I’ve had my Marbles credit card for a while now and I’ve had no issues with the service. Whenever I’ve needed help, particularly when I’ve been locked out of the app, I’ve found the customer service... Voir plus
L'entreprise a répondu
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I’ve had my Marbles credit card for a while now and I’ve had no issues with the service. Whenever I’ve needed help, particularly when I’ve been locked out of the app, I’ve found the customer service... Voir plus
L'entreprise a répondu
Aqua are totally transparent in all there dealings. Honest, upfront and helpful. The teaching tools are so useful to help keep you focussed.
L'entreprise a répondu
Aqua is a great card to have and new day run it perfectly, credit limits when you show how to use your account correctly,best credit card going .
L'entreprise a répondu
3rd review. I closed my account(as stated in my other review) on the 1st September, It is still showing as open and I actually received a statement yesterday. In my 2nd review I was asked to send va... Voir plus
At NewDay, our business is focused on a single, clear and defining purpose: to help people move forward with credit. We provide nearly 4 million customers with responsible access to credit, underpinned by best-in-class customer service and exceptional user experience.
7 Handyside, N1C 4DA, London, Royaume-Uni
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I Like the way I can go on to the App check my account see when payment Are Due and any updates easy to follow

Réponse de NewDay
Marbles it a fantastic card gave me a good credit limit to start with regular rises helping my credit score by doing this. Great payment system easy to understand and use.

Réponse de NewDay
I’m deaf so can’t use a phone, my online account is blocked all I want is to have it unblocked if I can’t get it unblocked by txt i will just cut the card in half and put it in the bin.

Réponse de NewDay
I’ve had my marbles for many years now Great for Credit building

Réponse de NewDay
I will say communication is good and staff operational skills.

Réponse de NewDay
Emails after every transaction, so can keep an eye on account

Réponse de NewDay
I will continue to shop with Argos.
But I will certainly not use New day to finance any of my purchases.
I purchased two items on bnpl
It went through as two transactions
One at 3 month bnpl
The other at 12 month bnpl.
I tried to pay an amount off yesterday and noticed there is no way of choosing which plan to pay towards. Just says the payments are automatically applied in ways to reduce interest.
BS! It’s taken the amount off the 12 months plan. Leaving me with 2 months left on the 3 month plan at full amount owed.
Not happy. I’m gonna end up paying interest.
Edit 11/09/2026.
I’ve made another payment.
Yep. It’s taken more off the 12 month plan and left my 3 month plan untouched. I am now certain to pay a lot of interest.
Thieves.

Réponse de NewDay
I had a problem, I spoke to Benjamin, he was very helpful and caring and professional, and quickly helped me sort things out

Réponse de NewDay
New Day was the worst thing to happen to me, ringing up for guidance, being told my username not recognised, blocking my for hours, also tripled my monthly payments from £67.00 payed on my argos card 9th April, until 26th April when these fools took over, first payment to new Day shot up to £163, tried to ask how come this amount to no avail, couldn't get onto the account saying my username was not recognised, to receive another bill for £215, ludicrous, physically went to my argos store go be told our of their hand, go on line, now New Day put a DRA on me, what a joke, never missed a single payment with my argos, always paid more off than what was due, thanks argos, you destroyed my credit

Réponse de NewDay
Very nice lady who handled my query,so helpful and patient,problem solved

Réponse de NewDay

Réponse de NewDay
this is the company has been holding my refund on my JL partnership card ( over £200) for more than 10 working days, after numerous calls ( totally 2 hours ) to the customer services team/ fraud team/ complaint dept, nothing has been done ! The company has got so many complaints to resolve and requires 8 weeks to come back to the customer, not to mention this is the company likes to use the letter to "speed things up ", refused to use the email for communication by citing " due to the security reasons "! In the meantime, the company is more than happy to send the random emails out to the customers for various purposes. By reading the previous comments, Andy is the one from the company does read the comments now and then, but failed to do anything useful part from citing how the company is pride of itself for ripping off the customer ( sorry, I am not concerning the extraordinary high interest rates the company is charging on the credit card , but on the facts it withholding customer fund by refusing to allocate the refund back to customer account !) . Truly disgusting and unacceptable , no doubt I will have no hesitation to refer the company to Financial Ombudsman Service!
When I first got my Marbles card, the APR was 30.9%. It has now been upped to a 42% APR - despite my credit reporting improving and Marbles giving me credit limit increases - to which I don’t understand, nor justify a 12% increase in my standard APR.
***in response to Marbles answer to me, where they say interest is subject to BoE interest rates. This does not represent hiking my interest rate by 12%. I have another card that I got around the same time as Marbles, and due to good management over the years (like with my Marbles card) have gradually REDUCED my interest rate by 8%.

Réponse de NewDay
Awful experience. Needlessly complex, bureaucratic and unhelpful. Over a 1 year IFC loan multiple emails were sent. Autorenewed an AO Membership that was not wanted. On trying to cancel advised annual statement will be generated every year anyway. Once hooks are in its very hard to escape.

Réponse de NewDay
I really like my aqua card so reliable and no fuss thankyou

Réponse de NewDay
Total harassment from these vultures. We have spoken in the past and agreed to communicate via email due to my personal issues. 8:45 on a Saturday morning, I get woken up by them asking a million questions. I explained our agreement to use email. 2 further times they phoned before 9 am. Absolutely horrible company. Avoid them at all costs.
UPDATE 19/08/2026
You pride yourselves on a high level of professional service, yet you have been calling me again this morning. Now I have blocked your number.

Réponse de NewDay
Never had any trouble with the card.Easy to use and easy to use the app

Réponse de NewDay
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