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Haysto Avis 3 122

TrustScore 5 sur 5

4,9

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Lisez les avis des autres

Noté 5 sur 5 étoiles

High street banks wouldn't give me a mortgage due to unadopted road, no owner, no maintenance agreement, despite having an indemnity policy, road in great condition and no problems for 60 years. Hayst... Voir plus

Noté 5 sur 5 étoiles

We got our mortgage offer through today and we couldn’t be happier with the Haysto team. Our first point of contact was Jack who is absolutely lovely, he was so informative and reassuring after multip... Voir plus

Noté 5 sur 5 étoiles

Haysto have been nothing but amazing dealing with our case. Our whole house buying experience has been made so much easier because of them. They sorted everything for us and explained the whole proces... Voir plus

Noté 5 sur 5 étoiles

Absolutely chuffed with Haysto, didn’t think I’d get a mortgage as I have a few negatives against me but from the start Matthew was amazing. Went through everything and he searched around to find the... Voir plus

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À propos de l'entreprise

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À propos de Haysto

Écrit par l'entreprise

Haysto — Mortgages Made Possible

Award-winning: Winner of the “Treating Customers Fairly Champion” at the British Bank Awards 2025.

Why we exist
Around 1 in 5 people in the UK are initially declined a mortgage by some high-street lenders because of their credit history, being self-employed, or having more complex circumstances.Haysto was built to solve this. In just a few years, we’ve become one of the UK’s leading specialist mortgage brokerages, helping thousands of people who thought homeownership wasn’t possible.

We didn’t stop there
We’ve taken what we learned making mortgages possible for more complex cases and applied it to everyone. Picnic makes mortgages simple, transparent and digital-first — the same high-touch service and technology for the other 4 in 5 too.

Which is right for me?
• Haysto: a good fit when things are more complex — self-employed, credit blips, non-standard income, or past declines.
• Picnic: a good fit when your needs are simpler and you want clear, straightforward guidance.

You may still be eligible
Even after a decline, there can be options with the right expert. Many customers come to Haysto after being declined elsewhere. All applications are subject to status and lender criteria.

Start with Haysto  |  Start with Picnic  |  Mortgage guides  |  Our Promise

Not sure where to start? Pick any link — we’ll route you to the right team.


Risk warning: Your home may be repossessed if you do not keep up repayments on your mortgage.

A fee may be payable for mortgage advice. We will confirm any fee and any commission we receive from the lender before you apply.

*Indicative industry estimate; details available on request. **Subject to receiving required documents and case suitability. ***T&Cs apply; like-for-like product and circumstances — see Our Promise for details.

Picnic is a trading style of Haysto Ltd. Haysto Ltd is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority. Registered Office: Haysto, Crystal House, 24 Cattle Market Street, Norwich, NR1 3DY. Registered in England and Wales No. 12527065.

Our Peace-of-Mind Promise

True AIP, 24-hour fast-track, £100 rate guarantee

True AIP, 24-hour fast-track, £100 rate guarantee
Get a True Agreement in Principle from a lender (not just a generic letter), so you know where you stand. Our 24-hour fast-track aims to prep your application within one working day. And if another broker beats our like-for-like rate, we’ll give you £100. Subject to status and lender criteria. Fast-track depends on receiving required documents and case suitability. Rate Guarantee: T&Cs apply (like-for-like product and circumstances).

Coordonnées de contact

4,9

Excellent

TrustScore 5 sur 5

3 k avis

5 étoiles
4 étoiles
3 étoiles
2 étoiles
1 étoile

A répondu à 100 % de ses avis négatifs

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Noté 5 sur 5 étoiles

Haysto

Haysto have been nothing but amazing dealing with our case. Our whole house buying experience has been made so much easier because of them. They sorted everything for us and explained the whole process so we didn’t need to stress. Very professional and friendly advisors and I recommend anyone buying a house in the future to use Haysto. Because of them my family and I finally have our forever home and for that I will be forever grateful. Big thank you to Ian, Helier, Robin and Glynn for everything you have done for us!

