Bien que nous ne vérifiions pas les affirmations individuelles, car les avis reflètent l’opinion personnelle des utilisateurs, certains avis sont accompagnés du statut « vérifié » lorsqu’il est possible de confirmer qu’une interaction avec l’entreprise a eu lieu. En savoir plus

Pour protéger l’intégrité de la plateforme, chaque avis, qu’il soit vérifié ou non, est analysé par notre logiciel automatisé 24 h/24 et 7 j/7. Il identifie et retire tout contenu qui enfreint nos conditions d'utilisation, y compris les avis qui ne se basent pas sur des expériences authentiques. Nous sommes conscients que nous ne pouvons pas tout détecter, et vous pouvez nous signaler tout élément qui aurait pu nous échapper. En savoir plus

Lisez les avis des autres

Noté 5 sur 5 étoiles

Santander was very helpful and gave us a great rate. 2.99%. The dealership made an error on our loan that didn't get caught until 16 months into the loan. Santander was great about working with us to... Voir plus

L'entreprise a répondu

Noté 1 sur 5 étoiles

Your account establishing system is not working. I have it recover my username, it tells me, I enter my username to recover my password, and it says the username is not valid. THE EXACT SAME USERNAM... Voir plus

L'entreprise a répondu

Noté 3 sur 5 étoiles

I appreciate the ability to secure the loan quickly and easily. But the dealer told me if I paid off the loan in full within the first month there would be no interest charged. First I was not permi... Voir plus

L'entreprise a répondu

Noté 1 sur 5 étoiles

Not at all impressed. To opt out of information sharing, I was instructed to go to my account online. When I did, all that was available was the privacy policy itself. There was no option to opt out.... Voir plus

L'entreprise a répondu

À propos de l'entreprise

  1. Société de crédit et de prêt automobile

Écrit par l'entreprise

Santander Consumer USA Inc. - Specializes in automotive financing for dealers and consumers. We offer a wide array of finance and auto-related products plus a robust loan servicing operation. Part of global banking leader Santander. Through its Drive®, RoadLoans® and Santander Auto Finance brands, Santander Consumer USA Inc. offers automotive financing through a network of dealer partners. Our finance programs help consumers with a wide range of credit situations purchase quality vehicles.


Coordonnées de contact

2,3

Bas

TrustScore 2.5 sur 5

296 avis

5 étoiles
4 étoiles
3 étoiles
2 étoiles
1 étoile

A répondu à 99 % de ses avis négatifs

Répond généralement dans un délai de 24 heures

Comment cette entreprise utilise Trustpilot

Découvrez comment les avis de l’entreprise sont collectés, notés et modérés.

Les entreprises sur Trustpilot n’ont pas le droit d’offrir des incitatifs ni de payer pour masquer des avis. Les avis reflètent l’opinion des utilisateurs et non celle de Trustpilot. En savoir plus

Noté 1 sur 5 étoiles

I never got any information from the…

I never got any information from the car dealership about who my loan company was. The finance company never sent me anything either. I contacted the dealership, and they gave me the number to Santander. I called, they had to walk me through the steps of their webpage because it was obviously designed in 1996. Once I created the account and tried to sign in, it said that I could not log in. I called Santander again and they said the system would be down until Sunday. This was a freaking Friday. All I want to do is make a payment!

13 février 2026
Avis spontané
Logo de Santander Consumer USA

Réponse de Santander Consumer USA

Hello Brian! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info, or you may contact us at 888-222-4227. Please review your email at your earliest convenience. Have a great day!

Noté 1 sur 5 étoiles

Getting logged in

I created an account and when it asks me to enter the code from text or email it won’t move past that screen. I have tried both text and email, I get the code each time but then nothing

12 février 2026
Avis spontané
Logo de Santander Consumer USA

Réponse de Santander Consumer USA

Hello Brittney! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info, or you may contact us at 888-222-4227. Please review your email at your earliest convenience. Have a great day!

Noté 5 sur 5 étoiles

The ease of maneuvering around the…

The ease of maneuvering around the website

9 février 2026
Avis spontané
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Réponse de Santander Consumer USA

Hello Thomas! Thank you so much for taking the time to provide your feedback and we appreciate your business. If you have any questions or concerns, please don't hesitate to give us a call at 888.222.4227. Have a great day!

Noté 1 sur 5 étoiles

TERRIBLE customer service

Customer service is absolutely TERRIBLE. Worst I’ve ever experienced. I will be refinancing my loan.

8 janvier 2026
Avis spontané
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Réponse de Santander Consumer USA

Hello Trina! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!

Noté 1 sur 5 étoiles

By far the worst place to finance a car…

By far the worst place to finance a car poor I wouldn’t recommend them to petsmart for dog food I tried reaching out to make an agreement on my loan because I was falling on hard times they repoed my car stopped calling all my personal belongings were still in it and yet they still proceeded to take the vehicle to an auction building I am highly pissed with this company and I wouldn’t give you if couldn’t any customers

7 janvier 2026
Avis spontané
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Réponse de Santander Consumer USA

Hello Reggie! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info, or you may contact us at 888-222-4227. Please review your email at your earliest convenience. Have a great day!

