I want to cancel my subscription and need to change my password to do so but it relocates you to a broken webpage telling you to download the app and no reset instructions sent to my email. I've... Voir plus
L'entreprise a répondu
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Lisez les avis des autres
So I did have a problem with BMCS due to some late payment fees but they have since given a good will gesture and I now only have to pay the actual balance owed. BMCS hasn't improved my credit score... Voir plus
Very easy to set up an account. Helps to improve your credit score. The account is linked to your bank account , so you are in control of your spending. You will get an actual card for your daily shop... Voir plus
The card is a great concept, but I've had real trouble with my direct debit being taken from my account which in turn blocked my account for at least 2 months. Other than this it does provide real... Voir plus
À propos de l'entreprise
- Service de finances alternatives
- Agence d'évaluation du crédit
- Institution financière
- Société financière non banquière
Écrit par l'entreprise
A good credit score can change lives, especially for important long-term goals like mortgages, car loans, or getting the best possible repayment plan on bigger purchases. Despite this, few alternatives for building credit exist. We’re here to change that.
BuildMyCreditScore
Écrit par l'entreprise
- The Debit Card that builds your Credit Score
- BuildMyCreditScore is the UK’s first debit card that works with your bank to build your credit score
Coordonnées de contact
25 Wilton Road, SW1V 1LW, London, Royaume-Uni
- help@buildmycreditscore.com
- buildmycreditscore.com
3,3
Moyen
394 avis
Demande des avis aux clients
Cette entreprise invite régulièrement ses clients à laisser des avis, qu’ils soient positifs ou négatifs.
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Brilliantly extremely platform to build…
Brilliantly extremely platform to build your credit score
11 novembre 2024
Utilise potentiellement l'IA pour rédiger ses réponsesEn savoir plus
Chez Trustpilot, nous privilégions le contenu écrit par des personnes réelles. Cependant, cette entreprise a accès notre outil de réponse assisté par l'IA pour l'aider à rédiger ses réponses.
I really dont understand the concept…
I really dont understand the concept its very confusing
11 novembre 2024
Réponse de BuildMyCreditScore
Hi Marilyn,
Thanks for taking the time to leave this review.
BuildMyCreditScore debit card is specifically designed for small everyday purchases such as coffee, snacks and other incidentals, as well as regular payments like Netflix and Spotify. We will then collect the payment from your linked account via Direct Debit a couple of days later.
Making these small purchases using BuildMyCreditScore allows us to report your spend to Credit Reference Agencies and help improve your credit score, without the risk of needing to use a high interest credit card.
Our evidence shows that the majority of our customers that used the product, as recommended, see an increase in their score of between 11 and 55 points within the first 3 months. Of course, individual results may vary and your credit score is made up of a number of factors that could impact your individual results.
In your case, I can see that your credit score has increased by 30 points already since you signed up last month - which is great to see!
You should think of this as a 12-month journey to establish a robust credit history to experience the full benefit and account for any other factors impacting your credit score.
Best wishes,
BuildMyCreditScore Team
Because you are always there to support…
Because you are always there to support and protect me credit
11 novembre 2024
I like the effectiveness of building…
I like the effectiveness of building the credit score
11 novembre 2024
Yeah not to bad
11 novembre 2024
Réponse de BuildMyCreditScore
Hi there,
We've had a look and can see that your score has increased by 7 points since you signed up to BuildMyCreditScore.
Keep in mind that BuildMyCreditScore is not a quick fix and should be seen as a 12 month journey to get the most out if it. You must also continue to display good credit behaviour by paying your other bills and lending products back on time.
We report your spending and account activity to the Credit Reference Agencies and they will use that information, amongst information received from other financial institutions, to calculate your score respectively.
Best wishes,
BuildMyCreditScore
Continues updating
You keep updating my daily expenses and it makes me be responsible
11 novembre 2024
Recommended
11 novembre 2024
My credit score goes down 15 points…
My credit score goes down 15 points after using this card.
11 novembre 2024
Réponse de BuildMyCreditScore
Hi Fatema,
Thanks for taking the time to leave this review.
We've had a look and can see that your Credit Score has increased by 64 points this month, and by 149 points since you signed up in September. This is great to see!
The Credit Score we show in the BuildMyCreditScore app comes from your "TrueVision" score, which is provided to us by TransUnion. The score we show in your app is up to date but, because different Credit Reference Agencies may calculate your score differently and use different bandings, it may differ from what you see from other providers.
We report your spending and account activity to the Credit Reference Agencies and they will use that information, amongst information received from other financial institutions, to calculate your score respectively.