17 avril 2026
Avis spontané
Noté 5 sur 5 étoiles

Haysto have been on a long journey with…

Haysto have been on a long journey with me from a very complicated joint ownership situation to having my independence and peace of mind back! The perseverance and support of Paul in particular has got me a great mortgage offer and I am so excited and grateful! I hope anyone reading this is encouraged that there is help to sort out a difficult situation.

17 avril 2026
Avis spontané
Noté 5 sur 5 étoiles

We got our mortgage offer through today…

We got our mortgage offer through today and we couldn’t be happier with the Haysto team. Our first point of contact was Jack who is absolutely lovely, he was so informative and reassuring after multiple no’s from other brokers; Tom, our mortgage advisor, is absolutely amazing, so helpful, so lovely and very knowledgeable & the rest of the Haysto team have been great. Could not recommend them more. If you think you can’t get a mortgage, Haysto will do it for you!

16 avril 2026
Avis spontané
Noté 5 sur 5 étoiles

Unadopted Road Sorted

High street banks wouldn't give me a mortgage due to unadopted road, no owner, no maintenance agreement, despite having an indemnity policy, road in great condition and no problems for 60 years. Haysto got me a mortgage sorted within 48 hours at a decent rate, only slightly higher than what high street banks were offering. £1,699 is a steep fee, but a mortgage you shall have.

16 avril 2026
Avis spontané
Noté 5 sur 5 étoiles

Excellent service.

Very good communication from the beginning. I was kept updated throughout the whole process. Very good service and very friendly and helpful and very pleased with the end result. Thank You.

8 avril 2026
Avis spontané
Noté 5 sur 5 étoiles

Great overall customer experience

Great overall customer experience, I was informed through every step of progress and what would be need for the next steps of the process.
Support always available , online or via telephone conversations. I would recommend this service.

16 avril 2026
Avis spontané
Noté 5 sur 5 étoiles

I didn't think I'd be able to get a mortgage…

I didn't think I'd be able to get a mortgage before contacting Haysto. I started the process and the middle of February 2026 and I am about to conclude my purchase later this week (middle of April 2026). I couldn't recommend Haysto and the staff there enough!

9 mars 2026
Avis spontané
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Réponse : Haysto

Thanks so much for your kind words, Peter!

Completing a house purchase within a couple of months is no small thing, and we’re really glad we could help make that happen for you. It’s exactly why we do what we do: cutting through the uncertainty and showing what's possible with the right support.

Wishing you all the best as you wrap things up and settle into your new home. If you need anything down the line, you know where to find us.

Cheers,
Team Haysto

Noté 5 sur 5 étoiles

Outstanding experience with Haysto

I had an outstanding experience with Haysto while securing a mortgage for my first home. After being turned away by other brokers, I was feeling discouraged, but the team at Haysto went above and beyond to make it happen for me. Their dedication, persistence, and expertise truly set them apart. A special thank you to Zack, who was incredibly helpful throughout the entire process—always available to answer questions and provide reassurance. I’d also like to thank Lukas, Aiste, Laura and Emeric for their support and professionalism. Together, they are a formidable team who genuinely care about their clients and work tirelessly to achieve the best outcomes. I couldn’t be more grateful for their help in making my first home a reality. Highly recommended!

14 avril 2026
Avis spontané
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Réponse : Haysto

Dragos, this is such a brilliant read. Thank you for taking the time to share it.

Getting your first mortgage over the line after being turned away elsewhere isn’t always straightforward, so fair play for sticking with it. We’re really glad the team could step in and turn things around for you. Zack will be chuffed to bits with the shoutout, and we’ll make sure everyone else involved sees your kind words too.

It means a lot to hear that you felt supported and reassured throughout. That’s exactly how it should feel!

Massive congratulations on getting the keys to your first home, and thanks again for trusting us to be part of the journey.

