Pfida Avis 

I have got an excellent service from Pfida as a customer. They always leave up to their promise and always gives full clarity on the process. Highly recommended.

I am an investor in Pfida. I also have a savings account with them. The profits were always paid on time (and 4.5% too). Got notification everytime the profits were paid through email. I almost purchased a property with them - the process was very smooth. Lily from the team always responded to my emails very fast. When I decided not to go through the house purchase (for personal reasons), the refund for management fee was paid back instantly. I would wholeheartedly recommend them.

I’ve known Raza and Sheikh Salman for over a year now and I’ve been impressed by their sincerity and professionalism. I’ve deployed savings from both my business and foundation and have invested in the business to show my support for their mission. I can’t recommend them enough.

I invested in Pfida a while back and have just started with their savings product. These guys are the real deal - I now truly feel that I’ve found an organisation that knows what they’re doing and do things the right way.. after all, I’m trusting them with my hard-earned money so I want it to be right!

Pfida have held my hand every step of the way and treated me like a VIP, no question was silly or unanswered; every comms has shown me their professionalism and trustworthiness.

I can’t recommend Pfida enough as the place to be when it comes to ethical investment towards a home for my family and I.

Thank you Pfida!

I wasn't sure what to expect when I first looked into Pfida, but the more and more I researched, the more and more I'm wondering how a model like this hasn't existed before!

I'm blown away by the ethical aspects they adhere to, on top of which their sheer knowledge and can-do attitude has given me mountains of comfort and confidence to invest with them.

I can't describe how relieved I am that I'm now part of something that's Halal, ethical and allows me to finance such a large financial investment knowing that it's in the hands of trustworthy professionals who have handled every aspect with the utmost integrity and transparency.

I'm forever grateful to Pfida for giving me the opportunity to step on to the property ladder in the best way possible!

Choosing Pfida for my home financing needs was a game-changer. Their Islamic mortgage options not only made homeownership possible for me but also aligned perfectly with my ethical beliefs. The transparency and fairness they demonstrated throughout the process gave me peace of mind. I highly recommend Pfida to anyone seeking a trustworthy and ethical mortgage provider.

Pfida is an innovative and phenomenal firm who is changing the financial house owning landscape and really shaking things up. The fact that the homeless charity Shelter sing Pfida's praises speaks volumes!

I recently invested in pfida, before investing I had a detailed meeting with the management who gave me a comprehensive overview of the company, products and strategy.
I am very happy with my investment and fully trust the vision pfida have.

Stay far far away from Pfida at all costs! I've just bailed out, and it's a complete disaster. The organisational structure is an absolute shambles, with departments in disarray. The execs are clueless dictators, with zero grasp on running a business. They're bleeding cash and relying solely on crowdfunding to survive.

It's a mates' club at the top, explaining the utter mess. My own funds got tangled up in this train wreck.

Bottom line: Avoid Pfida like the plague!

I received the keys to my property on the 5th of April 2024. My journey with Pfida has been a long one as I have been with them for over three years. Since I began my research for a halal way to purchase a house, I never came across a product that gave my heart peace, while being strict upon myself, until I came across Pfida. This is my honest and humble opinion regarding Pfida and their services:
HPP - The subject of Halal home finance is so vast, that after researching for so long I realised that I would never know enough myself to make an informed knowledgeable decision, therefore I opted to try follow the verse of the Quran and 'If you don't know, ask those who do know' (loose translation). I chose to be strict upon myself and not look for a decision that satisfied my Nafs. When I discovered that internationally renowned scholars in this field who were of the strictest regarding Riba, namely Haitham Haddad, Tareq Diwani, Umer Sulaiman, I left it in Allah's hands and my heart was at peace with their product. I believe that by opting for Pfida's HPP, a Muslim will have complete peace of mind and have the opportunity to own a home in a way that is ethical and aligns with the Islamic faith and have no guilty conscious. I who heartedly endorse this product and I actively encourage those who want to buy a home to opt for this.
Staff - From the early days speaking on the phone to Brother Raza on the phone in a tesco car park to building what seems like a close friendship with Richard without seeing the person, I have not met such a formidably talented team but yet so humble that the CEO's are happy to phone you or even meet in person to have a chat, no one is too big to talk to you. I have found every member that I have dealt with to be exceptionally helpful, respectful, humble and helpful. My experiences include Sneha, Manju, Richard, Salman and Raza.
Communication/Portal - Their website is brilliant and deserving of any top company. I have always found that any request for a call back was met swiftly and have always been able to speak to someone/anyone about anything. A slight constructive criticism (if you can call it that) is that they have no means of direct communication by way of phone number. This will inevitably raise eyebrows for some (don't worry about it, really) but for me, personally, in a day and age where communication is key and people expect to be able to call someone, I think it will benefit Pfida to have a point of contact.

