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Payment Assist Avis 

10 994
TrustScore 5 sur 5

4,8

Bien que nous ne vérifiions pas les affirmations individuelles, car les avis reflètent l’opinion personnelle des utilisateurs, certains avis sont accompagnés du statut « vérifié » lorsqu’il est possible de confirmer qu’une interaction avec l’entreprise a eu lieu. En savoir plus

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Lisez les avis des autres

Noté 5 sur 5 étoiles

I needed 4 new all weather tyres. I usually buy the tyres and have them fitted at my local garage. However, this time I searched National tyres. With a discount price for my Goodyear tyres, I noticed... Voir plus

Noté 5 sur 5 étoiles

I’ve used payment assist on a few occasions when I have needed too. A really way of paying for the service you have used. Would definitely recommend very easy to set up, many thanks a very satisfied c... Voir plus

Noté 5 sur 5 étoiles

Great experience setting up a payment plan for a tyre purchase! I needed 4 new tyres on my vehicle that had been sat unused, so booked my car in at my local National branch. The ability to use Payment... Voir plus

L'entreprise a répondu

Noté 5 sur 5 étoiles

Simple application and immediate answer. Pity the service centre wasn’t as efficient. Service Stop was a wrong choice as their work was shonky at the least. I would suggest maybe you don’t pay them u... Voir plus

L'entreprise a répondu

À propos de l'entreprise

  1. Société financière non banquière
  2. Société de crédit et de prêt automobile

Écrit par l'entreprise

At Payment Assist, we believe looking after your car and staying safe on the road, shouldn't mean worrying about how you'll pay for it. Whether it's an unexpected repair, a service, new tyres or an MOT, we're here to help make essential vehicle maintenance more manageable. Since 2013, we've helped more than 1.5 million customers spread the cost of their garage bills with straightforward payment options designed to give people more choice and greater peace of mind. We work alongside thousands of trusted garages and dealerships across the UK, making it easy to arrange a payment plan at the point you need it most. Our application process is simple and transparent. We'll always explain your options clearly, so you can make the decision that's right for you. Trust is at the heart of everything we do. As an FCA-regulated finance provider, we're committed to treating every customer fairly, communicating honestly and supporting responsible lending. We know that needing vehicle repairs is rarely planned, which is why we focus on making the experience as straightforward and stress-free as possible. Every review on this page helps us learn, improve and celebrate the moments when we've made a real difference. If you've used Payment Assist, we'd love to hear about your experience. Your feedback helps future customers make informed decisions and helps us continue to raise the standard of service we provide. Thank you for placing your trust in Payment Assist.


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4,8

Excellent

TrustScore 5 sur 5

11 k avis

5 étoiles
4 étoiles
3 étoiles
2 étoiles
1 étoile

Aucun historique récent de demande d’avis

Cette entreprise n’a pas récemment invité ses clients à l'évaluer, donc les avis ne sont peut-être pas représentatifs.

A répondu à 98 % de ses avis négatifs

Répond généralement dans un délai de 24 heures

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4,8

Tous les avis

(10 994)

1 922 avis reçus au cours des 12 derniers mois

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Noté 5 sur 5 étoiles

I took advantage of paying in 4 payments

I took advantage of the split into 4 payments at my m o t station
Had a interim service with the m o t
51 a month for 4 months
Great service thanks very much

6 avril 2026
Avis spontané
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Réponse de Payment Assist

Hi Elizabeth,

We're delighted to hear Payment Assist helped you spread the cost of your MOT and interim service into four manageable, interest-free payments.

Being able to make essential vehicle maintenance more affordable is exactly what the service was designed for, so it's fantastic to know it worked so well for you.

Thank you for your kind words and for taking the time to leave such a lovely review. We're really pleased we could help.

Best wishes,
Payment Assist

Noté 1 sur 5 étoiles

I would not recommend Payment Assist

I would not recommend Payment Assist. I took out a loan to pay for an Access to HE course at Oxbridge College, but the college went bankrupt before I even started. I never received the course, yet I still had to repay the full loan. Because Payment Assist is based in the Isle of Man, I couldn’t get help from the English Financial Ombudsman, and the loan wasn’t covered by purchase protection. In my experience, customers are not properly protected if something goes wrong.

2 août 2025
Avis spontané
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Réponse de Payment Assist

Hi Izabela,

Thank you for taking the time to leave your review. We're sorry to hear about your experience.

Thank you for providing your contact details, which have allowed us to review your account.