Best wishes,
BuildMyCreditScore
I have constantly asked them to end the…
I have constantly asked them to end the service and close the account, and they repeatedly keep refusing to do so and instead drag on the subscription and charge further fees beyond anything I want any further. You can't unsubscribe and end their service without requesting it. I now see why.
I do NOT recommend this company. I am in process of filing a complaint against them.
5 novembre 2024
Avis spontané
Réponse de BuildMyCreditScore
Hi there,
We have been unable to locate your support ticket, and you have not provided the information we requested via Trustpilot to help locate your account and support ticket.
We'd love to help you resolve your issue, so please provide these details if Trustpilot still allow you to submit them.
From what you've said in your review, it sounds like you have asked to cancel your account but may not have provided the security details we request in order to do this.
Best wishes,
BuildMyCreditScore
Dodgy firm this sent me a card won't…
Dodgy firm this sent me a card won't activate keeps telling me wrong cvc number talked to the chat box telling them I want to cancel my subscription chatbot said someone will call you sounds dodgy to me
29 octobre 2024
Avis spontané
Réponse de BuildMyCreditScore
Hi Gary,
We understand your frustration with the activation issue and the communication you've received. You will find in our email to you, we confirm that not once has the chatbot confirmed that we would call you but rather than your request will be escalated to a member of our team. Your cancellation request was escalated and an agent got back to you, we did not receive a response. In addition, a member of our team had been in touch with you regarding your card usage but we did not receive any response from you. We're committed to providing a positive experience for all our customers so we would recommend you check your emails so that you do not miss out on any communication from us.
This is the total rewards point SCAM
This is the total rewards point SCAM. I made this small card- a monthly subscription 7,5£ (cancel any time) , and Vanqes Bank approved me an unwanted credit of 1200 £ the same day. OK I think I make to communicate Vanqes and explain to them I DID NOT ASK FOR CREDIT- suddenly, I was tracing Direct Debit set-up on my main bank account with companies I shop and have a reward point card, I cancel that UNKNOWN direct debit- ends up I cancel connection in between this card and main bank account. Money dont go true. They crashing my score in stead of building it- I contact customer support for help- instead they collected 29£ immediately, they want new direct debit set to collect founds they shall collect on 15th - they wait all way 24.10 whats today's date- they take money owned,I request IMMEDIATE CANCELATION OF THIS scam. There is no way these people understand the word in English. They are threatening me with a Crashing of Credit score because I have committed to their service for a full year. Im repeating- CANCEL- I will discuss with Trans Union and Action Froud-NO- they won't. And they have no contact- no customer support whatsoever- its ROBOT
24 octobre 2024
Avis spontané
everything is great
everything is great
thank you, but I don't like that the money is withdrawn from the debit card after 2-3 days, it would be great if it happened on the same day ....,, well, thank you for your services 🙏👍🏼
15 octobre 2024
i am paying every each 6 months 42…
i am paying every each 6 months 42 pound but still my credit score didnot goes up. nothing change. Honestly useless system.
15 octobre 2024
Réponse de BuildMyCreditScore
Hi Saeideh,
Thanks for taking the time to write this review.
We've had a look and can see that your score has increased by 48 points since you signed up to BuildMyCreditScore, which is great to see!
Keep in mind that BuildMyCreditScore is not a quick fix and should be seen as a 12 month journey to get the most out if it.
Also, the Credit Score we show in the BuildMyCreditScore app comes from your "TrueVision" score, which is provided to us by TransUnion. The score we show in your app is up to date but, because different Credit Reference Agencies may calculate your score differently and use different bandings, it may differ from what you see from other providers.
We report your spending and account activity to the Credit Reference Agencies and they will use that information, amongst information received from other financial institutions, to calculate your score respectively.
Best wishes,
BuildMyCreditScore
This never built my credit score
This never built my credit score, instead it kept dropping despite using it for about 8months now
15 octobre 2024
Réponse de BuildMyCreditScore
Hi Ibezim,
Thanks for taking the time to leave this review.
We've had a look and can see that your score has increased by 36 points since you signed up to BuildMyCreditScore.
Keep in mind that BuildMyCreditScore is not a quick fix and should be seen as a 12 month journey to get the most out if it. You must also continue to display good credit behaviour by paying your bills and other lending products back in time.
Also, the Credit Score we show in the BuildMyCreditScore app comes from your "TrueVision" score, which is provided to us by TransUnion. The score we show in your app is up to date but, because different Credit Reference Agencies may calculate your score differently and use different bandings, it may differ from what you see from other providers.
We report your spending and account activity to the Credit Reference Agencies and they will use that information, amongst information received from other financial institutions, to calculate your score respectively.
Best wishes,
BuildMyCreditScore
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