Cheers,
Team Haysto

Noté 5 sur 5 étoiles

I experienced good customer service…

I experienced good customer service from assigned team member. They were prompt to respond to my queries and provided support whenever required.

21 mars 2026
Avis spontané
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Réponse : Haysto

Thanks so much for your lovely review, Olugbenga

It’s great to know we kept things clear, responsive, and supportive throughout. We know how important it is to have someone on hand who actually gets back to you and keeps things moving, so this means a lot.

If you ever need our help again, you know where we are.

Cheers,
Team Haysto

Noté 5 sur 5 étoiles

Absolutely chuffed with Haysto

Absolutely chuffed with Haysto, didn’t think I’d get a mortgage as I have a few negatives against me but from the start Matthew was amazing. Went through everything and he searched around to find the best deal he could given my circumstances (and everything going on in the world currently!) found one that was affordable and suitable and then the whole team kicked in and got it over the line. Honestly wouldn’t have been able to proceed with buying my ideal home without the whole Haysto team

13 avril 2026
Avis spontané
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Réponse : Haysto

Really appreciate you taking the time to share your experience with us, Mike.

We know how stressful the mortgage process can feel when you’ve got a few bumps in your history and aren’t sure what’s possible, so it’s brilliant to hear Matthew was able to guide you through it and find a solution that genuinely worked for you.

Getting you into a home you love is exactly what we’re here for, and it sounds like the whole team pulled together to make it happen.

Massive congratulations on your new place, and we wish you all the best for your next chapter!

Cheers,
Team Haysto

Noté 1 sur 5 étoiles

Him say can help at any cirkstunstance…

Him say can help at any cirkstunstance and any credit score but him don't help to me

13 avril 2026
Avis spontané
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Réponse : Haysto

Hi Andis,

We’re sorry to read this. Our Chief Customer Officer and co-founder, Paul Coss, has attempted to reach out and speak with you to investigate your concerns further, but we understand if you prefer not to do so.

At Haysto, we’re proud to have helped thousands of people with more complex requirements, such as a previous poor credit history, become homeowners. Unfortunately, getting a mortgage can never be guaranteed, and ultimately, this decision rests with the mortgage lenders and not ourselves.

If you’d like to discuss any aspect of your experience with Paul, please feel free to contact him directly (his email address is: paul@haysto.com) when you’re ready. If not, we wish you all the best for the future.

Thanks,
Team Haysto

Noté 4 sur 5 étoiles

The service was perfect but it fell at…

The service was great but it fell a little at the last hurdle when it was passed to a case manager. I had to keep chasing for updates and being the one giving what I felt was important updates rather than the other way around. I didn't get a welcome call, only a call once the offer came through from the lender. Appreciate it takes time at this stage but it felt like once the application was submitted then the level of service dropped off. Estimated response times stated within a few hours but I waited beyond this, sometimes until the following day for a response.. I was of the understanding updates would come every 48hr even if there wasn't an update but that didn't seem to happen to keep my mind at ease during the most stressful part of the process. All handlers prior to case management would get 5*

13 avril 2026
Avis spontané
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Réponse : Haysto

Hi there,

Thanks for taking the time to share this. It’s really helpful, and we're glad to hear that, for the most part, your experience with us felt spot on.

That said, it’s clear we dropped the ball a bit towards the end of your mortgage journey, and that’s not the experience we want for anyone. Chasing updates and feeling like you’re the one driving communication isn’t how it should work, and we can fully understand why that left you feeling a bit unsettled.

You’re absolutely right to expect regular updates (even if there’s no big news) and timely responses. Those aren’t “nice to haves”, they’re part of doing the job properly. We’ll take this on board and feed it back to the team, as it’s exactly the kind of thing we’re always trying to tighten up.

Really appreciate you highlighting both the positives and where we can do better. It helps us keep improving.

If there’s anything you still want to talk through, just give us a shout.

