I want to cancel my subscription and need to change my password to do so but it relocates you to a broken webpage telling you to download the app and no reset instructions sent to my email. I've... Voir plus
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Lisez les avis des autres
So I did have a problem with BMCS due to some late payment fees but they have since given a good will gesture and I now only have to pay the actual balance owed. BMCS hasn't improved my credit score... Voir plus
Very easy to set up an account. Helps to improve your credit score. The account is linked to your bank account , so you are in control of your spending. You will get an actual card for your daily shop... Voir plus
The card is a great concept, but I've had real trouble with my direct debit being taken from my account which in turn blocked my account for at least 2 months. Other than this it does provide real... Voir plus
À propos de l'entreprise
- Service de finances alternatives
- Agence d'évaluation du crédit
- Institution financière
- Société financière non banquière
Écrit par l'entreprise
A good credit score can change lives, especially for important long-term goals like mortgages, car loans, or getting the best possible repayment plan on bigger purchases. Despite this, few alternatives for building credit exist. We’re here to change that.
BuildMyCreditScore
Écrit par l'entreprise
- The Debit Card that builds your Credit Score
- BuildMyCreditScore is the UK’s first debit card that works with your bank to build your credit score
Coordonnées de contact
25 Wilton Road, SW1V 1LW, London, Royaume-Uni
- help@buildmycreditscore.com
- buildmycreditscore.com
3,3
Moyen
394 avis
Demande des avis aux clients
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GREAT SUPPORT The service feedback from Sam was very…
The service feedback from Sam was very thorough. He explained how Buildmycreditscore works which I found to be valuable. I recommend their customer service. Thanks
11 décembre 2024
Avis spontané
Utilise potentiellement l'IA pour rédiger ses réponsesEn savoir plus
Chez Trustpilot, nous privilégions le contenu écrit par des personnes réelles. Cependant, cette entreprise a accès notre outil de réponse assisté par l'IA pour l'aider à rédiger ses réponses.
FRAUD
Used this Service to help build my credit score however, all of a sudden a week of using at had fraudulent payments taken from my account totalling £50 under shady names. I did NOT approve these payments and they somehow were setup as direct debit payments. Contacted my bank and had to freeze my card. DO NOT USE this company's services they are not worth the damage.
27 novembre 2024
Avis spontané
Réponse de BuildMyCreditScore
Hi Bakhtawar,
Thanks for taking the time to leave this review, and we're sorry to hear about your recent experience.
We've had a look with our Customer Support team and it seems like this issue may have been due to a misunderstanding over how our product works. We collect individual payments via Direct Debit but we do not set up any recurring Direct Debits for you.
We can see that our Customer Support team responded to your message within a few hours on November 27th to request some additional information from you but didn't receive a response.
Best wishes,
BuildMyCreditScore Team
Really simple
Really simple. No charges. Great for using to build your credit score. Does what it says on the tin.
11 novembre 2024
Really good card to have
Really good card to have , helps me with my credit score already, only had this card for a couple of months, so easy to get started and easy to use.
11 novembre 2024
Transaction is always seamless and an…
Transaction is always seamless and an improved credit score
11 novembre 2024
Very poor communication if issues…
Very poor communication if issues arises with this company very slow to resolve any issues very poor response to any card issues freezing card when they feel like it and I check with TransUnion score and they give a much higher score than they say it's not accurate for me
11 novembre 2024
Réponse de BuildMyCreditScore
Hi Margaret,
Thanks for taking the time to leave this review, and we're sorry to hear about your experience.
We've had a look and can see that our Customer Support team has responded to you promptly, and that your card was frozen a few times because we were unable to collect the funds from your account, on a few occasions, for transactions you made using your BuildMyCreditScore card. We sent an automated email explaining this each time it happened.
The credit score we show in the BuildMyCreditScore app is your up to date "TrueVision" score provided to us by Transunion. The score we show in your app is up to date but, because different Credit Reference Agencies may calculate your score differently and use different bandings, it may differ from what you see from other providers.
We report your spending and account activity to the Credit Reference Agencies and they will use that information, amongst information received from other financial institutions, to calculate your score respectively.
Best wishes,
BuildMyCreditScore Team
My experience.
I'm only speaking from my experience, and that was 3 times on using this card it was declined, leaving me feeling embarrassed at the checkout at the supermarket. I then find out that although it is linked with my bank card, and works along side it, you have a limit of £30 to spend, anything above that and the card will decline a payment. I found that unbelievable if it's linked to my bank account! So I'm not using it, and found another way to build my credit.
11 novembre 2024
Réponse de BuildMyCreditScore
Hi Tricia,
Thanks for taking the time to leave this review, and we're sorry to hear that you're not happy with the product.
To explain why the daily limit is lower than your current available bank balance, your BuildMyCreditScore debit card is specifically designed for small everyday purchases such as coffee, snacks and other incidentals, as well as regular payments like Netflix and Spotify. We will then collect the payment from your linked account via Direct Debit a couple of days later.
Making these small purchases using BuildMyCreditScore allows us to report your spend to Credit Reference Agencies and help improve your credit score, without the risk of needing to use a high interest credit card.
We also always show how much you have available to spend in the home page of the BuildMyCreditScore app so you know what you can spend before making any larger purchases.
I hope this clarifies these aspects of the product, and that you enjoy the rest of your week!
Best wishes,
BuildMyCreditScore Team
You have nothing to lose go for it you want be disappointed
It's seems to be working fine at the moment so very happy
11 novembre 2024
Worth it
Really easy to set up, no fuss. Got the card within a few days and the process actually works as promised! The monthly fee is very reasonable too.
11 novembre 2024
Excellent services and credit score…
Excellent services and credit score build I love it
11 novembre 2024
Good service quick credit score jump!
11 novembre 2024
I have canceled this app, why was money taken out from my account
I don’t know why money is being taken out from my account
11 novembre 2024
The card is a great concept
The card is a great concept, but I've had real trouble with my direct debit being taken from my account which in turn blocked my account for at least 2 months.
Other than this it does provide real results for your credit file.
11 novembre 2024
Nice!!!!!!!!!
11 novembre 2024
Ideal when you get paid in a few days…
Ideal when you get paid in a few days and you need something quickly. Or picking essentials upto the amount of Dailly spend
Excellent little card.
Quick easy to us
11 novembre 2024
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