John Hancock Life Insurance Avis 

I enjoyed watching my points grow. I liked spinning the wheel and winning Starbucks cards. I enjoyed the courses and quizzes and learned from them.

Overpriced just so that they can promote all their add on gimmicks. Just lower the price and drop the nonsense!

I have loved being a part of the John Hancock Vitality program. Not only do I have incredible and reliable insurance coverage, the Vitality program has helped me to stay focused on my fitness goals! JHV has rewarded my efforts with gift cards, grocery discounts and an end-of-year rebate on my premiums....all for just for working to be a happier and healthier person. I now pay more attention to preventative healthcare, my sleep patterns and my food choices. Oh yeah, a free Apple Watch was a nice bonus too! I would highly recommend getting coverage through John Hancock insurance AND joining the Vitality program. You will love it! It will change your life!

I feel like the Vitality program is stuck in old ways of thinking about health and nutrition. Cholesterol and fat are not bad. Seed oils are bad for you not healthy. Meat and dairy are not bad for you. Whole grains are not that good for you.

A former employer rolled over my 401K to an annuity with John Handcock. I have been on the phone for over two hours, transferred to other departments all over the world, and still am no closer to getting this resolved. What a complete waste of time. I saw other reviews that put JH in a very terrible light. I now know why they received the reviews the did...their customer service sucks!

The agent told me that I could change my auto pay date to whatever day works for me and that was not true. Should make payments easier for the paying customer.

CAVEAT EMPTOR!! CAVEAT EMPTOR!! I have had a Life Insurance policy with John Hancock since 2001, a 20-year level term policy. I received a letter last month from JH stating that my premium, when the term ends in December, will go from 1052 per year to 21105, an increase of 2006%!!!!! This is beyond outrageous, and since the only thing the contract says is that they may increase the premium at the end of the term(no mention ANYWHERE of how MUCH), this seems to be arbitrary and abusive. In fact, it also seems to be illegal as Massachusetts consumer law states(and they are based in Boston) that they may ONLY raise the rate by 10%. Even if they were to double the rate, I would continue to pay it, but to raise it OVER 20x what I had been paying seems beyond illegal. Since I live in Florida, it seems I am under Florida law, which offers NO PROTECTION in terms of consumer rights. When I called the company to discuss this, I was put on permahold, then was finally answered by a call center in the Phillippines, who told me it would take 24-48 hours to get a response AFTER ESCALATION of this issue. I had also previously filed a complaint with the Florida Insurance Commission, where one person essentially told me:'that's the way it is - they can do whatever they want' a follow-up call at least got a complaint registered and when John Hancock received the complaint, they had someone from their legal department(who knew NOTHING despite her repeated claims of:'I have been in this company over 40 years...' that I became so outraged that I called back to request a copy of my original contract with them(try and find a document after 20 years) that this lady from their legal dept. told me there might be a charge to send it to me(they could email to me for free...) Enough is enough from corporations that just treat people like dirt after a 20-year association and anyone who thinks they are a good company, has not reached the end of their term, and to outsource calls is just not right. Finally, it is my belief that if it had come to them paying the policy due to my demise, that my family would have been give the run-around trying to collect and despite the name they are trading on, that they are just another corporate pirate, Just try getting them one the phone...

I love the idea of a life insurance policy with wellness benefits and that's exactly what I have with John Hancock Vitality. There are multiple incentives to increase your activity and improve your health and wellness.

Best decision I've made in a while. Process was smooth and manageable. The vitality program has me healthier than I've been in a while. Thank you!

Hey I just loved the way that I shopped for life insurance with you guys and I got zero problems from the purchase I made this was quick and easy.

I started looking for life insurance a month ago, after letting my former 20-year term policy lapse in January. Reached out to a couple of generic online insurance aggregators, called my car & home insurance broker, etc. Everything was a huge hassle: forms that needed to be downloaded, printed, signed, scanned, and appointments, etc. Then I got a call from a John Hancock agent. After just an hour and quick digital permission to reach out to my primary care physician to get the results of a recent physical, it was DONE. Same day. No hassle, no forms. Simply amazing. And at a better price than any of the other plans I was looking at.

Super easy to apply online and I received the discounted Apple Watch. This was a huge incentive for a standard term policy.

Changed denial reason (7 months later) after I proved they were incorrect with supporting documentation.

For the last 7 months, John Hancock who sends their claims to Seven Corners has denied me because they believed I claimed items that they thought had been returned to Amazon. After 3 reviews where they didn’t look at my supporting documents, 2 independent investigations through G4S and Optima, 3 way phone calls with Amazon, and hours adding additional information on each and every item they believed was returned (40 items-took 10 hours to prepare). Then sending an additional 72 pages of proof on top of the original 90 they’ve had on day one.....they just changed their denial reason.
Simple as that!

I showed through 4 different ways that nothing was returned and then after 7 months, 20+ emails and 20+ Phone calls they just decide to change the denial reason to another so I’m back to square one!

The most egregious part is that they reverted to the original denial letter that claimed I had other providers that I did not tell them about. This was despite the fact that I had ALREADY proven THAT was false. Which was also the reason they had changed THAT denial reason to claiming items were returned.

I provided emails, investigation contacts, phone calls...you name it. I easily showed that from day one I had multiple policies through my emails and initial claim (I had 14 checked bags). On the initial claim report I listed that I had at least another policy (there is only room for 1). So, I then sent them each policy name, policy number, and their contact number. I gave them G4S's investigators number who was doing an investigation with AMEX..so again, they knew I had other carriers. This was given BEFORE they made a decision the FIRST time. There is absolutely no reason, no sane person, could possibly misinterpret me as trying to conceal I had other policies! None.

It's absolutely maddening how they can this to people ethically. Not to mention, it's completely illegal. Horrible, unethical company..STAY FAR AWAY!

4RTL19-AOS-12150

Edit: Have filed BBB complaint. Lori the manger I spoke to who requested 40 items they believed were returned will not respond via her email. Can someone explain how after 3 incorrect reviews about Amazon items being returned, the claim denial can be changed to an earlier denial reason that was also already proven untrue. Waiting for next manager John to talk to, whom is days late to respond. No one here, messenger, or email will respond. I’m stuck endlessly calling the phone reps (which I will continue to do relentlessly) until I speak to a manager.

Quick and simple

Awesome

Great company. Vitality program is fantastic. Highly recommend this company 👍🏼👏🏻

I haven't had enough time with u to voice an opinion yet

John Hancock and the vitality program have been great for me. What a fun way to monitor and achieve my health goals. The app is so user friendly and the learning tools and rewards really keep me engaged.