Cheers,
Team Haysto

Noté 4 sur 5 étoiles

Great service

12 avril 2026
Avis spontané
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Réponse : Haysto

Thanks so much, Lora, really glad to hear that our service hit the spot!

We try to keep things straightforward and supportive, so it’s lovely to know that came across. If you ever need a hand again down the line, you know where we are.

Cheers,
Team Haysto

Noté 5 sur 5 étoiles

Very helpful all the way through

Very helpful all the way through, Laura my case manager was helpful and checked in regular, I want to say how great Callum has been all the way through, whenever I had a question he was there within minutes.

10 avril 2026
Avis spontané
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Réponse : Haysto

Thanks so much for sharing your experience with us, Fen!

It sounds like Laura and Callum really kept things moving and made sure you were never left wondering what was going on, which is exactly how it should be. Having someone check in regularly and be on hand that quickly when questions pop up can make a big difference during what can be a pretty full-on process.

We’ll make sure both of them see your kind words; it’ll mean a lot.

If you ever need our help again, you know where to find us.

Cheers,
Team Haysto

Noté 5 sur 5 étoiles

Really impressed with Haysto

Really impressed with Haysto. Got a call from them within minutes of putting my details in their system on Good Friday, then had a chat with an adviser about an hour later and they got me an agreement in principle on Easter Sunday, so they work quickly and even on bank holidays

3 avril 2026
Avis spontané
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Réponse : Haysto

Hi Michelle,

This is brilliant to read, thanks so much for taking the time to share it.

Good Friday to Easter Sunday is quite the turnaround, even if we do say so ourselves! We know how important momentum is when you’re looking at mortgages, so the team really do try to keep things moving, even when most people are enjoying a bank holiday break.

Wishing you all the best in your new home!

Cheers,
Team Haysto

Noté 5 sur 5 étoiles

Great service from the team at Haysto

10 avril 2026
Avis spontané
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Réponse : Haysto

Thanks so much for the kind words, Alison!

Really glad to hear you had a great experience with us, and everyone involved took good care of you. That’s exactly what we aim for, so it’s lovely to know it landed well.

If you ever need our help again, you know where we are.

Cheers,
Team Haysto

Noté 5 sur 5 étoiles

Straightforward and professional!

From start to finish the team were brilliant, they helped my wife and I through everything. I lost my job a few years ago which caused a couple of issues, but they reassured me that it was totally fine and could help get some offers. Everyone at Haysto was absolutely brilliant and very professional and personable at every stage of the process! So thank you to Karen, Shannon and the wider team!

10 avril 2026
Avis spontané
Logo de Haysto

Réponse : Haysto

Thanks so much for taking the time to share such a lovely review, Scott.

It’s great to hear that Karen, Shannon and the team were able to guide you both through the whole mortgage process with a steady hand. That balance of being professional but still approachable is exactly what we aim for, so it’s brilliant to know it came across.

We’ll make sure your kind words get back to the team; they’ll really appreciate it.

Wishing you all the best in your new home!

Cheers,
Team Haysto

Noté 5 sur 5 étoiles

Highly recommend!

After moving from another broker that failed to match us with an appropriate lender, Haysto have been absolutely exceptional. Every person that we have dealt with has been friendly and knowledgable, and the ability to message members of our team online has been a fantastic bonus that really made us feel like we were constantly up to date with the progress of our application. We were slightly apprehensive about the offer fee but given how quickly our application was sorted out, and the service we've received thus far, I believe it was worth it!
Would definitely recommend Haysto to others.

10 avril 2026
Avis spontané
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Réponse : Haysto

Thank you for your kind words, Claudia!

We're delighted to hear that our team were able to turn things around for you and get your mortgage journey moving in the right direction. Keeping you in the loop is a big part of what we aim to do, so we're really glad the messaging and updates made a difference along the way.

And regarding the fee, it means a lot that you feel the service we offer and the speed of our delivery made it such good value for money!

Wishing you all the best with everything ahead, and thanks again for the recommendation!

Cheers,
Team Haysto

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