Liberty - Ruth Middleton Avis 

Ruth went above and beyond to make sure we were able to get the finance we needed even when the banks were being difficult to deal with.

After the difficulty displayed from heritage bank, Ruth’s tireless hard work and determination reached our goal securing a construction loan. Ruth was always on hand to assist at anytime we required her input and assistance. For any other person who were to experience the difficulty displayed by the banks like we initially did would have a negative attitude but with Ruth it was still a stress free experience as we knew we get the result. Highly recommend to others and have done. Thank you.

Ruth was amazing, made the entire process so easy and clear to understand as this was my first time getting a loan. Highly recommend her and I know a few people who I know have gone to her for assistance. She’s incredible

Ruth is a pleasure to deal with. Always communicates the process and provides excellent customer service.

Ruth listened, tried all avenues and even was supportive while she was on holidays!

This is the second time Ruth made the process stress free. Always a great experience. Thank-you!

Ruth was instrumental in megan and I getting our first loan to buy a property 6 years ago which was tuff as we were both small business owners but she and we got it done. So when the discussion of refinancing to do some renovations occurred it was a no brainer that Ruth and liberty were number on the contact list. We made contact facts and figures were exchanged documents signed and job done, simple as that. Thanks again Ruth appreciate your help and work. Nev and Megs👍

Ruth is nothing but helpful and has your best interests at heart she has really made the whole experience easy and stress free. Recommend very highly!

Wouldn’t use anyone else, Ruth has always been my Mortgage broker, always a pleasure to deal with her!

Ruth was attentive and responsive to my queries and needs. She kept me in the loop throughout the whole process, even when she was still waiting for updates from the bank.

Ruth Middleton is a hardworking professional who communicates in a timely manner and gets the best options for finance purposes. She is honest and reliable.

Ruth was great to deal with as she helped explain everything and did everything we needed as this is the first time we are building so she explained how things work and will be helping get things in order once the build is finished

Where we live, in middle Victoria, we do not get good internet service. Thus we were often late in sending information required. Also every so often we were asked for more information, some that had already been sent. It took almost 8 months for our deal to be finalised.

In our area, don’t always receive the internet, so to communicate with emails only is sometimes difficult. A phone call occasionally would be helpful and a time when to call when convenient would be helpful

Ruth is amazing. We have used her for 2 home purchases and sales. Her service is always excellent. She goes above and beyond for her clients. Highly recommend.

Ruth kept us informed, followed up with banks and pushed on through red tape. It was all eventually settled and seems to work just fine.

Ruth is very helpful and gives great assistance.

Ruth is very helpful and spends all the time you need to answer all your questions. Nothing is too hard, and she is very accommodating. Ruth makes you feel as though you are the only one that matters, she is very calm and composed even through stressful situations. I have already recommended her to my friend and will continue to recommend her to anyone I know! Thanks for all your help Ruth :)

It’s always a pleasure dealing with Ruth.

Professional personable and completely on your page as the customer. I would highly recommend the services of Ruth Middleton in fact my grown children reach out to her for all financial matters.