Noté 1 sur 5 étoiles

Customer representative that I spoke to…

Customer representative that I spoke to over the phone was very impatient and was getting upset with me asking if Santander Consumer USA had a mobile app I could upload on my phone. He was so confused about the question to the point where he was rushing me off the phone and never even tried to understand me so he could help me in anyway.That’s the reason for my one star.

6 février 2026
Avis spontané
Logo de Santander Consumer USA

Réponse de Santander Consumer USA

Hello Jheanelle! Thanks for taking the time to provide your feedback and we hate to hear about your experience. Unfortunately, we do not have a mobile app available for our auto loan customers. Please click here https://myaccount.santanderconsumerusa.com/Home/SignIn and be sure to save this link to your favorites so that you're able to login to your auto loan account anytime. We hope this helps! If anything else is needed, please feel free to give us a call at (888) 222-4227. This line is available Monday through Friday 7:00 AM to 9:00 PM, Saturday 7:00 AM to 5:00 PM Central Standard Time and closed Sunday. Have a great day!

Noté 1 sur 5 étoiles

Don't use this company, please whatever you do

Hello I have been trying to make a payment now for 2 months can't log into my account because it says it's locked. Can't call the phone number because it's says the last 6 digits of my social and date of birth aren't correct and it won't forward you to a representative at all. This is a very unprofessional company with rates that intentionally cause someone to go into debt. How someone can charge anyone 1000 dollars a month for a car payment is unethical and should be illegal. Just shows you they don't care about the person only if they can pay or not. I'll be returning my vehicle just because they make you decide wether or not you want your car or to be able to feed your family. Special place in hel for people like this

5 février 2026
Avis spontané
Logo de Santander Consumer USA

Réponse de Santander Consumer USA

Hello there! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!

Noté 1 sur 5 étoiles

Dont use PayPal and pay with a credit…

Dont use PayPal and pay with a credit card they'll let you save the card but when you accept and pay it defaults to checking and doesnt tell you so they can collect their $6.75 fee. Avoid this scam company.

Edit: of course they want to do the right thing now after they flatly refused to refund even though their payment method should say no credit card to begin with. What a fraud.

They can deal with bbb and cfpb complaint opened the second supervisor refused to refund my $6.75.

Bottom line its not about the money its about certain companies integrity. I wouldnt count on that from santander. Banks need to remember this that I will be avoiding them like the plague in the future all for $7. Smart.

29 janvier 2026
Avis spontané
Logo de Santander Consumer USA

Réponse de Santander Consumer USA

Hello there! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!

Noté 1 sur 5 étoiles

Horrific

Santander has been an absolute nightmare to deal with. My auto loan was paid in full on 12/30/2025, yet weeks later they still have not released the electronic lien/title to the Florida DMV.

Despite multiple calls, Santander representatives repeatedly insist on mailing a loan satisfaction letter, even after being told by both the Florida DMV and my new lender (Navy Federal Credit Union) that paper letters are NOT accepted and that Santander must release the title electronically. They either do not understand the process or refuse to listen.

I was given incorrect information, redirected to useless websites, refused escalation to a manager, and spent over 30 minutes arguing with the title department, only to be told—again—that they would mail paperwork that does not resolve the issue. Navy Federal continues to show Santander as the lienholder electronically.

Because of Santander’s incompetence, I am now at risk of losing my refinance rate due to their failure to release a paid-off title. This has caused weeks of unnecessary stress and wasted time.

I have filed formal complaints with the BBB, the Florida Office of Financial Regulation, and my State Attorney General.

If you value your time, sanity, or finances, do not finance through Santander.

2 février 2026
Avis spontané
Noté 1 sur 5 étoiles

i keep calling because I'm locked out…

i keep calling because I'm locked out of my account its saying I'm logging in wrong more times than i actually am i was given a temporary passcode that didn't work i was told to wait 24 hours and try again still did not work earlier today i called again she said she was going to have my account deleted for me to try to set it up new again in 10 minutes i waited hours and i still cannot access my online account

29 janvier 2026
Avis spontané
Logo de Santander Consumer USA

Réponse de Santander Consumer USA

Hello Melissa! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!

Noté 1 sur 5 étoiles

Santander provides terrible customer…

Santander provides terrible customer service, constantly gives false information, and communicates so poorly it makes dealing with them a complete nightmare.” AVOID THEM AT ALL COST I PRAY FOR WHOEVER DEALS WITH THESE PEOPLE!!!!!

26 janvier 2026
Avis spontané
Logo de Santander Consumer USA

Réponse de Santander Consumer USA

Hello there! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!

Noté 1 sur 5 étoiles

Rude rep with no patience

i just spoke to a rep to make a payment towards my principle and she was very rude and had no patience for all of my questions.

26 janvier 2026
Avis spontané
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Réponse de Santander Consumer USA

Hello Ana! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!