Having reviewed your agreement, I can see that we spoke with you in October 2025 regarding this matter. At that time, we advised that, following the merchant entering administration, you would need to submit a Proof of Debt form to the appointed administrators in order to register as a creditor and seek to recover any eligible funds.

Unfortunately, Payment Assist has no control over the merchant entering administration or the administration process itself. As the funds for your agreement had already been paid to the merchant, we were unable to issue a refund.

We also appreciate your comments regarding customer protection. Due to the type and term of the agreement you entered into, your loan was not covered by Section 75 of the Consumer Credit Act.

We understand this was a frustrating situation and appreciate it was not the outcome you were hoping for. However, we hope this helps to explain why we were unable to refund your agreement.

Kind regards,

The Payment Assist Team

Noté 5 sur 5 étoiles

Very quick and easy to use get a answer…

Very quick and easy to use get a answer in minutes, I liked the range of payment options I could choose that suited my own pocket

31 juillet 2026
Avis spontané
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Réponse de Payment Assist

Hi there,

It's great to hear you found the application quick and easy, with a decision in just a matter of minutes.

We're also pleased that the range of repayment options allowed you to choose a plan that best suited your budget, as giving customers flexibility is an important part of the service we provide.

Thank you for taking the time to leave such a wonderful review. We're delighted Payment Assist was able to offer a solution that worked for you.

Best wishes,
Payment Assist

Noté 5 sur 5 étoiles

A very good service was able to make…

A very good service was able to make payments over a period of time interest free

1 août 2026
Avis spontané
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Réponse de Payment Assist

Hi Atilla,

We're pleased to hear Payment Assist provided a service that worked so well for you. Being able to spread the cost over time with interest-free payments is exactly what the service was designed for, so it's fantastic to know it helped make your purchase more manageable.

Thank you for taking the time to share your experience. We really appreciate your feedback and are delighted we could help.

Best wishes,
Payment Assist

Noté 5 sur 5 étoiles

Very easy to use payment assist

Very easy to use payment assist, and virtually instant acceptance etc.. Appreciated the choice of number of months to pay.
Monthly reminders sent by text or email a few days before collection of payment.

30 juillet 2026
Avis spontané
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Réponse de Payment Assist

Hi there,

Staying in touch and keeping customers informed is a big part of the service we provide, so it's great to hear that worked well for you.

We're pleased that the payment reminders gave you plenty of notice before each collection, while the quick approval process and choice of repayment terms helped make everything straightforward from the very beginning.

Thank you for taking the time to share your experience. We're delighted to hear Payment Assist has provided the flexibility and convenience you were looking for.

Best wishes,
Payment Assist

Noté 5 sur 5 étoiles

Simple process and great help spreading cost

A very easy process that allows you to spread the cost interest free. Would recommend.

30 juillet 2026
Avis spontané
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Réponse de Payment Assist

Hi Dawn,

We're so pleased to hear you found the process straightforward. Being able to spread the cost with interest-free payments is exactly what Payment Assist was designed for, so it's fantastic to know the service has worked so well for you.

Your recommendation means a great deal to us, and we're delighted you've had such a positive experience. Thank you for taking the time to leave such a wonderful review.

Best wishes,
Payment Assist

Noté 5 sur 5 étoiles

Absolutely awesome love using theses…

Absolutely awesome love using theses not a problem at all .

27 juillet 2026
Avis spontané
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Réponse de Payment Assist

Hi Jillian,

What a brilliant review, thank you.

It is great to hear you've had such a positive experience with Payment Assist and that you've found the service so straightforward to use. It's fantastic to know everything has been hassle free whenever you've needed us.

Thank you for your kind words and for taking the time to leave such a wonderful review. We're really pleased to have been able to help.

Best wishes,
Payment Assist

Noté 5 sur 5 étoiles

Excellent thanks.

Excellent thanks.

30 juillet 2026
Avis spontané
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Réponse de Payment Assist

Hi Aubrey,

Thank you for your fantastic review.

We're delighted to hear you had such a positive experience with Payment Assist. Providing a simple, reliable service that helps when it's needed most is exactly what we aim to do.

We really appreciate you taking the time to share your feedback. Thank you for choosing Payment Assist.

Best wishes,
Payment Assist

Noté 5 sur 5 étoiles

Great service and really easy to use.

Great service and really easy to use.

30 juillet 2026
Avis spontané
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Réponse de Payment Assist

Hi Denis,

What a lovely review, thank you.

We're so pleased to hear you found Payment Assist easy to use and that you received great service. Providing a simple, straightforward experience is exactly what we aim to deliver, so it's fantastic to know everything went smoothly for you.

