Newpay Avis 

I believe it to be subtle way of making people lose their money unknowingly, as with my experience.

little over a year ago, i had bought a treadmill online and tried to cost-spread it over a year with what appeared to be an inexpensive option. As usual, didn't read the fineprint and i believe the default selection on the site goes with "interest repayment and 50£ boost" option.

I kept getting monthly statements which i wont notice as it was something at the back of mind ongoing for a year.
Now when i saw that money is still going out, i checked and realized that i have actually accumulated a debt of around 1000£ with the company (which i immediately paid off).

My understanding from the experience is that this appears to be subtle way of scamming people who don't check their accounts regularly for small transactions, as it didn't come to my notice till i wondered why am still paying for the treadmill.

My take home message:
i should have at least noticed why the monthly amount is not adding up to the maths and intervened earlier.

My action:
Advised the company from whom i bought the treadmill to take not of the fact as customers would lose money in an elaborate scheme which most of us don't care to read about if the outgoing is not significant. Something like Klarna is far less complicated and helpful.

Very easy to use. Easy to keep track with the app. So easy to rack up manageable debt.

Easy to use,just a shame there are not more businesses using it.

I only wanted to do the finance for 415 and it said I couldnt have it.
I get a good wage each month
I wouldnt be using that again to try.
I've had no email to say why I got rejected as it says I would here in 24 hours and that was 4 days ago.
So I am not going to bother again at all

Ease if use.

My previous frequent use of NewPay ceased due to their discontinuation of Zazzi integration. I found their alternative solution inadequate and believe their previous Zazzi integration offered a cost-effective and user-friendly experience for collectors like myself. Despite months of anticipation for its return, I'm compelled to cancel my NewPay account due to its current lack of utility. While I'm disappointed, I anticipate a generic response that fails to address my concerns.

Used to use it on look fantastic , my bag and allsole and they have been taken off for shops no one uses I’ve deleted my account as it’s pointless won’t ever use disappointing

Great offer of 6months interest free. used couple of times for purchase. Definitely worth having the account for purchase to benefit of interest free option without a credit card.

Loved this platform until they stopped been able to use on look fantastic ,mybag and the hut group.the places left to use this payment are absolutely no use so won't be using again unless better places are added.

Thank you for this amazing no% opportunity to afford my purchase.

Outstanding company very easy transaction. Would definitely recommend and a app which is easy to use to keep up with all payments very happy thank you

I have been wanting a akai one since it was launched but could not save up for it as I kept saving for it and bills would eat my saving what little I had of them so found a company that sold them and done finance but half of them the interest rates where extortionate. Then found a store that has a newpay option with flexible terms so as long as I the minimum I'm OK but the more I pay the sooner it's paid for plus the interest will be less plus I have upto three years to pay for it but will be paying for it in less than a year. So to have this financial flexibility is great because as long as I at least the minimum which is manageable I not stuck with a big debt.

Easy to deal with, excellent app to work with

Quick and easy

I bought 3 lots of separate account items.
Because I overpaid before a certain date which I was not aware of the payment was only taken off one account. Newpay then cancelled the other two accounts as they said I was behind even though I had overpaid. I spoke to two customer service representatives who assures me this had been corrected but it has not. Will not be using this service again.

Good communication via app and updated regular via email good options to pay

So easy and convenient to use. Good repayment options. Reminders so that you don’t miss a payment. Highly recommend to those in need of credit.

Easy to sign up for, clear pro ess and an easy to use app to see payment arrangements, history, upcoming payments etc

I’ve had such an easy experience setting up my account with newpay and would recommend them to anybody..it was hassle free all the way through and so easy to use I’ve already made my first purchase
Thanks so much

Use to love using new pay mainly for my bag , look fantasic and all sole but now only have really random retailers which is mega dissapointing so wont be using really anymore