the finance company turn a blind eye.

In reply:
"this is incorrect for regulated consumer HP agreements. According to UK legal regs you can cancel a regulated car finance agreement within 14 days under the Consumer Credit Act 1974, this applies to HP, PCP, and conditional sale agreements. The 14 day cooling off period begins on the day you sign, you can withdraw without penalty by notifying the provider. Car buyers with finance agreements have a 14 day right to withdrawal which legally cancels the finance agreement
This applies to HP and PCP
I have screen grabbed this response for the ombudsmen should it be needed

11 mars 2026
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Réponse de Blue Motor Finance

Good afternoon,

We are very sorry to read your 1* review.

Hire Purchase Agreements are legally binding and non-cancellable and there is no cooling off period.

However we would like to discuss this matter with you further but are unable to locate your agreement with the details provided. Please could you email complaints@bluemotorfinance.co.uk with your account details and we will look into the matter further for you.

Kind regards,
Blue Motor Finance

Noté 1 sur 5 étoiles

DO NOT EVER USE THIS FINANCE COMPANY

DO NOT EVER USE THIS FINANCE COMPANY.
Purchased a car that was not fit for purpose, rejected within 48 hours and the finance company are refusing to do anything, I don’t even have the vehicle and they are saying I am liable for it and need to make all payments.
Complete con no safety in finance protection what so ever ! Work alongside the dodgy dealership selling rip off badly repaired vehicles!!!

10 mars 2026
Avis spontané
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Réponse de Blue Motor Finance

Good morning,

We are very sorry to read your 1* review and that this has been your experience with us.

We will ensure a senior member of the Complaints Team contacts you today to discuss this further.

Kind regards,
Blue Motor Finance

Noté 4 sur 5 étoiles

I was having difficulty in my repayments

I was having difficulty in my repayments they gave me a breathing space and sign posted me to debt charities to help me, also gave me options with my vehicle.

1 septembre 2025
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Réponse de Blue Motor Finance

Good afternoon,

Thank you so much for your 4* review. We are so pleased to hear you were happy with the service you received.

Kind regards,
Blue Motor Finance

Noté 5 sur 5 étoiles

Very easy to deal with

Very easy to deal with, excellent customer service team, very helpful.

25 février 2026
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Réponse de Blue Motor Finance

Good afternoon,

Thank you so much for your 5* review. We are so pleased to hear you were happy with the Customer Service Team and we will ensure this feedback is passed onto them.

Kind regards,
Blue Motor Finance

Noté 1 sur 5 étoiles

Use another finance company.

Not willing to help had issues as it was mifiring with my car and now they been sorted they can't compensate. Not being funny they would soon moan if the car was repossesed and it wasen't in a suitable state. Very unhelpful staff and poor customer service. Will be refinancing my car👍

6 mars 2026
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Réponse de Blue Motor Finance

Good morning Kieran,

We are very sorry to read your 1* review.

We have sent you a request for information so we can look into this further.

Kind regards,
Blue Motor Finance

Noté 1 sur 5 étoiles

Asked for early settlement have never…

Asked for early settlement have never missed a payment they offered me 39 pounds very very poor !!

23 février 2026
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Réponse de Blue Motor Finance

Good afternoon Teresa,

I am sorry to read your 1* review.

I can confirm that your interest rebate for settling early has been calculated correctly and we are unable to alter this based on your payment history.

The majority of interest is paid in the earlier months of your agreement, therefore if you settle the agreement later in the term, you will receive less of an interest rebate.

If you would like this to be explained further please email our Customer Services Department at customerservices@bluemotorfinance.co.uk.

Kind regards,
Blue Motor Finance

Noté 1 sur 5 étoiles

STAY AWAY FROM THIS COMPANY

If I was able to give this place zero stars I absolutely would, run from blue motor finance at all cost. I have had the worst experience with this finance company, and I will never in my life do any type of deal with them and will warn everyone I can about this company. Firstly, if you change your mind about not wanting to do a finance agreement with them, they try and say that you (the individual) can’t cancel it; they have to get the cancellation from the dealership- which I’ve never ever heard of. For over a month I have tried to sort my issue with them and a dodgy dealership that they are partnered with and have been given the complete run around. After multiple calls, multiple complaints and misinformation from different colleagues and employees, the situation has only been resolved over a MONTH later. They refuse to help when I explained to them the difficulties I was facing with a part exchange that didn’t go through (I never had the car in my possession and had cancelled the sale the day after the agreement went live) with them still holding me liable for a car that I never even had. They refused to contact the dealership and said they don’t talk directly to the dealership, yet when it came down to putting the sale through originally their employees were calling directly to make sure the deal was finalised. Run as far as you can from this company, they only care about commission and profits, not the people. Dealing with them has affected my mental health severely, with me waking up everyday worrying about this issue that I received no help from them to help rectify. If blue motor finance is offered to you for your finance, look for a better deal elsewhere as fast as you can, they are the worst!