We really appreciate you taking the time to share your feedback. Thank you for choosing Payment Assist.

Best wishes,
Payment Assist

Noté 5 sur 5 étoiles

Easy and fast

Easy and fast. Very helpful for me this facility.

30 juillet 2026
Avis spontané
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Réponse de Payment Assist

Hi Chanaka,

We're delighted to hear you found Payment Assist quick and easy to use. It's great to know the service has been so helpful, and that being able to spread the cost has made things a little easier for you when you needed it.

Thank you for taking the time to leave such a lovely review. We're really pleased Payment Assist has been able to help.

Best wishes,
Payment Assist

Noté 5 sur 5 étoiles

Excellent service

Always helpful when you have any problems or questions and the service is outstanding

31 juillet 2026
Avis spontané
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Réponse de Payment Assist

Hi Ian,

It's great to hear you've consistently found our team helpful whenever you've had a question or needed support.

Providing friendly, reliable service and being there for our customers when they need us is a big part of what we aim to deliver, so it's wonderful to know that's been your experience.

Thank you for your kind words and for taking the time to leave such a lovely review.

We really appreciate your feedback and are delighted you've received outstanding service from Payment Assist.

Best wishes,
Payment Assist

Noté 5 sur 5 étoiles

Company has integrity

I would have given this company 100 stars if I could. Customer service is fantastic, they work with you, not against you. As someone with ADHD, they made my experience stress free which means the world to me, as a lot of companies are still not aware that not all disabilities are visible. Brilliant people working at a brilliant company.

31 juillet 2026
Avis spontané
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Réponse de Payment Assist

Hi Jackie,

We couldn't ask for much better feedback than this, thank you.

We're absolutely delighted to hear our team was able to provide the support you needed and make the whole experience as stress free as possible. We understand that every customer is different, and taking the time to listen and work with people in a way that suits their individual needs is something we care deeply about.

Your kind words about our customer service mean a great deal to the whole team.

Thank you for taking the time to share your experience, and for such an incredible recommendation.

Best wishes,
Payment Assist

Noté 5 sur 5 étoiles

Easy to follow quick and set up quickly

Good web site easy to use quick good payments set up simple thank you

29 juillet 2026
Avis spontané
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Réponse de Payment Assist

Hi there,

We're pleased to hear you found our website easy to use and that setting up your payment plan was quick and straightforward. Making the whole process as simple and hassle-free as possible is exactly what we aim to do, so it's great to know everything went smoothly for you.

Thank you for taking the time to leave such a positive review. We really appreciate your feedback and are delighted we could help.

Best wishes,
Payment Assist

Noté 1 sur 5 étoiles

Awful customer experience

Really slow at responding to emails, not very helpful at all in regards to resolving issues, their website is old and shocking to use and login page has bugs.

This was over a period of 6 months and 2 separate payment schemes

30 juillet 2026
Avis spontané
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Réponse de Payment Assist

Hi Rob,

We're sorry to read your review and feel it does not accurately reflect the service we have provided.

Having reviewed your account, we can see that every email we received from you was responded to within 24 hours, and we have always tried to assist with your queries as quickly as possible.

In relation to your comments about our website, we recently launched a brand new website. During our correspondence, there appeared to be some confusion between our customer portal and your warranty provider's booking system. The links you requested were for booking a service, which is managed by your warranty provider rather than through Payment Assist, so unfortunately this is not something we are able to control.

If there is anything relating directly to your Payment Assist account that remains unresolved, please contact us and we will be happy to look into it further.

Best wishes
Payment Assist

Noté 1 sur 5 étoiles

I was mis sold payment assist extended…

I was mis sold payment assist extended warranty from trade centre wales . The car is currently undriveable and a scotia independent inspection found the vehicle was of unsatisfactory durability at the point of sale . The car suffered a catastrophic engine failure . When I sold this warranty I was told it was for protection as I have the car on finance and in case of engine failures . 6 weeks later still no car warranty now not acknowledging responsibility telling me to go to dealership so why was I paying £59.99 per month I rang up to explain the car is undrivable why you charging me this As the warranty was mis sold and the car needs a new engine reply back was I had to prove it . I think a scotia report is proof . And as the car was unsatisfactory at point of sale I should never have been sold it . Avoid

30 juillet 2026
Avis spontané
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Réponse de Payment Assist

Hi Ceri,

We're sorry to hear about the difficulties you've experienced with your vehicle.