Noté 1 sur 5 étoiles

I called to try to setup my payment

I called to try to setup my payment. I couldn't get pass the auto service to do so. Do you actually have people working there? Not in an office overseas either.

27 janvier 2026
Avis spontané
Logo de Santander Consumer USA

Réponse de Santander Consumer USA

Hello Robert! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!

Noté 1 sur 5 étoiles

Would not Recommend

It would be nice if this company would let you know when and how much your high interest payment is, 30 days before your payment is due....

30 décembre 2025
Avis spontané
Logo de Santander Consumer USA

Réponse de Santander Consumer USA

Hello Rabecka! Thank you so much for taking the time to provide. Please keep in mind that the type of loans that we offer are simple interest which could be very beneficial depending on how payments are being made throughout the life of the loan. Please click here https://santanderconsumerusa.com/learning-center to check out our "How Simple Interest Contracts Work" video in our Video Gallery. We hope this helps at understanding simple interest. If you have any additional questions or concerns, please don’t hesitate to give us a call at 888-222-4227, this line is available Monday through Friday 7:00 AM to 9:00 PM, Saturday 7:00 AM to 5:00 PM Central Standard Time and closed Sunday. Have a great day!

Noté 1 sur 5 étoiles

Locked account

This is my first time logging in, and my account is locked, so I am unable to make my payment.

25 janvier 2026
Avis spontané
Logo de Santander Consumer USA

Réponse de Santander Consumer USA

Hello there! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers and we'll be more than happy to have one of our specialists look into this for you. Trustpilot has sent you an email requesting additional info. In the meantime, you can also click here https://santanderconsumerusa.com/payments for other payment options or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!

Noté 1 sur 5 étoiles

Sometimes the customer knows a little more than you would think

I received a message that my first car payment was not able to go through from my bank. So, I as a concerned customer called to rectify the situation. My auto pay was set up on my savings account and doesn't pull from the checking account; I didn't know this at the time I set it up. I called to correct the issue, but was me with employee's who thought they knew what they were taking about, but didn't. They keep saying that you can't connect it to a savings account. I kept trying to tell them otherwise, but they would not listen. I also kept trying to tell them, my payment was denied. But they kept saying that it was not denied, and has been processed. I think this should be something that should be discussed in your next board meeting. To inform your employees what they DO NOT KNOW. Not sit there an tell a customer who already knows who is trying to inform them. So, that they can fix the problem, and go on about their daily activities known that their payment was successfully made. This is by far the worst auto loan company I have ever dealt with, and i'm fifty five years old.And had a lot of car payments! Let's see if they hear the customer's voice.

23 janvier 2026
Avis spontané
Logo de Santander Consumer USA

Réponse de Santander Consumer USA

Hello Terry! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers and we'll be more than happy to have one of our specialists look into this for you. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!

Noté 1 sur 5 étoiles

mobile app refuses to let me sign in.

mobile app refuses to let me sign in.

23 janvier 2026
Avis spontané
Logo de Santander Consumer USA

Réponse de Santander Consumer USA

Hello Jim! Thanks for reaching out to provide your feedback. Unfortunately, Santander does not have a mobile app available to our auto loan customers. Please click here https://myaccount.santanderconsumerusa.com/Home/SignIn to access your online account and be sure to save this link to your favorites to access your auto loan account anytime. We hope this helps! If you are unable to access your auto loan via this link Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!

Noté 1 sur 5 étoiles

Run run run from this company they are…

Run run run from this company they are crooked. Someone who works for Santander got into my bank account and zelled 900.00 out of my account. Santander was of no help. Horrible customer service. I filed police report and Bank of America tracked the zelle to an employee. Crooked liars. Never get a loan from these thieves.

19 janvier 2026
Avis spontané
Logo de Santander Consumer USA

Réponse de Santander Consumer USA

Hello Tiffany! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info, or you may contact us at 888-222-4227. Please review your email at your earliest convenience. Have a great day!

Noté 1 sur 5 étoiles

Santander Consumer USA uses dishonest…

Santander Consumer USA uses dishonest business practices and horrible customer service. I made my first car payment without issue when my second payment was returned for some unknown reason forcing me to make a debit card payment which resulted in added fees. The payment was from the same account which caused my frustration. The dishonest customer service agent claims that because my payment was allegedly returned that I must make other payments resulting in extra fees. DISHONEST.

29 décembre 2025
Avis spontané
Logo de Santander Consumer USA

Réponse de Santander Consumer USA

Hello Thomas! Thank you so much for taking the time to provide your feedback. This isn't the experience we want for any of our customers. Trustpilot has sent you an email requesting additional info, or you may contact us at 888.222.4227. Please review your email at your earliest convenience. Have a great day!

Noté 5 sur 5 étoiles

Easy to follow directions

19 janvier 2026
Avis spontané
Logo de Santander Consumer USA

Réponse de Santander Consumer USA

Hello Donna! Thank you so much for taking the time to provide your feedback and we appreciate your business. If you have any questions or concerns, please don't hesitate to give us a call at 888.222.4227. Have a great day!

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