Concept Financial Services Avis 340

Very friendly, professional service. Monika helped me through the stressful time and made my mortgage application very easy , she was available to talk to anytime via text/phone/emai, with quick responses. I would recommend her to any one who needs help with mortgage. She explained everything to me clearly and she clerly l knows what she is doing, i would use her services again if needed, Thank you.

I have recently purchased my first property and as soon as estate agents saw that my offer was accepted, I had constant phone calls which felt like brokers pressuring me into using their services, and trying to lock me in to “lifetime broker services” which I didn’t feel comfortable with.

This is where I was introduced Concept Financial Services and Tarun Raheja. As a first time buyer, Tarun was always available at every hour to answer any queries/doubts, as well as explaining terms which I hadn’t come across before.

Tarun also provided great advice and outlined every step of the process so I knew what I should expect as the buying process went along. This included advice around Will Services, Home Insurance, Life Insurance, and taking the time to explain the important terms in each one, and what I should be looking out for when purchasing these. Without this advice, I would have absolutely picked a service or policies which would have not suited me in the long run.

Overall, I cannot thank Tarun enough for the service he has provided with me, and making the property buying process as easy and simple as possible, I highly recommend his services and look forward to engaging again

We have known Dan Percy for over 15 years now and he has arranged quite a few mortgages for us- both residential and BTL. Dan is very approachable, professional and always goes an extra mile for his clients. We found him very helpful and it has been a pleasure dealing with him as a mortgage advisor. Thank you, Dan!

Efficient and no hassle. A pleasure to deal with Claire again.

A very professional experience which was fully explained from start to finish.

Thank you

I am very grateful that my colleague from work recommended Dan as our mortgage advisor. He is very knowledgeable, approachable, kind, supportive and thorough. He was there from the very start, from when we were struggling with our mortgage affordability due to Covid to finding the right lender for us, getting a solicitor and applying for our mortgage protection. Our case has never been straightforward and he made it so easy and less stressful. He also dealt with our solicitor when we were struggling with communication from her. My husband and I cannot thank him enough and would highly recommend him to anyone.

We haven't used a mortgage advisor for many years, and decided we wanted to move our mortgage from an interest only to a repayment given everything going on in the world for some stability. We contacted a few advisors but Philip stood out from the start. Calm, concise, knowledgeable and thorough. Our case was particularly challenging as we were consolidating a fair amount of debt into the deal. He searched the market and presented the best options, despite some mortgage companies making offers and withdrawing them because they "changed " there criteria overnight. He stuck with us and found us the right deal in the end. I would recommend using Philip Keith again to anyone who needs help with finding the right deal. Made a very frustrating process (with banks) work and we completed in June. Thanks Phil, great work and well managed.

Excellent service . Straight talking . No hidden agenda's . Very happy with service and have already recommended to friends and colleagues in the health service.

Monica went above & beyond in helping us buying our house, including sorting everything from mortgage, insurance, life insurance & dealing with the solicitors on our behalf. We cannot thank her enough and would highly recommend her to anyone.
Regards
Nick Hands

A great company to work with. Monika made the mortgage process so easy and the purchase of my new home stress free. I would highly recommend Concept Financial Services.

Daryl Toms has supported us in finding the best mortgage and insurance offers.
What I really liked about her is that she is very easy to talk to which makes this rather 'heavy' topic easier to go through.
She has been talking us through all processes and made sure everything was clear to us at all times. It was easy to arrange calls with her as she's been incredibly flexible with her time schedule. She has been very responsive/quick to reply in case of any further questions that we had. We felt well looked after and I'd definitely recommend her for both first /second-time buyers.

Daryl provided us with a mortgage and insurances for our new home. She explained the process and left no stone unturned in getting us the best deal. Excellent customer service throughout and we highly recommend. Five star service!

Thanks a lot for all your work Monika. Finding me the best price for my remortgage, talking me through the steps and giving me advice along the way. Will definitely recommend you to any new potential clients.

Our property-purchase journey became longer and at times with more twists and turns than we maybe had wished for.

However, Dan Percy our mortgage advisor, was with us from start to finish with a never-ending helpful, understanding and good-humoured attitude. He provided his knowledge, experience and reliable gut feeling with honesty, transparency and good spirits. I would thoroughly recommend his services!

Daryl was amazing !!!
I had seen a house I really wanted but was advised that day that if they were to accept my offer the mortage needed to be sent that night as they had a viewing the following morning .
After panicking not being able to get through to my bank the estate agents passed me Daryl’s number and she was a knight in shining armour !!
We went through all the details and she worked till late night and I mean gone 11pm that night to get the paperwork over so I could secure the property for the following day !
Instead of having to wait hours to get through to banks ect Daryl is on the phone at any stage and always keep Intouch with me throughout and always advised when I needed it.
I would 💯 recommended Daryl and I will definitely be using services again
Thankyou so much Daryl !

Recently we went through a remortgage process. It's all gone smoothly. With help from Monika Hajkova we managed without any stress. She is very experienced and she knows her job. From the beginning to the end we felt we were taken care of. We are very happy.

I am very pleased with the choice made. Thanks to Mr. Raheja for his involvement, advice and attention to detail.

brilliant from start to finish! cant recommend them enough Monika was brilliant!

Great service from start to finish, would happily recommend these guys to anybody, very professional

Thank you to Concept Financial Services
And most importantly, a huge thank you to the amazing Monika Hajkova (Mortgage and Protection Adviser).

Monika is an experienced, trustworthy advisor who always centers her work around her clients needs and requirements. She is very knowledgeable and skilled in her field, providing upmost clarity and confidence in the specialist advice she provides.

She provides the best competitive morgatge rates. She always ensures the client is happy and that their financial requirements are safeguarded.

It's been an absolute pleasure to work with Monika and Concept services.
I look forward to continuing to use their services in the future. Many thanks

Nabeela Mushtaq