We would like to clarify that Payment Assist did not sell you an extended warranty and is not the provider of the warranty cover. The warranty was sold by Trade Centre Wales, while Payment Assist's role is solely to provide the finance agreement that allows the cost of the warranty to be spread over monthly payments.

As such, we are not involved in the sale, administration or assessment of warranty claims, and we are unable to comment on the issues you have raised regarding the vehicle or the warranty itself.

We have also been unable to locate any contact from you regarding these concerns. If your complaint relates to the warranty, its sale, or the handling of your claim, this should be raised directly with Trade Centre Wales, as they are the appropriate business to investigate and respond.

In light of the above, we would kindly ask that you review your feedback and consider directing it to the business responsible for the matters you have described.

Best Wishes
Payment Assist

Noté 1 sur 5 étoiles

Beware.. Payment Assist...Think Twice..

This is a review of my personal experience after having taken a loan ID: 5388-34068 with Payment Assist(Conister Bank).
I am being bombarded with payment reminders and payment failed notices by Email and SMS from both Payment Assist and Conister Bank.
The loan I took was for a car service. The work to the value of the loan was not carried out. The company involved in arranging the work are proven scammers - there is plenty of evidence.
Payment Assist are resisting all arguments that they have a responsibility to their customer to protect them from fraud/scams. It is unacceptable and I will never pay for something that I never received.
Payment Assist constantly refer me back to the service provider(the firm that should have arranged for the work to be carried out). This is impossible as their customer service will not reply - the firm are fraudulent con merchants and scammers.
Payment Assist assert that they cannot act as mediators with the service providers. However, when I proved that the work was not done Payment Assist offered a lowered loan settlement figure so they must have acted as mediators.
I find Payment Assist negligent in this matter and would warn anyone to be very careful taking a BNPL loan with them. It is a scandal that they are still dealing with the scamming service provider (I am far from alone in being a victim of this fraud/scam).
As of 15.07.2026 the FCA Ombudsman will investigate cases like mine. Unfortunately, due to a loophole my case fell outside the regulations at the time i.e. Jan 2026

30 juillet 2026
Avis spontané
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Réponse de Payment Assist

Hello Damien,

We're sorry to see that you remain dissatisfied with the outcome of this matter.

As previously explained, Payment Assist thoroughly investigated your complaint, and our position remains unchanged.

We would also like to clarify that this complaint has previously been referred to the Financial Ombudsman Service, which concluded that it was unable to consider the complaint as it fell outside of its jurisdiction. That decision remains unchanged. While you reference changes to the FCA's rules, these apply to finance agreements entered into from 15 July 2026 onwards and do not alter the position in relation to your agreement.

We appreciate that this has been a frustrating experience for you, but as the issues raised relate to the service provided by the merchant rather than the finance agreement itself, our position remains the same.

Best wishes,

The Payment Assist Team

Noté 5 sur 5 étoiles

Very helpful with the whole process.

Very helpful with the whole process.

29 juillet 2026
Avis spontané
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Réponse de Payment Assist

Hi Dan,

It’s great to hear you felt supported throughout the whole process.

Providing helpful, straightforward service from start to finish is something we’re very proud of.

Thank you for your review.

Best wishes,
Payment Assist

Noté 4 sur 5 étoiles

It was good service

It was easy to set up after having a large garage bill during an annual service that I couldn't pay outright for. It was a bit of a long form but easy to set up and was a quick response

29 juillet 2026
Avis spontané
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Réponse de Payment Assist

Hi Heather,

Thank you for your review.

We’re pleased to hear the process was easy to set up and that you received a quick response when faced with a large garage bill. We also appreciate your feedback about the length of the form.

Best wishes,
Payment Assist

Noté 5 sur 5 étoiles

User-friendly system

Quick and easy to use. Straightforward, no jargon, fit-for purpose system. You get results instantly.

29 juillet 2026
Avis spontané
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Réponse de Payment Assist

Hi Desmond,

We really appreciate you sharing your experience.

It’s great to hear you found the system quick, straightforward and easy to understand. Providing a clear, user-friendly process without unnecessary jargon is something we’re very proud of.

Best wishes,
Payment Assist

Noté 5 sur 5 étoiles

Very straightforward process excellent…

Very straightforward process excellent service
Michael Wood

29 juillet 2026
Avis spontané
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Réponse de Payment Assist

Hi Michael,

We’re grateful you took the time to share your feedback.

It’s great to hear you found the process straightforward and received excellent service throughout.

Best wishes,
Payment Assist

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