22 février 2026
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Logo de Blue Motor Finance

Réponse de Blue Motor Finance

Good morning,

We are very sorry to read your 1* review and that this has been your experience with us. This is not the experience we want any of our customers to have with us.

A Hire Purchase Agreement is a legal binding agreement and there is no right to cancel. However, the dealer has accepted the vehicle back and we have processed the cancellation of your agreement - this was outlined to you in a Final Response Letter sent on 20/2/26.

I am very sorry again that this has been your experience and I will ensure a senior member of the Complaints Team gives you a call today to discuss this further.

Kind regards,
Blue Motor Finance

Noté 5 sur 5 étoiles

these guys have been great so much…

these guys have been great so much better than the last company i took finance out with, prompt responses, always kept me up to date with the next steps and were really helpful in advocating for me with troubles i had with the selling dealership special thanks to samuel my case handler he did a great job would deffo recommend if taking out finance to go with a company that go the extra mile like this

22 octobre 2025
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Réponse de Blue Motor Finance

Good morning,

Thank you so much for your 5* review. We are so pleased to read that you have been happy with the service you have received and we will ensure that your kind words are passed onto Samuel.

Kind regards,
Blue Motor Finance

Noté 1 sur 5 étoiles

I got a car on finance and had problems…

I got a car on finance and had problems with it in first 3 months and they were no help at all and were shocking with communication, the dealership accepted and paid 3500 towards the bill, however no contribution from blue motor finance which I find shocking considering they own the car so are just as responsible as the dealership, definitely would’t recommend and as soon as I can refinance I will be getting away from this shocking company.

17 février 2026
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Réponse de Blue Motor Finance

Good morning,

We are very sorry to read your 1* review. Please could you send an email to complaints@bluemotorfinance.co.uk with your agreement details and we will investigate this further for you.

Many thanks in advance,
Blue Motor Finance

Noté 5 sur 5 étoiles

Excellent financial support with great integrity.

Superb financial support and the best place to finance a car. Straightforward personal loans that are taylored to suit individual budgets. A sincere and friendly service with exceptional financial support. A first-rate customer experience. Strongly recommended and affordable auto financing.

12 février 2026
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Réponse de Blue Motor Finance

Good morning,

Thank you so much for your 5* review! We are so pleased to read that you are happy with our service and would recommend us - thank you!

Kind regards,
Blue Motor Finance

Noté 5 sur 5 étoiles

Phoned up today for assistance with Payments

Phoned up today for assistance with payments. Normally calls with other companies take forever to get through and it’s a nightmare, however, Lynne with blue motor made my life easy. Very helpful, extremely polite and informative. Thanks again Lynne.

12 février 2026
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Réponse de Blue Motor Finance

Good morning,

Thank you so much for your 5* review! We are so pleased to hear you were happy with our service and we will ensure your kind feed back is passed on to Lynne.

Kind regards,
Blue Motor Finance

Noté 5 sur 5 étoiles

They are always there to help

They are always there to help. Nothing but praise for them

6 février 2026
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Réponse de Blue Motor Finance

Good afternoon,

Thank you so much for your 5* review! We are so pleased to hear you were happy with our service.

Kind regards,
Blue Motor Finance

Noté 1 sur 5 étoiles

do not go with this company

do not go with this company

if you want to reject a car within the first 14 days, as you can under the Consumer Rights act, Blue Motor will tell you they wont accept a rejection of the purchase

have complained to the ombudsman and awaiting their response.

Blue is dodgy and dont abide by consumer rights

26 janvier 2026
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Réponse de Blue Motor Finance

Good afternoon,

We are very sorry read your 1* review.

We will ensure a member of the Complaints Department gives you a call today to understand your concerns further.

Kind regards,
Blue Motor Finance

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