Points of Issue - Home buying is never a stress free journey at the best of times, so a new and unfamiliar product is expected to be a tad more stressful. Though not Pfida's fault, my conveyancing process was very stressful, a lot of back and forth from all sides. There are many hurdles to go through, but it is worth it as this is a noble cause for Allah's sake - the road to Jannah is riddled with challenges. I was very off put by the 6 month minimum timeline to complete a purchase as not many sellers will be willing to wait that long. This product will not be accessible by a large amount fo people for many reasons, which is a shame as the entry criteria is quite strict, but I hope Pfida will be able to broaden that criteria in the future.
Few other arbitrary nuances, but overall, Pfida are an infant company growing and changing, so may Allah bless them.

Overall - I can keep writing to explain the immense benefits of Pfida, I really cannot exhort enough the product and service Pfida are doing for the Muslim community and even non-muslim base, should they opt for the product. I sincerely hope Allah blesses Pfida with continuing and enormous success in providing people with an ethical and moral way to be homeowners and I hope that I one day can be a part of ( a paid role LOL) the team.

I have just purchased my home through Pfida. The team has been fantastic and they do work hard. I was liaising Iqra and Hardik and both have been supportive and understanding. I am incredibly grateful to Pfida for creating an alternative option for Muslims. Highly recommended service. I wish them more success!

I have come to the Pfdia for my investment from a friend's recommendation. I believe I have made a wise decision to invest with the company.

To be quiet honest, I couldnt gather time to study about the company before the investment. But then, when you have a team of members who are proactive and kin to advise clients, it feels like the investment is ought to be in good hands.

I was so pleased with the help I received from Habibah Khanom few days back. She was so genuinely helpful, knowledgeable and accommodating. She went about checking my investment plan with the advisors for the information and even advised me with some direct links. She has also explained different options of investments so that I can come up with the best plan. She addressed my concern really well during our phone call and without pushing unnecessary work on me, she actually processed the subscription changes by herself, while kept informing me all the steps. Some days I couldnt reply her back or have missed calls, but she was very patient during the whole process.

In sha Allah, hope to make some positive initiative for my family with your company. May Allah SWT reward you and your team members for the good deeds, helping lower middle class family like us to dream of a owning a home.

Alhamdulillah, we now have a home in a HALAL way and it would have not been possible without Pfida. Pfida’s scheme meets the requirements of the sharia where it provides riba-free alternative to others; The process of buying the house was a little demanding because there were some additional requirements compared to conventional ‘mortgages’. These caused some delays but I think it is understandable given that Pfida is not a big bank and solicitors are not used to dealing with non-conventional home financing.

Thanks a lot for the full Pfida team (top to bottom) from Raza (CEO), Iqra/Hardik (Underwriting team) and many more people made the process smoother. We have got timely resposnes from our investment start date to closure. I also feel Pfida is open to everyone who wants to buy a home not specific to any specific group. The best of all is that we can buy Pfida's equity , there is no percentage limit of buyback which is only Pfida provides whereas other banks limit to 5% and charge fee in case of early buyback.

I can wholly recommend Pfida and I found the team to be professional, polite and helpful. We pray that Pfida continues to grow and provide halal home financing for many years to come.

A company with good values
Pfida.com is a great company and provide good services. I always get a great reply whenever i contact them. Thanks alot Pfida.

