Very quick and easy, had financial problems in the past but this wasn’t taken into consideration, thank you. Lovely welcome email shortly after, looking forward to receiving my card.
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Very quick and easy, had financial problems in the past but this wasn’t taken into consideration, thank you. Lovely welcome email shortly after, looking forward to receiving my card.
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The Apps is straightforward and easy to understand. Informative, a question in my mind has been answered before I ask. Navigation tools are easy to use. I got immediate results too. JhenDkin
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I have the omno credit card and it is good to build your credit but once the 37% apr hits it gets tough.I have another card but could not do a balance transfer on it to clear my omno card.i have froz... Voir plus
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What can I say? I applied online, received an answer and credit limit in 2 minutes. This is my first experience with them and hopefully it will continue to remain positive.
L'entreprise a répondu
Onmo is one of the UK’s newest credit card account providers. We design our products to help demystify money matters wherever possible, providing customers with more financial control and flexibility in their lives. Our app puts you in control of your spending and payments so you can understand exactly where your money's going, freeze your card, and set reminders - in one place. Find out more: https://onmo.app/
Fora 1st Floor, 35-41 Folgate Street, E1 6BX, London, Royaume-Uni
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⭐️⭐️⭐️⭐️⭐️ very smooth and easy to apply

Réponse de Onmo
Getting applied was great. I'm just waiting on my card.

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Easy application clear instructions good credit

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Fast and easy to apply and clear straightforward information.

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Easiest application I've ever experienced for a credit card, generous credit limit, great app, received card within 48 hours of applying. Can't get better than that!

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Delivering great service, very happy with the process of the application, very smooth and responsive, I would recommend

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It was totally nice experience throughout the application process

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Do not waste your time. I received a card, activated in the app and ATM and still couldn't use it. When I contacted support they said that my card is on hold for unknown reasons and it will take 10 working days to investigate it. And you can't use it in Google wallet or for contactless payments.

Réponse de Onmo
They keep blocking my card, I’ve had the card about 9 months it’s the 3rd time they’ve done this to me I have honestly had enough of going to pay and it declines. I’m going to pay what I owe and cancel my card. It’s not worth the constant worry of is it going to decline again.

Réponse de Onmo
I was initially pleased when my Onmo credit card was accepted, particularly as I was offered the lowest APR I have had for years. Although my credit score is poor, I have a good income and have always paid on time.
Unfortunately, my experience with Onmo has been extremely disappointing.
I was unexpectedly asked by Mitek to complete an identity check. I was happy to do so, but technical problems prevented me from completing it. Onmo chat assured me the issue would be escalated, yet I continued receiving countdown messages from Mitek and had to contact Onmo repeatedly.
I provided screenshots as requested, but these were apparently overlooked. I had to contact Onmo again and insist that my previous chats and evidence be checked before the issue was finally escalated.
In the end, I completed the identity check myself by using a different browser, without assistance from Onmo.
I was then asked for three months of bank statements and further documentation. By this point, I had lost confidence in Onmo and did not want to continue providing personal financial information or repeatedly dealing with the same issues.
During one chat, I mentioned that I was dealing with a recent bereavement and was unhappy about having to chase Onmo during an already difficult time. I was therefore shocked to receive questions about my mental health and ability to manage financially. Asking would my ability to pay my credi card be affected. This request for information was part of confirmation that they had recieved my complaint. I had never asked to make a complaint.
I have decided that I want nothing further to do with Onmo. I will repay my outstanding balance of approximately £2,500 in full and continue making at least the required minimum payments.
My feedback is simple: when a technical problem prevents a customer from completing a mandatory process, the company should resolve it rather than repeatedly putting the burden back on the customer. Having to chase repeatedly, repeat information and resubmit evidence has completely undermined my confidence in Onmo.
I would not choose to use Onmo again.

Réponse de Onmo
absolutly brillant they are someone to rely on

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Very quick and good starting amount

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Excellent service and app easy process

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I liked the fact that everything was smooth and done very nicely without delay but .. why can't I have access to my digital card while waiting for the physical card to arrive!! That would have been a big step up in service

Réponse de Onmo
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