Alhamdulillah, we now have a home and it would not have been possible without Pfida. When I first heard about Pfida I was a bit skeptical but speaking with Raza helped put my heart and mind at rest. He explained in very simple terms how the financing worked and his words combined with a bit of research convinced me that Pfida’s scheme met the requirements of the sharia. What was really good about it all was that by investing we could help Pfida provide a riba-free alternative to others; that alone was a great incentive for us. What’s more, I think they are the only organisation providing such a service in Scotland

The process of buying the house was a little demanding because there were some additional requirements compared to conventional ‘mortgages’. These caused some delays but I think it is understandable given that Pfida is not a big bank and solicitors are not used to dealing with non-conventional home financing. Moreover, throughout the purchasing process I found Lily always ready to help and Raza provided much needed reassurance on more than one occasion, something that we appreciated.

I can wholly recommend Pfida and I found the team to be polite and helpful. Most of all I feel that the baraka of going for halal home financing is tangible and the benefits are manifold: the opportunity to please God, avoid the unlawful, help others purchase a home and support non-riba finance are just a few of them. We pray that Pfida continues to grow and provide halal home financing for many years to come.

The mission statement of the company is to provide ethical and an interest free way to purchase a property, which resonated with me.

There were some issues with the solicitors involved in terms of communication and paperwork. This was unique to our circumstances only and delayed the completion of the purchase considerably.

The Pfida team though, were very supportive and proactive throughout and communicated professionally all the time.

Overall, I would recommend this company to anyone wishing to purchase a property as it is based on sound ethical principles

I have just today completed the purchase of my dream house with the help of Pfida. There is definitely nothing else in the market that offers what Pfida offers and Inshallah there will be more companies in the future who can follow in their footsteps and model to make it the norm for halal purchases.

I'd like to highlight firstly the professionalism of all the people I dealt with across the different departments. A special thanks to Manju who under very pressured times helped to meet the expectations of all parties and finished my application and communicated with me in a very speedy manner. Thanks to Hardik as well who gave me very detailed updates towards the end of the process and kept me well informed.

Secondly to praise the actual process and clear instructions on their platform and app along the way making things quick and easy to understand with next to no doubt from start to finish on what was to be achieved.

Keep up the good work and hopefully you can help more and more people in the future like you did me, something I thought was not a possibility as I was not satisfied with the other options out there. Ecstatic to be partners with Pfida for the future years to come until full purchase.

I recently had the pleasure of securing ethical home finance through Pfida, and the experience was nothing short of exceptional.

From start to finish, they demonstrated a level of professionalism and expertise that surpassed my expectations.

The application process was seamless, thanks to their user-friendly online platform. The interface was intuitive, making it easy for me to submit the necessary documents and track the progress of my application. I appreciated the transparency throughout, as I was kept well-informed at every stage.

What truly set Pfida apart was their team of dedicated professionals. The customer service and in particualr thier underwriter Richard, was outstanding - prompt, courteous, and always willing to go the extra mile to address any questions or concerns I had. They exhibited a genuine commitment to ensuring my understanding of the mortgage terms and conditions, making the entire process stress-free.

One aspect that particularly impressed me was the personalized approach they took in tailoring a finance solution to meet my specific needs.

Pfida demonstrated a keen understanding of the market and provided me with a competitive rate that aligned perfectly with my financial goals.

Furthermore, the efficiency with which they processed my application was remarkable. I was kept informed about each milestone reached, and the closing process was executed with precision and speed.

It's evident that Pfida places a high value on client satisfaction and strives for excellence in every aspect of their service.

In conclusion, I wholeheartedly recommend Pfida to anyone seeking an ethical home finance solution.

Their commitment to transparency, exceptional customer service, and personalized approach make them a standout choice in the mortgage industry. My experience with them has instilled a high level of trust and confidence, and I am grateful for the positive impact they've had on my homeownership journey. Thank you, Pfida for making the process not only efficient but also enjoyable!

Currently a customer with Pfida and i am very satisfied with the service .

I encourage anyone wanting to avoid Mortgage schemes to consider Pfida. Read well and watch their Youtube videos to understand more.

They are very helpful